CHEMLOG
ActiveCHEMLOG has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €179k and a net result of €87k. Its solvency ranks better than 68% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78
Stability82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days only on tighter terms
Liquidity ample (current ratio 2.19 against 2.92 in 2024), and 27% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73%
Return on assets
35.5%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
30 d late
2024
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€179k▲ 94.7%
2024 · €92k
2024: €92k
2024 → 2025
Total assets
€245k▲ 79.0%
2024 · €137k
2024: €137k
2024 → 2025
Net result
€87k▲ 0.1%
2024 · €87k
2024: €87k
2024 → 2025
Working capital
€78k▼ 8.0%
2024 · €85k
2024: €85k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€92k-€179k▲ 94.7%
Operating result€113k-€90k▼ 20.5%
Net result€87k-€87k▲ 0.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €245k
Fixed assets
€101k▲ 1,254%
Current assets
€144k▲ 11.4%
Equity and liabilities €245k
Equity
€179k▲ 94.7%
Debt
€66k▲ 47.0%
The debt ratio falls from 32.9% to 27.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€93k▼
2024 · €113k
Cash flow
€90k▲
2024 · €87k
Solvency
73.0%▲
2024 · 67.1%
Current ratio
2.19▼
2024 · 2.92
Quick ratio
2.19▼
2024 · 2.92
Debt / equity
0.37▼
2024 · 0.49
ROE
48.6%▼
2024 · 94.5%
ROA
35.5%▼
2024 · 63.4%
Interest coverage
29.62▼
2024 · 47.39
Debt
€66k▲
2024 · €45k
Debt ≤ 1 year
€66k▲
2024 · €44k
Income taxes
€9▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€137k€245k▲
Fixed assets21/28€7k€101k▲
Tangible fixed assets22/27€1k€95k▲
Land and buildings22-€89k
Furniture and vehicles24€1k€6k▲
Financial fixed assets28€6k€6k=
Current assets29/58€129k€144k▲
Amounts receivable within one year40/41€23k€31k▲
Trade receivables40€23k€11k▼
Other amounts receivable41€0€20k▲
Cash at bank and in hand54/58€102k€113k▲
Deferred charges and accrued income490/1€4k€0▼
Equity and liabilities
Total equity and liabilities10/49€137k€245k▲
Equity10/15€92k€179k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€87k€174k▲
Amounts payable17/49€45k€66k▲
Amounts payable within one year42/48€44k€66k▲
Current portion of amounts payable after more than one year42-€12k
Trade debts44€10k€14k▲
Suppliers440/4€10k€14k▲
Taxes, remuneration and social security45€35k€40k▲
Taxes450/3€35k€40k▲
Other amounts payable47/48€0€0=
Accrued charges and deferred income492/3€752€400▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€275€3k▲
Other operating charges640/8€575€6k▲
Gross operating margin9900€113k€99k▼
Operating profit (loss)9901€113k€90k▼
Financial income75/76B€5€431▲
Recurring financial income75€5€431▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€110k€87k▼
Income taxes67/77€24k€9▼
Profit (loss) for the period9904€87k€87k▲
Profit (loss) for the period to be appropriated9905€87k€87k▲
Appropriation of the result
Profit (loss) to be appropriated9906€87k€174k▲
Profit (loss) brought forward from the previous period14P-€87k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Equity above €150kEq €179k ▲94.7%
2 profitable years in a row build equity to €179k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Champelet(Be) 277100 La LouvièreGround area
842 m²
Building footprint
103 m²
Volume, LiDAR
703 m³
Parcel 55573B0180/00P000, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Champelet(Be) 27, 7100 La Louvière
since 20242.356.879.670
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55573B0180/00P000 | Wallonia | 842 m² | 1 · 103 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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JULIETTE CHARON
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 40,483 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:chemlog7187@gmail.com