CHERBOUS
ActiveSummary
The computed 12-month bankruptcy probability of CHERBOUS is 3.4% (moderate). The 2024 annual accounts show equity of €325k and a net result of €20k. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 60% of 18941 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability65▼-9
Solvency66▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity short (current ratio 0.1 against 0.13 in 2023; short-term debt: 18.8% and cash: 0.7% of total assets), and 59.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
50 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
122 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€325k▲ 5.6%
2023 · €308k
2019: €201k
2020: €231k
2021: €266k
2022: €280k
2023: €308k
2019 → 2024
Total assets
€794k▼ 6.0%
2023 · €845k
2019: €933k
2020: €907k
2021: €907k
2022: €893k
2023: €845k
2019 → 2024
Net result
€20k▼ 38.1%
2023 · €33k
2019: €17k
2020: €30k
2021: €35k
2022: €15k
2023: €33k
2019 → 2024
Working capital
€-135k▲ 14.2%
2023 · €-157k
2019: €-179k
2020: €-145k
2021: €-176k
2022: €-171k
2023: €-157k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€231k-€266k▲ 15.1%€280k▲ 5.5%€308k▲ 9.9%€325k▲ 5.6%
Operating result€47k-€49k▲ 4.1%€33k▼ 32.9%€51k▲ 53.8%€51k▲ 0.5%
Net result€30k-€35k▲ 17.5%€15k▼ 58.1%€33k▲ 125%€20k▼ 38.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 1% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €794k
Fixed assets
€780k ▼ 5.1%
Current assets
€14k ▼ 36.1%
Equity and liabilities €794k
Equity
€325k ▲ 5.6%
Debt
€469k ▼ 12.6%
Debt's share of the balance-sheet total falls from 63.5% to 59.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€98k▼
2023 · €109k
Cash flow
€68k▼
2023 · €91k
Current ratio
0.10▼
2023 · 0.13
Quick ratio
0.08▼
2023 · 0.11
Debt to equity
1.44▼
2023 · 1.74
ROE
6.3%▼
2023 · 10.7%
ROA
2.6%▼
2023 · 3.9%
Interest coverage
5.21▼
2023 · 9.50
Debt ≤ 1 year
€149k▼
2023 · €180k
Debt > 1 year
€314k▼
2023 · €354k
Income taxes
€12k▲
2023 · €8k
Staff costs
€107k▼
2023 · €121k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 53 lines
Balance sheet
Code20232024
Assets
Total assets20/58€845k€794k▼
Fixed assets21/28€822k€780k▼
Intangible fixed assets21€603€243▼
Tangible fixed assets22/27€822k€780k▼
Land and buildings22€781k€758k▼
Plant, machinery and equipment23€6k€8k▲
Furniture and vehicles24€35k€14k▼
Current assets29/58€23k€14k▼
Stocks and contracts in progress3€3k€2k▼
Stocks30/36€3k€2k▼
Amounts receivable within one year40/41€4k€6k▲
Trade receivables40€3k€4k▲
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€12k€6k▼
Deferred charges and accrued income490/1€2k€618▼
Equity and liabilities
Total equity and liabilities10/49€845k€794k▼
Equity10/15€308k€325k▲
Contributions10/11€184k€184k=
Reserves13€124k€141k▲
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Distributable reserves133€123k€140k▲
Amounts payable17/49€537k€469k▼
Amounts payable after more than one year17€354k€314k▼
Financial debts170/4€354k€314k▼
Amounts payable within one year42/48€180k€149k▼
Current portion of amounts payable after more than one year42€56k€54k▼
Trade debts44€49k€36k▼
Suppliers440/4€49k€36k▼
Taxes, remuneration and social security45€35k€31k▼
Taxes450/3€16k€14k▼
Remuneration and social security454/9€18k€16k▼
Other amounts payable47/48€41k€29k▼
Accrued charges and deferred income492/3€3k€5k▲
Income statement
Code20232024
Remuneration, social security and pensions62€121k€107k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€47k▼
Other operating charges640/8€7k€6k▼
Non-recurring operating charges66A-€3k
Gross operating margin9900€237k€214k▼
Operating profit (loss)9901€51k€51k▲
Financial income75/76B€1k€31▼
Recurring financial income75€1k€31▼
Financial charges65/66B€11k€19k▲
Recurring financial charges65€11k€19k▲
Profit (loss) for the period before taxes9903€41k€32k▼
Income taxes67/77€8k€12k▲
Profit (loss) for the period9904€33k€20k▼
Profit (loss) for the period to be appropriated9905€33k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€33k€20k▼
Transfer to equity691/2€28k€17k▼
To other reserves6921€28k€17k▼
Profit to be distributed694/7€5k€3k▼
Directors or managers695€5k€3k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
19-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 50 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €15k ▼58.1%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2019net €35k ▲17.5%
Net result €35k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ieper · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
de Stuersstraat 38900 IeperGround area
506 m²
Building footprint
200 m²
Volume, LiDAR
2,239 m³
Parcel 33011F0647/00L000, Flanders · tallest building 15.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CHERBOUS
since 20192.284.159.067
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33011F0647/00L000 | Flanders | 506 m² | 1 · 200 m² | 15.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 1,152 EUR awarded · 1,152 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 150 EUR | 150 EUR |
| 2023 | 1 | 1,002 EUR | 1,002 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteIeper2.284.159.067
Similar companies · same sector, comparable size
WALLE 111
BE 0447.504.649
Kortrijk · Eq €325,448
Domaine de Wachirock
BE 0464.849.140
Marche-en-Famenne · Eq €325,548
NEW MIRO
BE 0674.843.054
De Panne · Eq €325,799
TOURISTRAM
BE 0454.448.463
Lier · Eq €325,802
Topera
BE 0725.624.336
Mol · Eq €325,850
Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 7,460 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-2019
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
55100Hotels and similar accommodation
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:00000000000