CHEMEXPER
ActiveSummary
CHEMEXPER has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56k and a net result of €-7k. Equity is shrinking by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 94% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability4▲+4
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 21.05; short-term debt: 4.8% and cash: 84.6% of total assets), and 5.6% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.4%
Return on assets
-12%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-7k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
28 d late
2023
on the day
2022
87 d early
2021
42 d early
2020
17 d early
2019
43 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€56k▼ 11.2%
2024 · €63k
Total assets
€59k▼ 13.7%
2024 · €68k
Net result
€-7k▲ 48.1%
2024 · €-14k
Working capital
€56k▼ 16.7%
2024 · €67k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€3k▼ 79.9%€-10k€-11k▼ 6.7%€-14k▼ 33.0%€-7k▲ 53.1%
Net result€1k▼ 88.5%€-10k€-10k▼ 5.1%€-14k▼ 29.9%€-7k▲ 48.1%
Equity€97k▲ 1.2%€87k▼ 10.3%€76k▼ 12.1%€63k▼ 17.8%€56k▼ 11.2%
Total assets€120k▲ 5.1%€95k▼ 21.0%€79k▼ 16.5%€68k▼ 14.1%€59k▼ 13.7%
Debt€24k▲ 24.3%€8k▼ 64.6%€3k▼ 62.0%€6k▲ 75.3%€3k▼ 40.8%
Working capital€98k▼ 2.4%€80k▼ 18.4%€73k▼ 7.9%€67k▼ 8.2%€56k▼ 16.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €14k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €59k
Equity
€56k ▼ 11.2%
Debt
€3k ▼ 40.8%
Debt's share of the balance-sheet total falls from 8.2% to 5.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-6k▲
2024 · €-11k
Cash flow
€-6k▲
2024 · €-10k
Current ratio
21.05
Debt to equity
0.06▼
2024 · 0.09
ROE
-12.7%▲
2024 · -21.7%
ROA
-12.0%▲
2024 · -19.9%
Interest coverage
-13.56▲
2024 · -124.92
Debt ≤ 1 year
€3k▲
2024 · €237
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €4k | €4k | €3k | €669 | ▼ 79.3% |
| Other operating charges640/8 | €403 | €676 | €928 | €164 | €466 | ▲ 184% |
| Gross operating margin9900 | €5k | €-5k | €-6k | €-11k | €-6k | ▲ 48.9% |
| Operating profit (loss)9901 | €3k | €-10k | €-11k | €-14k | €-7k | ▲ 53.1% |
| Financial income75/76B | - | €213 | €557 | €1k | €210 | ▼ 79.0% |
| Recurring financial income75 | - | €213 | €557 | €1k | €210 | ▼ 79.0% |
| Financial charges65/66B | €778 | €120 | €112 | €90 | €452 | ▲ 402% |
| Recurring financial charges65 | €778 | €120 | €112 | €90 | €452 | ▲ 402% |
| Profit (loss) for the period before taxes9903 | €2k | €-10k | €-10k | €-14k | €-7k | ▲ 48.1% |
| Income taxes67/77 | €1k | €-168 | - | - | - | - |
| Profit (loss) for the period9904 | €1k | €-10k | €-10k | €-14k | €-7k | ▲ 48.1% |
| Profit (loss) for the period to be appropriated9905 | €1k | €-10k | €-10k | €-14k | €-7k | ▲ 48.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €120k | €95k | €79k | €68k | €59k | ▼ 13.7% |
| Fixed assets21/28 | €7k | €8k | €4k | €669 | - | - |
| Tangible fixed assets22/27 | €7k | €8k | €4k | €669 | - | - |
| Furniture and vehicles24 | €7k | €8k | €4k | €669 | - | - |
| Current assets29/58 | €113k | €87k | €75k | €67k | €59k | ▼ 12.8% |
| Amounts receivable within one year40/41 | €30k | €16k | €33k | €25k | €9k | ▼ 63.6% |
| Trade receivables40 | €30k | €16k | €19k | €15k | €9k | ▼ 38.9% |
| Other amounts receivable41 | - | - | €14k | €10k | €153 | ▼ 98.5% |
| Cash at bank and in hand54/58 | €80k | €69k | €42k | €41k | €50k | ▲ 20.2% |
| Deferred charges and accrued income490/1 | €3k | €2k | €1k | €1k | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €120k | €95k | €79k | €68k | €59k | ▼ 13.7% |
| Equity10/15 | €97k | €87k | €76k | €63k | €56k | ▼ 11.2% |
| Contributions10/11 | €9k | €9k | €9k | €9k | €9k | = |
| Reserves13 | €87k | €87k | €67k | €53k | €46k | ▼ 13.2% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €85k | €85k | €65k | €51k | €44k | ▼ 13.7% |
| Profit (loss) carried forward14 | - | €-10k | - | - | - | - |
| Amounts payable17/49 | €24k | €8k | €3k | €6k | €3k | ▼ 40.8% |
| Amounts payable within one year42/48 | €16k | €7k | €2k | €237 | €3k | ▲ 1,079% |
| Trade debts44 | €9k | €2k | €1k | - | €1k | - |
| Suppliers440/4 | €9k | €2k | €1k | - | €1k | - |
| Taxes, remuneration and social security45 | €1k | €1k | €884 | €237 | €90 | ▼ 62.0% |
| Taxes450/3 | €1k | €1k | €884 | €237 | €90 | ▼ 62.0% |
| Other amounts payable47/48 | €6k | €5k | - | - | €2k | - |
| Accrued charges and deferred income492/3 | €8k | €1k | €1k | €5k | €500 | ▼ 90.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1k | €-10k | €-10k | €-14k | €-7k | ▲ 48.1% |
| + Depreciation and write-downs630 | €1k | €4k | €4k | €3k | €669 | ▼ 79.3% |
| Operating cash flow (approximation) | €3k | €-6k | €-6k | €-10k | €-6k | ▲ 38.4% |
| Investment in fixed assets (approximation) | - | €-5k | €0 | €0 | - | - |
| Change in cash | - | €-11k | €-27k | €-164 | €8k | ▲ 5,209% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 8current ratio 284.68
Current ratio from 34.64 to 284.68; short-term debt falls from €2k to €237.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 34.64
Current ratio from 11.79 to 34.64; short-term debt falls from €7k to €2k.
05-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €10k ▲230%
Operating result €15k, net result €10k, both a record.
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
Show earlier events
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Profondeville · 1 establishment unit since 1995
Ground area
165 m²
Building footprint
123 m²
Volume, LiDAR
864 m³
Parcel 91113A0485/00N000, Wallonia · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
CHEMEXPER
since 19952.072.758.653
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91113A0485/00N000 | Wallonia | 165 m² | 1 · 123 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,901 companies in sector 62100 we hold annual accounts for 8,775. 6,860 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded26-06-1995
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
Scores and ratios are computed by Checked and are not a credit decision.