Chef bro's
ActiveThe computed 12-month bankruptcy probability of Chef bro's is 4.9% (elevated). The 2025 annual accounts show equity of €51k and a net result of €-740. Its solvency ranks better than 53% of 3668 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-32
Solvency57▼-30
Growth32
Track record94
Bankruptcy probability, 12 months
4.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.14 against 2.6 in 2024; short-term debt: 67.7% and cash: 43.8% of total assets), and 67.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.3%
Return on assets
-0.5%
Age of the figures
12 mo
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 25-06-2026, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
56 d late
2024
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€51k▼ 1.4%
2024 · €52k
2024: €52k
2024 → 2025
Total assets
€158k▲ 87.9%
2024 · €84k
2024: €84k
2024 → 2025
Net result
€-740
2024 · €51k
2024: €51k
2024 → 2025
Working capital
€15k▼ 70.1%
2024 · €52k
2024: €52k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€52k-€51k▼ 1.4%
Operating result€66k-€-51
Net result€51k-€-740
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €51 after €66k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €158k
Fixed assets
€36k
Current assets
€122k
Equity and liabilities €158k
Equity
€51k▼ 1.4%
Debt
€107k▲ 231%
The debt ratio rises from 38.4% to 67.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€2k
Cash flow
€2k
Solvency
32.3%▼
2024 · 61.6%
Current ratio
1.14▼
2024 · 2.60
Quick ratio
0.89▼
2024 · 2.60
Debt / equity
2.10▲
2024 · 0.62
ROE
-1.5%▼
2024 · 98.1%
ROA
-0.5%▼
2024 · 60.4%
Interest coverage
18.84
Debt
€107k▲
2024 · €32k
Debt ≤ 1 year
€107k▲
2024 · €32k
Income taxes
€1k▼
2024 · €15k
Staff costs
€15k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€84k€158k▲
Fixed assets21/28-€36k
Tangible fixed assets22/27-€36k
Land and buildings22-€6k
Furniture and vehicles24-€30k
Current assets29/58€84k€122k▲
Stocks and contracts in progress3-€27k
Stocks30/36-€27k
Amounts receivable within one year40/41€14k€26k▲
Trade receivables40€776€776=
Other amounts receivable41€13k€26k▲
Cash at bank and in hand54/58€70k€69k▼
Equity and liabilities
Total equity and liabilities10/49€84k€158k▲
Equity10/15€52k€51k▼
Contributions10/11€1k€1k=
Outside capital11€1k€1k=
Other1109/19€1k€1k=
Profit (loss) carried forward14€51k€50k▼
Amounts payable17/49€32k€107k▲
Amounts payable within one year42/48€32k€107k▲
Trade debts44€12k€89k▲
Suppliers440/4€12k€89k▲
Taxes, remuneration and social security45€20k€18k▼
Taxes450/3€20k€17k▼
Remuneration and social security454/9€590€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€4k€15k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€2k
Other operating charges640/8€1k€4k▲
Gross operating margin9900€71k€22k▼
Operating profit (loss)9901€66k€-51▼
Financial income75/76B€0€795▲
Recurring financial income75€0€795▲
Financial charges65/66B€115€126▲
Recurring financial charges65€115€126▲
Profit (loss) for the period before taxes9903€66k€618▼
Income taxes67/77€15k€1k▼
Profit (loss) for the period9904€51k€-740▼
Profit (loss) for the period to be appropriated9905€51k€-740▼
Appropriation of the result
Profit (loss) to be appropriated9906€51k€50k▼
Profit (loss) brought forward from the previous period14P-€51k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 56 days late
2025
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dr.-Van de Perrestraat 3612440 GeelGround area
251 m²
Building footprint
283 m²
Volume, LiDAR
1,511 m³
Parcel 13374F0417/00K000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Chef bro's
since 20232.347.276.967
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13374F0417/00K000 | Flanders | 251 m² | 1 · 282 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGeel2.347.276.967
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MAXICOP
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 9,823 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2023
Fiscal year end30-09
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.