CHERBEN & Co

Active

Private limited companyfounded 20214 yrs activeVan Souststraat 262A, 1070 Anderlecht, BelgiumKBO/BCE: BE 0775.793.924

CHERBEN & Co has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €321k and a net result of €31k. Equity is growing by ~24.7% per year across the filed fiscal years. Its solvency ranks better than 90% of 3186 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

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Checked score

Score 2025

77 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability80▼-20

Solvency100=

Growth52=

Track record94

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €24k at 30 days acceptable

Liquidity ample (current ratio 16.63 against 5.93 in 2024; short-term debt: 4.4% and cash: 0.8% of total assets), and 4.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

95.6%

Return on assets

9.2%

Age of the figures

15 mo

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-12-2025, 33 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

33 d early

2024

31 d early

2023

16 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close23-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€31k▼ 72.3%

2024 · €112k

2023: €176k 2024: €112k

2023 → 2025

Working capital

€230k▼ 19.7%

2024 · €287k

2023: €173k 2024: €287k

2023 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202320242025Trend

Equity€178k-€290k▲ 63.0%€321k▲ 10.7%

Operating result€228k-€143k▼ 37.3%€40k▼ 72.3%

Net result€176k-€112k▼ 36.3%€31k▼ 72.3%

Result per fiscal year

Operating resultNet result

The operating result has fallen two years in a row; 2025 is 72% below 2024 and is the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €336k

27.1%

72.9%

Fixed assets €91k▲ 2,637%

Current assets €245k▼ 28.9%

Equity and liabilities €336k

95.6%

Equity €321k▲ 10.7%

Debt €15k▼ 74.3%

The debt ratio falls from 16.7% to 4.4%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€41k▼

2024 · €145k

Cash flow

€33k▼

2024 · €114k

Solvency

95.6%▲

2024 · 83.3%

Current ratio

16.63▲

2024 · 5.93

Quick ratio

16.63▲

2024 · 5.93

Debt / equity

0.05▼

2024 · 0.20

ROE

9.7%▼

2024 · 38.6%

ROA

9.2%▼

2024 · 32.2%

Interest coverage

214.79▼

2024 · 1572.99

Debt

€15k▼

2024 · €58k

Debt ≤ 1 year

€15k▼

2024 · €58k

Income taxes

€8k▼

2024 · €31k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€348k€336k▼

Fixed assets21/28€3k€91k▲

Tangible fixed assets22/27€3k€3k▼

Furniture and vehicles24€3k€3k▼

Financial fixed assets28-€88k

Current assets29/58€345k€245k▼

Amounts receivable within one year40/41€333k€243k▼

Trade receivables40€333k€243k▼

Cash at bank and in hand54/58€12k€3k▼

Equity and liabilities

Total equity and liabilities10/49€348k€336k▼

Equity10/15€290k€321k▲

Contributions10/11€2k€2k=

Profit (loss) carried forward14€288k€319k▲

Amounts payable17/49€58k€15k▼

Amounts payable within one year42/48€58k€15k▼

Trade debts44€8k€100▼

Suppliers440/4€8k€100▼

Taxes, remuneration and social security45€48k€13k▼

Taxes450/3€48k€13k▼

Other amounts payable47/48€2k€2k▲

Accrued charges and deferred income492/3-€213

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲

Other operating charges640/8-€587

Gross operating margin9900€145k€42k▼

Operating profit (loss)9901€143k€40k▼

Financial charges65/66B€92€193▲

Recurring financial charges65€92€193▲

Profit (loss) for the period before taxes9903€143k€39k▼

Income taxes67/77€31k€8k▼

Profit (loss) for the period9904€112k€31k▼

Profit (loss) for the period to be appropriated9905€112k€31k▼

Appropriation of the result

Profit (loss) to be appropriated9906€288k€319k▲

Profit (loss) brought forward from the previous period14P€176k€288k▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 7Financial 4Filings 3

Next filing, fiscal year 2026, expected by 31-01-2027

2025

29-12

NBB filing Annual accounts filed

fiscal year 2025 · full schema

30-06

Financial Weakest financial yearnet €31k ▼72.3%

Net result drops to €31k, the lowest in the series.

30-06

Financial Liquidity triplescurrent ratio 16.63

Current ratio from 5.93 to 16.63; short-term debt falls from €58k to €15k.

2024

31-12

NBB filing Annual accounts filed

fiscal year 2024 · full schema

30-06

Financial Liquidity doublescurrent ratio 5.93

Current ratio from 2.56 to 5.93; short-term debt falls from €111k to €58k.

30-06

Financial Equity above €200kEq €290k ▲63%

2 profitable years in a row build equity to €290k.

15-01

NBB filing Annual accounts filed

fiscal year 2023 · full schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Anderlecht · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Van Souststraat 262A1070 Anderlecht

Ground area

168 m²

Building footprint

143 m²

Volume, LiDAR

1,857 m³

Parcel 21302A0048/00M006, Brussels · tallest building 16.3 m, ±4 floors. Linked by address, not a title deed.

1 establishment unit

CHERBEN & Co

Van Souststraat 262A, 1070 AnderlechtIT consultancy

since 20212.324.933.117

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21302A0048/00M006	Brussels	168 m²	1 · 143 m²	16.3 m · 4 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Sint-Pieters-Leeuw · Eq €321k

A3 VENTURES

BE 0691.824.883

Orp-Jauche · Eq €321k

KOHESCO

BE 0534.596.395

Lochristi · Eq €321k

Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 37,730 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded15-10-2021

Fiscal year end30-06

Activities, NACEBEL

70200Business and other management consultancy

70220Business consulting

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.