CHELLALI
ActiveSummary
The computed 12-month bankruptcy probability of CHELLALI is 2.8% (moderate). The 2025 annual accounts show equity of €20,326 and a net result of €749. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 84% of 13604 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability44▼-56
Solvency95▲+3
Growth65=
Track record100
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 2.86 against 2.57 in 2024; short-term debt: 29.6% and cash: 68.7% of total assets), and 29.6% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.4%
Return on assets
2.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €20,326
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
26 d late
2023
29 d late
2022
31 d late
2021
11 d early
2020
24 d late
2019
60 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 27 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
Turnover
€111,908▲ 105%
2020 · €54,520
EBIT margin
4.1%▲ 34.3pp
2020 · -30.2%
Net result
€749▼ 94.1%
2024 · €12,640
Working capital
€15,826▲ 5.0%
2024 · €15,077
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€111,908
Operating result€2,021€4,550▲ 125%€6,300▲ 38.5%€14,452▲ 129%€2,026▼ 86.0%
Net result€527within the sector's middle half€2,906within the sector's middle half▲ 452%€4,522within the sector's middle half▲ 55.6%€12,640within the sector's middle half▲ 179%€749within the sector's middle half▼ 94.1%
EBIT margin4.1%
Equity-€491within the sector's middle half▲ 51.8%€2,415within the sector's middle half€6,938within the sector's middle half▲ 187%€19,577within the sector's middle half▲ 182%€20,326within the sector's middle half▲ 3.8%
Total assets€22,168below the sector's middle half▼ 14.7%€18,895below the sector's middle half▼ 14.8%€18,217below the sector's middle half▼ 3.6%€29,192below the sector's middle half▲ 60.2%€28,857below the sector's middle half▼ 1.1%
Debt€22,659▼ 16.1%€16,480▼ 27.3%€11,279▼ 31.6%€9,615▼ 14.8%€8,531▼ 11.3%
Working capital-€4,991within the sector's middle half▲ 9.5%-€2,085within the sector's middle half▲ 58.2%€2,438within the sector's middle half€15,077within the sector's middle half▲ 518%€15,826within the sector's middle half▲ 5.0%
Solvency-2.2%below the sector's middle half▲ 1.7pp12.8%within the sector's middle half▲ 15.0pp38.1%within the sector's middle half▲ 25.3pp67.1%above the sector's middle half▲ 29.0pp70.4%above the sector's middle half▲ 3.4pp
Current ratio0.78within the sector's middle half▼ 0.020.87within the sector's middle half▲ 0.091.22within the sector's middle half▲ 0.342.57above the sector's middle half▲ 1.352.86above the sector's middle half▲ 0.29
Return on assets (ROA)2.4%within the sector's middle half▲ 70.4pp15.4%above the sector's middle half▲ 13.0pp24.8%above the sector's middle half▲ 9.4pp43.3%above the sector's middle half▲ 18.5pp2.6%within the sector's middle half▼ 40.7pp
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 86% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €28,857
Fixed assets
€4,500 =
Current assets
€24,357 ▼ 1.4%
Equity and liabilities €28,857
Equity
€20,326 ▲ 3.8%
Debt
€8,531 ▼ 11.3%
Debt's share of the balance-sheet total falls from 32.9% to 29.6%. Equity is higher and debt is lower.
Key figures and ratios
Quick ratio
2.64▲
2024 · 2.38
Debt to equity
0.42▼
2024 · 0.49
ROE
3.7%▼
2024 · 64.6%
Debt ≤ 1 year
€8,531▼
2024 · €9,615
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,905 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.6%
went bankrupt
4.0%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €111,908 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €107,358 | - | - | - | - |
| Other operating charges640/8 | €50 | - | €132 | - | €66 | - |
| Gross operating margin9900 | €2,070 | €4,550 | €6,432 | €14,452 | €2,092 | ▼ 85.5% |
| Operating profit (loss)9901 | €2,021 | €4,550 | €6,300 | €14,452 | €2,026 | ▼ 86.0% |
| Financial income75/76B | - | - | - | - | €0 | - |
| Recurring financial income75 | - | - | - | - | €0 | - |
| Financial charges65/66B | €1,494 | €1,644 | €1,778 | €1,813 | €1,278 | ▼ 29.5% |
| Recurring financial charges65 | €1,494 | €1,644 | €1,778 | €1,813 | €1,278 | ▼ 29.5% |
| Profit (loss) for the period before taxes9903 | €527 | €2,906 | €4,522 | €12,640 | €749 | ▼ 94.1% |
| Profit (loss) for the period9904 | €527 | €2,906 | €4,522 | €12,640 | €749 | ▼ 94.1% |
| Profit (loss) for the period to be appropriated9905 | €527 | €2,906 | €4,522 | €12,640 | €749 | ▼ 94.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €22,168 | €18,895 | €18,217 | €29,192 | €28,857 | ▼ 1.1% |
| Fixed assets21/28 | €4,500 | €4,500 | €4,500 | €4,500 | €4,500 | = |
| Financial fixed assets28 | €4,500 | €4,500 | €4,500 | €4,500 | €4,500 | = |
| Current assets29/58 | €17,668 | €14,395 | €13,717 | €24,692 | €24,357 | ▼ 1.4% |
| Stocks and contracts in progress3 | €7,050 | €7,050 | €7,101 | €1,851 | €1,851 | = |
| Stocks30/36 | €7,050 | €7,050 | €7,101 | €1,851 | €1,851 | = |
| Amounts receivable within one year40/41 | €1,601 | €934 | €3,287 | €4,344 | €2,681 | ▼ 38.3% |
| Trade receivables40 | - | - | - | €1,677 | - | - |
| Other amounts receivable41 | €1,601 | €934 | €3,287 | €2,667 | €2,681 | ▲ 0.6% |
| Cash at bank and in hand54/58 | €9,017 | €6,411 | €3,330 | €18,498 | €19,825 | ▲ 7.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €22,168 | €18,895 | €18,217 | €29,192 | €28,857 | ▼ 1.1% |
| Equity10/15 | -€491 | €2,415 | €6,938 | €19,577 | €20,326 | ▲ 3.8% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€19,091 | -€16,185 | -€11,662 | €977 | €1,726 | ▲ 76.6% |
| Amounts payable17/49 | €22,659 | €16,480 | €11,279 | €9,615 | €8,531 | ▼ 11.3% |
| Amounts payable within one year42/48 | €22,659 | €16,480 | €11,279 | €9,615 | €8,531 | ▼ 11.3% |
| Trade debts44 | €2,735 | €3,635 | €6,061 | €7,518 | €170 | ▼ 97.7% |
| Suppliers440/4 | €2,735 | €3,635 | €6,061 | €7,518 | €170 | ▼ 97.7% |
| Taxes, remuneration and social security45 | €225 | €225 | - | €2,000 | €2,500 | ▲ 25.0% |
| Remuneration and social security454/9 | €225 | €225 | - | €2,000 | €2,500 | ▲ 25.0% |
| Other amounts payable47/48 | €19,699 | €12,620 | €5,218 | €96 | €5,861 | ▲ 5,990% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €527 | €2,906 | €4,522 | €12,640 | €749 | ▼ 94.1% |
| Operating cash flow (approximation) | €527 | €2,906 | €4,522 | €12,640 | €749 | ▼ 94.1% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€2,606 | -€3,081 | €15,168 | €1,328 | ▼ 91.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Highest result since 2018net €12,640 ▲179%
Operating result €14,452, net result €12,640, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.57
Current ratio from 1.22 to 2.57; short-term debt falls from €11,279 to €9,615.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €527
Net result €527 after one loss-making year.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 24 days late
2020
31-12
Financial
Weakest financial yearnet -€17,658
Net result drops to -€17,658, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 60 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 31 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 61 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 2015
Ground area
90 m²
Building footprint
90 m²
Volume, LiDAR
1,164 m³
Parcel 21002A0170/00P003, Brussels · tallest building 16.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
CHELLALI SNACK
since 20152.237.213.344
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21002A0170/00P003 | Brussels | 90 m² | 1 · 90 m² | 16.8 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteOudergem2.237.213.344
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Of 21,859 companies in sector 56112 we hold annual accounts for 9,783. 8,082 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-12-2014
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0505996837
Also
9925:BE0505996837
Registered
12-06-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.