Cheminée Ramonage
ActiveThe computed 12-month bankruptcy probability of Cheminée Ramonage is 3.0% (moderate). The 2024 annual accounts show equity of €40k and a net result of €37k. Its solvency ranks better than 81% of 5897 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency97
Growth-
Track record79
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.17; short-term debt: 27.9% and cash: 77.1% of total assets), and 27.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-06-2025, 48 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
48 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€40k
Total assets
€55k
Net result
€37k
Working capital
€33k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €55k
Fixed assets
€6k
Current assets
€49k
Equity and liabilities €55k
Equity
€40k
Debt
€15k
Debt finances 27.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€48k
Cash flow
€39k
Solvency
72.1%
Current ratio
3.17
Quick ratio
3.17
Debt / equity
0.39
ROE
93.7%
ROA
67.6%
Interest coverage
2423172.50
Debt
€15k
Debt ≤ 1 year
€15k
Income taxes
€9k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€55k
Formation expenses20€610
Fixed assets21/28€6k
Tangible fixed assets22/27€6k
Furniture and vehicles24€6k
Current assets29/58€49k
Amounts receivable within one year40/41€6k
Trade receivables40€5k
Other amounts receivable41€1k
Cash at bank and in hand54/58€43k
Deferred charges and accrued income490/1€71
Equity and liabilities
Total equity and liabilities10/49€55k
Equity10/15€40k
Contributions10/11€3k
Profit (loss) carried forward14€37k
Amounts payable17/49€15k
Amounts payable within one year42/48€15k
Trade debts44€5k
Suppliers440/4€5k
Taxes, remuneration and social security45€11k
Taxes450/3€9k
Remuneration and social security454/9€1k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€899
Gross operating margin9900€49k
Operating profit (loss)9901€47k
Financial income75/76B€32
Recurring financial income75€32
Financial charges65/66B€0
Recurring financial charges65€0
Profit (loss) for the period before taxes9903€47k
Income taxes67/77€9k
Profit (loss) for the period9904€37k
Profit (loss) for the period to be appropriated9905€37k
Appropriation of the result
Profit (loss) to be appropriated9906€37k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Albert Ier 926043 CharleroiGround area
86 m²
Building footprint
58 m²
Volume, LiDAR
456 m³
Parcel 52058A0735/00G004, Wallonia · tallest building 9.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Cheminée Ramonage
since 20232.350.139.457
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52058A0735/00G004 | Wallonia | 86 m² | 1 · 58 m² | 9.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Maarten de Ramenwasser
BE 1005.263.359
Rotselaar · Eq €40k
DRAUX CONSTRUCTION
BE 0663.754.568
Chimay · Eq €40k
IBO CLEAN
BE 0800.887.527
Antwerpen · Eq €40k
AN - DOMEN
BE 0434.795.570
Wavre · Eq €40k
International Gaz-Electricité Applications
BE 0402.962.942
Namur · Eq €40k
Of 7,012 companies in sector 81220 we hold annual accounts for 2,415. 1,972 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-08-2023
Fiscal year end31-12
Activities, NACEBEL
81220Other building cleaning and industrial cleaning
43223Specialised construction activities
43240Other construction installation
43299Specialised construction activities
43910Bricklaying and masonry work
43990Other specialised construction activities
43993Specialised construction activities
43994Specialised construction activities
43999Specialised construction activities
47120Other non-specialised retail sale
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.