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CHERMEUX CHRISTOPHE

Active
Private limited companyfounded 2021active for 5 yearsKeiberg(M) 39, 8552 Zwevegem, BelgiumKBO/BCE: BE 0766.722.939
Summary

The computed 12-month bankruptcy probability of CHERMEUX CHRISTOPHE is 1.6% (moderate). The 2025 annual accounts show equity of €16,793 and a net result of €11,006. Equity is growing by about 40% per year across the filed financial years. Its solvency ranks better than 11% of 1,252 sector peers (NACE 42, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

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CHERMEUX CHRISTOPHEActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Civil engineering
NACE 42219
1 site
Size
≈ €320,000turnover 2025, estimated
Equity
€16,793
Profit
€11,006
Turnover estimated from the gross margin
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.6%
Structure
2025 accounts filed 39 days late1 of 2 deeds summarised
Why 53raises riskLast filed accounts filed 39 days late; 1 of the last 3 lateFounded in 2021Sector: Civil engineering (NACE 42)lowers riskSize: total assets €426,203Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 21% of its sector peers (NACE 42, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 29-22
equity 3.9% of total assets
Liquidity 35-24
short-term debt 47.7% · cash 6.5%
Profitability 72-2
return on assets 2.6%
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.8% (1,867 companies, NACE 42, micro)
Last 24 months 11-2024: 1.0% 12-2024: 0.9%▼ -0.1 percentage points vs 11-2024 01-2025: 0.8%▼ -0.1 percentage points vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.9%▲ +0.1 percentage points vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 0.9%● unchanged vs 06-2025 08-2025: 1.4%▲ +0.5 percentage points vs 07-2025 09-2025: 0.5%▼ -0.9 percentage points vs 08-2025lowest value 10-2025: 0.5%● unchanged vs 09-2025lowest value 11-2025: 0.5%● unchanged vs 10-2025lowest value 12-2025: 0.5%● unchanged vs 11-2025lowest value 01-2026: 0.5%● unchanged vs 12-2025lowest value 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.6%▲ +0.1 percentage points vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 1.0%▲ +0.4 percentage points vs 07-2026 09-2026: 1.0%● unchanged vs 08-2026 10-2026: 1.6%▲ +0.6 percentage points vs 09-2026highest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.37, compared with 0.81 in 2024, below 1; short-term debt: 47.7% and cash: 6.5% of total assets), and 96.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 42, micro): better than 11% on solvency, 25% on liquidity, 42% on profitability and 6% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 39 days late; 1 of the last 3 late
NBB · filings
raises risk · Founded in 2021
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €426,203
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Civil engineering (NACE 42)
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 1252 sector peers (2025).
NBB · sector comparison
Position among 1252 sector peers
Solvency
better than 11%
← weakest strongest →
raises risk · 2025 accounts filed 39 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-09-2026, 39 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
39 days late
2024
28 days late
2023
29 days late
2022
30 days late
2021
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 31 days after the deadline; the sector median (NACE 42) for financial year 2024 is 2 days before the deadline, and 41% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet €11,006 ▼48.5%
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Equity fell in 2025from €135,287 to €16,793 ▼ 87.6% View
  • Caution: Among the weakest 11% on solvencysector median 45.1% · 1,252 companies 3.9% View
  • Positive: 5 profitable years in a rowprofit 2025: €11,006 5 years View

By topic

Financials

Financial year
2025
Total assets
€426,203
Profit
€11,006
Solvency
3.9%
Total assets▼ 17.9%
Net result
20212025
Go to Financials

Timeline

Events
10
Since
2022
Next accounts
by 31-07-2027
  1. 29-08-2024Annual accounts filed
  2. 31-12-2023Highest result from 2021 to 2025
  3. 31-12-2023Liquidity more than doubled
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Civil engineeringNACE 42219
Founded
14-04-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about CHERMEUX CHRISTOPHE

What is the company number of CHERMEUX CHRISTOPHE?
0766.722.939. In Belgium the VAT number is the company number with BE in front: BE 0766.722.939.
Where is CHERMEUX CHRISTOPHE based?
The registered office is at Keiberg(M) 39, 8552 Zwevegem.Company details
What does CHERMEUX CHRISTOPHE do?
According to the KBO register, the main activity is civil engineering (NACE 42219).
What is the legal form of CHERMEUX CHRISTOPHE?
Private limited company (BV).
When was CHERMEUX CHRISTOPHE founded?
On 14-04-2021.
Is CHERMEUX CHRISTOPHE still active?
Yes, CHERMEUX CHRISTOPHE is an active enterprise in the KBO register.
What is the turnover of CHERMEUX CHRISTOPHE?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is CHERMEUX CHRISTOPHE profitable?
In financial year 2025, CHERMEUX CHRISTOPHE made a profit of €11,006.
Where can I find the annual accounts of CHERMEUX CHRISTOPHE?
CHERMEUX CHRISTOPHE filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CHERMEUX CHRISTOPHE due?
By 31-07-2027, for financial year 2026.Timeline

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