Equity
€516,712 ▲ 9.3%
Checkout Solutions has made a profit without a break since 2020.
Checkout Solutions
Lifetime
20 annual accounts with figures on one time axis, 26 filings since 2000peak €535,644 (2020)
€414,370▼ 8.3%
lowest -€43,195 (2019)
€59,843▲ 47.6%
peak €516,712 (2026)
€516,712▲ 9.3%
€1.2m▼ 10.1%
peak 8.3 FTE (2020)
4 FTEunchanged
Board2 names since 2020
1 directorSodibel Group
Owners
Documentsfilings and deeds
14-10-202617 days before the deadline
2026abbreviated format
Result from €40,555 to €59,843Cash from €447,257 to €213,026
Key points
from the 2026 annual accountsChecked score
86
Excellent
Financially stronger than 48% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,280 companies (NACE 47, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%lowest value
01-2025: 0.1%● unchanged vs 12-2024lowest value
02-2025: 0.1%● unchanged vs 01-2025lowest value
03-2025: 0.1%● unchanged vs 02-2025lowest value
04-2025: 0.1%● unchanged vs 03-2025lowest value
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.2%▲ +0.1 percentage points vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.3%▲ +0.1 percentage points vs 09-2026highest value
11-2026: 0.3%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Sector: Retail trade (NACE 47)
lowers risk
Founded in 2000
Size: 4 FTE, total assets €1.7m
Figures for financial year 2026 (filed on 14-10-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 46% of them on solvency, 41% on liquidity, 45% on profitability and 60% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,984 companies had the same profile as Checkout Solutions has now. Each dot stands for 10 companies, two years later.
96.5%
were still trading
2.3%
stopped another way
1.1%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Checkout Solutions itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,984 companies, not a prediction for Checkout Solutions. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.26 (1.18 in 2025), below the usual 1.5. Short-term debt is 45.7% and cash 12.3% of total assets. 70.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 14-10-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
17 days early
2025
8 days early
2024
6 days early
2023
on the day
2022
31 days early
2021
3 days early
2020
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 5 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 23 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-03-2027 year end31-10-2027 deadline
Board and ownership
- Sodibel Group 100%score 95equity €4.0m (2026) · 30-06-2026 annual accounts of Sodibel Group
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0471939246
Amendment of the articles · Legal-form change
General meeting of 08-01-2024 · Gazette deed
1 director appointed, 1 resignation
Resignation: Christophe Istiry · Appointment: SODIBEL · Permanent representative: Simon LEVY · General meeting of 03-07-2020 · Gazette deed
First establishment
ISAVVY, Edingenstraat 18/20, Molenbeek-Saint-Jean
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Checkout Solutions Molenbeek-Saint-Jean | €1.7m | €414,370 | 29.9% | 4 |
| DOCUMENT SOLUTION LIEGE Grâce-Hollogne | €1.7m | €532,298 | 24.9% | 4.3 |
| COPYBURO Watermael-Boitsfort | €1.4m | €338,643 | 29.7% | 2.8 |
| TO BOOST Maasmechelen | €1.5m | €468,626 | 50.4% | 6.3 |
| TELECOMCENTER SHOP BEERNEM Beernem | €1.5m | €344,994 | 58.3% | 3.8 |
| EURO BUROTIC Charleroi | €1.9m | €461,332 | 28.0% | 4.6 |
| DEVOS OFFICE SOLUTIONS Bruges | €1.2m | €540,970 | 27.4% | 3 |
These companies have the same main activity as Checkout Solutions: retail sale of information and communication equipment (NACE 47400). They are comparable in size and age: total assets between €1.2m and €1.9m, founded between 1991 and 2006.
Official details
Source: KBO- Status
- Active since 23-05-2000Normal situation
- Activity
- Retail sale of information and communication equipmentNACE 47400and 3 others
- Establishment unit
- 2.280.972.9151080 Molenbeek-Saint-Jean, since 23-10-2018
- Financial year end
- 31 March
- Peppol
- Reachable since 21-10-2026
Annual accounts to 31-03-2026
- ≈ €2.8mestimated
- €1.7m▼ 5.0%
- Employeeson 31-03-2026
- 4=
- Filing
- Filed on 14-10-2026, 17 days before the end of the filing period
Insights on Checkout Solutions
Checkout Solutions files the abbreviated format. That format states no turnover. The gross margin rose from €6,305 in 2006 to €414,370 in 2026.
Sodibel Group holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Checkout Solutions
- What is the company number of Checkout Solutions?
- The company number of Checkout Solutions is 0471.939.246. The VAT number is the same number with BE in front: BE 0471.939.246.
- Where is Checkout Solutions based?
- The registered office is at Edingenstraat 18, 1080 Molenbeek-Saint-Jean.Company details
- What does Checkout Solutions do?
- According to the KBO register, the main activity is retail sale of information and communication equipment (NACE 47400).
- What is the legal form of Checkout Solutions?
- Checkout Solutions is a private limited company (BV).
- When was Checkout Solutions founded?
- Checkout Solutions was founded on 23-05-2000.
- Is Checkout Solutions still active?
- Yes, Checkout Solutions is an active enterprise in the KBO register.
- How many employees does Checkout Solutions have?
- Checkout Solutions had an average of 4 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
- What is the turnover of Checkout Solutions?
- The turnover in financial year 2026 is ≈ €2.8m. This figure is estimated from the gross margin of €414,370 and 216 comparable companies (NACE 47). It probably lies between €1.5m and €4.4m. In financial year 2021 turnover was €2.2m.
- Is Checkout Solutions profitable?
- In financial year 2026, Checkout Solutions made a profit of €59,843.
- Where can I find the annual accounts of Checkout Solutions?
- Checkout Solutions filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of Checkout Solutions due?
- Checkout Solutions must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
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