Chef Solutions
ActiveThe computed 12-month bankruptcy probability of Chef Solutions is 3.6% (moderate). The 2025 annual accounts show equity of €149k and a net result of €72k. Its solvency ranks better than 74% of 13090 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency83▲+6
Growth78
Track record94
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 0.91 in 2024; short-term debt: 38.2% and cash: 0.5% of total assets), and 41.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.3%
Return on assets
28.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
1 d early
2024
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€149k▲ 92.9%
2024 · €77k
2024: €77k
2024 → 2025
Total assets
€256k▲ 70.9%
2024 · €150k
2024: €150k
2024 → 2025
Net result
€72k▲ 6.7%
2024 · €67k
2024: €67k
2024 → 2025
Working capital
€55k
2024 · €-6k
2024: €-6k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€77k-€149k▲ 92.9%
Operating result€101k-€98k▼ 3.2%
Net result€67k-€72k▲ 6.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €256k
Fixed assets
€104k▲ 24.0%
Current assets
€152k▲ 130%
Equity and liabilities €256k
Equity
€149k▲ 92.9%
Debt
€107k▲ 47.5%
The debt ratio falls from 48.4% to 41.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€124k▼
2024 · €132k
Cash flow
€99k▲
2024 · €98k
Solvency
58.3%▲
2024 · 51.6%
Current ratio
1.56▲
2024 · 0.91
Quick ratio
1.56▲
2024 · 0.91
Debt / equity
0.72▼
2024 · 0.94
ROE
48.2%▼
2024 · 87.1%
ROA
28.1%▼
2024 · 45.0%
Interest coverage
119.72▲
2024 · 32.77
Debt
€107k▲
2024 · €73k
Debt ≤ 1 year
€98k▲
2024 · €73k
Income taxes
€29k▼
2024 · €30k
Staff costs
€1k▼
2024 · €59k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€150k€256k▲
Fixed assets21/28€84k€104k▲
Tangible fixed assets22/27€84k€103k▲
Land and buildings22€1k€12k▲
Plant, machinery and equipment23€45k€65k▲
Furniture and vehicles24€13k€22k▲
Other tangible fixed assets26€24k€3k▼
Financial fixed assets28-€1k
Current assets29/58€66k€152k▲
Amounts receivable within one year40/41€35k€151k▲
Trade receivables40€17k€24k▲
Other amounts receivable41€18k€128k▲
Cash at bank and in hand54/58€29k€1k▼
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€150k€256k▲
Equity10/15€77k€149k▲
Contributions10/11€10k€10k=
Reserves13€67k€139k▲
Distributable reserves133€67k€139k▲
Amounts payable17/49€73k€107k▲
Amounts payable within one year42/48€73k€98k▲
Current portion of amounts payable after more than one year42-€8k
Trade debts44€17k€22k▲
Suppliers440/4€17k€22k▲
Taxes, remuneration and social security45€55k€68k▲
Taxes450/3€55k€68k▲
Accrued charges and deferred income492/3-€9k
Income statement
Code20242025
Non-recurring operating income76A-€4k
Remuneration, social security and pensions62€59k€1k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€27k▼
Other operating charges640/8€10k€5k▼
Gross operating margin9900€201k€131k▼
Operating profit (loss)9901€101k€98k▼
Financial income75/76B€648€4k▲
Recurring financial income75€648€4k▲
Financial charges65/66B€4k€1k▼
Recurring financial charges65€4k€1k▼
Profit (loss) for the period before taxes9903€97k€101k▲
Income taxes67/77€30k€29k▼
Profit (loss) for the period9904€67k€72k▲
Profit (loss) for the period to be appropriated9905€67k€72k▲
Appropriation of the result
Profit (loss) to be appropriated9906€67k€72k▲
Transfer to equity691/2€67k€72k▲
To other reserves6921€67k€72k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Equity above €100kEq €149k ▲92.9%
2 profitable years in a row build equity to €149k.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aartselaar · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Baron van Ertbornstraat 102630 AartselaarGround area
9,900 m²
Building footprint
2,032 m²
Volume, LiDAR
18,374 m³
2 parcels, Flanders · tallest building 13.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Chef Solutions
since 20222.334.498.406
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12032B0115/00F000 | Flanders | 9,779 m² | 1 · 1,935 m² | 13.8 m · 3 fl. |
| 11001C0358/00R000 | Flanders | 121 m² | 1 · 97 m² | 11.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 sitePuurs-Sint-Amands2.334.498.406
Legal Entity Identifier
2549005P3X3ZAOLS8G85
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Of 20,506 companies in sector 56111 we hold annual accounts for 11,453. 9,050 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-08-2022
Fiscal year end30-06
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:Karolien@buro-karo.be
Phone:0486176098