Equity
-€34,697
Debts exceed assets in financial year 2025.
CHEF STEFF
Lifetime
1 annual account with figurespeak €19,145 (2025)
€19,145
lowest -€44,697 (2025)
-€44,697
peak -€34,697 (2025)
-€34,697
€243,966
Board2 names since 2025
2 directors and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Loss of €44,697Incorporation 14-041 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsDebts
€243,966 117% of the balance sheet
Financial debts 79%Suppliers 9%Taxes and wages 4%Other 8%
Of this, €51,184 falls due within a year.
Position in the sector
-€44,697
Lower net result than 95% of companies in food and beverage service. Sector median €4,883 · 17,138 companies.
2025 accounts filed 31 days after the deadline
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,322 companies had the same profile as CHEF STEFF has now. Each dot stands for 4 companies, two years later.
90.2%
were still trading
5.5%
stopped another way
4.2%
went bankrupt
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,322 companies, not a prediction for CHEF STEFF. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director, since 10-04-2025
Director, since 10-04-2025
- founderdeed of 14-04-2025
- founderdeed of 14-04-2025
- founderdeed of 14-04-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1022206487
Incorporation
Founding capital of €10,000, 1,000 shares · Founders: , , and 1 other · Appointments: (director) and (director) · published on 14-04-2025 · Gazette deed
First establishment
Kerkstraat 50, Schilde
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CHEF STEFF Schilde | €209,269 | €19,145 | -16.6% | - |
| GOEST Antwerp | €242,860 | €17,683 | 1.5% | - |
| CHING CHING Ranst | €185,083 | €26,822 | 7.2% | - |
| DEN HEIRWEG Zedelgem | €179,394 | €16,949 | 0.6% | - |
| Dilemmax Peer | €174,844 | €20,393 | 23.3% | - |
| Chez Papy Malmedy | €194,632 | €13,914 | 16.7% | - |
| AU MARRANCA Uccle | €265,447 | €21,919 | -29.1% | - |
These companies have the same main activity as CHEF STEFF: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €175,000 and €265,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 10-04-2025Normal situation
- Activity
- Full-service restaurantsNACE 56111and 1 other
- Joint committee
- 302Hotels and catering · annual accounts 2025
- Establishment unit
- 2.372.677.5072970 Schilde, since 10-04-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 13-11-2025
Annual accounts 2025
- ≈ €200,000estimated
- €209,269
- Employeeson 31-12-2025
- 2
- Filing
- Filed on 31-08-2026
Insights on CHEF STEFF
The 2025 annual accounts show negative equity (-€34,697) and a net result of -€44,697. Its solvency ranks better than 20% of 17,162 sector peers (NACE 56, financial year 2025).
The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CHEF STEFF
- What is the company number of CHEF STEFF?
- The company number of CHEF STEFF is 1022.206.487. The VAT number is the same number with BE in front: BE 1022.206.487.
- Where is CHEF STEFF based?
- The registered office is at Kerkstraat 50, 2970 Schilde.Company details
- What does CHEF STEFF do?
- According to the KBO register, the main activity is full-service restaurants (NACE 56111).
- What is the legal form of CHEF STEFF?
- CHEF STEFF is a private limited company (BV).
- When was CHEF STEFF founded?
- CHEF STEFF was founded on 10-04-2025.
- Is CHEF STEFF still active?
- Yes, CHEF STEFF is an active enterprise in the KBO register.
- How many employees does CHEF STEFF have?
- CHEF STEFF had an average of 1.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does CHEF STEFF fall under?
- In its 2025 annual accounts, CHEF STEFF states joint committee 302 (Hotels and catering).
- What is the turnover of CHEF STEFF?
- The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €19,145 and 89 comparable companies (NACE 56111). It probably lies between €99,000 and €410,000. It is a rough estimate.
- Is CHEF STEFF profitable?
- In financial year 2025, CHEF STEFF made a loss of €44,697.
- Where can I find the annual accounts of CHEF STEFF?
- CHEF STEFF filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See whether the workforce is growing and whether people stay.Employer check
See how customers, suppliers and banks see your own company and what to improve first.