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CHERMEUX CHRISTOPHE

Active
Private limited companyfounded 2021active for 5 yearsKeiberg(M) 39, 8552 Zwevegem, BelgiumKBO/BCE: BE 0766.722.939
Summary

The computed 12-month bankruptcy probability of CHERMEUX CHRISTOPHE is 1.6% (moderate). The 2025 annual accounts show equity of €16,793 and a net result of €11,006. Equity has been growing by about 40% per year since 2021. Its solvency ranks better than 11% of 1,256 sector peers (NACE 42, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 14-04-2021 Normal situation
Activity
Civil engineering NACE 42219and 2 others
Establishment unit
2.315.870.545 8552 Zwevegem, since 14-04-2021
Financial year end
31 December
Peppol
Reachable since 13-10-2025

Board and ownership

Board
  • Chermeux ChristopheDirector · since 13-04-2021
  • Chermeux Jean-ClaudeDirector · since 13-04-2021
  • CHERMEUX ThibauxDirector · since 25-01-2023

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.6%
Annual accounts 2025
Gross margin
€129,318
▲ 6.6%
Turnover
≈ €320,000
estimated
Profit
€11,006
▼ 48.5%
Equity
€16,793
▼ 87.6%
Total assets
€426,203
▼ 17.9%
  • 2025 accounts filed 39 days after the deadline
Filed on 08-09-2026
Score breakdownraises riskLast filed accounts filed 39 days late; 1 of the last 3 accounts lateFounded in 2021Sector: Civil engineering (NACE 42)lowers riskSize: total assets €426,203Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 21% of micro companies in civil engineering (NACE 42)
Financial strength · tick: 2024
Weak
Solvency 29-22
equity 3.9% of total assets
Liquidity 35-24
short-term debt 47.7% · cash 6.5%
Profitability 72-2
return on assets 2.6%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.8% (1,867 companies, NACE 42, micro)
Last 24 months 12-2024: 0.9% 01-2025: 0.8%▼ -0.1 percentage points vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.9%▲ +0.1 percentage points vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 0.9%● unchanged vs 06-2025 08-2025: 1.4%▲ +0.5 percentage points vs 07-2025 09-2025: 0.5%▼ -0.9 percentage points vs 08-2025lowest value 10-2025: 0.5%● unchanged vs 09-2025lowest value 11-2025: 0.5%● unchanged vs 10-2025lowest value 12-2025: 0.5%● unchanged vs 11-2025lowest value 01-2026: 0.5%● unchanged vs 12-2025lowest value 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.6%▲ +0.1 percentage points vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 1.0%▲ +0.4 percentage points vs 07-2026 09-2026: 1.0%● unchanged vs 08-2026 10-2026: 1.6%▲ +0.6 percentage points vs 09-2026highest value 11-2026: 1.6%● unchanged vs 10-2026highest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.37 (0.81 in 2024), below 1. Short-term debt is 47.7% and cash 6.5% of total assets. 96.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 42, micro). It does better than 11% of them on solvency, 25% on liquidity, 42% on profitability and 6% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 39 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €426,203
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Civil engineering (NACE 42)
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 1256 sector peers (2025).
NBB · sector comparison
Position among 1256 sector peers
Solvency
better than 11%
← weakest strongest →
raises risk · 2025 accounts filed 39 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-09-2026, 39 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
39 days late
2024
28 days late
2023
29 days late
2022
30 days late
2021
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 31 days after the deadline. In the sector (NACE 42), the median for financial year 2024 was 2 days before the deadline, and 41% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Equity fell in 2025from €135,287 to €16,793 ▼ 87.6% View
  • Caution: Lower solvency than 89% of companies in civil engineeringsector median 45.1% · 1,256 companies 3.9% View
  • Positive: 5 profitable years in a rowprofit 2025: €11,006 5 years View

Recent changes

  1. · Gazette deed Appointment: CHERMEUX Thibaux (director)
  2. · Gazette deed Incorporation
All 11 events

Comparable companies

These companies have the same main activity as CHERMEUX CHRISTOPHE: civil engineering (NACE 42219). They are comparable in size and age: total assets between €238,000 and €838,000, founded between 2018 and 2023.

CompanyTotal assetsGross margin
CHERMEUX CHRISTOPHE Zwevegem€426,203€129,318
AB Pipe Welding Ieper€469,659€108,130
LIEMA PROJECTS Tielt€488,312€116,759
BUDTS PUTBORINGEN Nijlen€338,183€183,564
Claeys Frederick - Klimaattechnieken Sint-Laureins€238,006€72,308
Curo Pomptechniek Kinrooi€838,193€70,230
GEOLEX Nazareth-De Pinte€682,276€71,361
Full comparison

Key facts about CHERMEUX CHRISTOPHE

What is the company number of CHERMEUX CHRISTOPHE?
The company number of CHERMEUX CHRISTOPHE is 0766.722.939. The VAT number is the same number with BE in front: BE 0766.722.939.
Where is CHERMEUX CHRISTOPHE based?
The registered office is at Keiberg(M) 39, 8552 Zwevegem.Company details
What does CHERMEUX CHRISTOPHE do?
According to the KBO register, the main activity is civil engineering (NACE 42219).
What is the legal form of CHERMEUX CHRISTOPHE?
The legal form of CHERMEUX CHRISTOPHE is Private limited company (BV).
When was CHERMEUX CHRISTOPHE founded?
CHERMEUX CHRISTOPHE was founded on 14-04-2021.
Is CHERMEUX CHRISTOPHE still active?
Yes, CHERMEUX CHRISTOPHE is an active enterprise in the KBO register.
What is the turnover of CHERMEUX CHRISTOPHE?
The turnover in financial year 2025 is ≈ €320,000. This figure is estimated from the gross margin of €129,318 and 2,213 comparable companies of the same size. It probably lies between €220,000 and €500,000. It is a rough estimate.Financials
Is CHERMEUX CHRISTOPHE profitable?
In financial year 2025, CHERMEUX CHRISTOPHE made a profit of €11,006.
Where can I find the annual accounts of CHERMEUX CHRISTOPHE?
CHERMEUX CHRISTOPHE filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CHERMEUX CHRISTOPHE due?
CHERMEUX CHRISTOPHE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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