CHECHI
Open bankruptcyFinancials · financial year 2024, micro format
2024 annual accounts filed late (19 days) Filed on 19 August 2025, deadline 31 July 2025 (7 months after the close on 31 December 2024, Companies Code art. 3:10). Source: NBB, 2025-00381789.
Turnover
€1,484▼ 68.3%
2020 · €4,682
EBIT margin
Not meaningful: turnover is only a small part of operating income
Net result
-€27,840▲ 15.7%
2023 · -€33,041
Working capital
-€141,598▼ 23.3%
2023 · -€114,846
Trend over the years
2020 to 2024, 5 financial years 2018 to 2024, 7 financial years
The operating result stays negative: a loss of €27,591 in 2024 against €32,992 in 2023; the loss shrinks.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Turnover€1,484
2021
Operating result-€27,591
2024
Net result-€27,840
2024
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€12,376
2024
Equity-€137,888
2024
Debt€150,264
2024
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital-€141,598
2024
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)-224.9%
2024
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency-779.2%
2023
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio0.06
2024
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 68, Real estate activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line2018201920202021202220232024
Turnover€3,517-€6,545▲ 86.1%€4,682▼ 28.5%€1,484▼ 68.3%
Operating result-€22,641--€21,560▲ 4.8%-€10,111▲ 53.1%-€12,900▼ 27.6%-€19,864▼ 54.0%-€32,992▼ 66.1%-€27,591▲ 16.4%
Net result-€22,698--€21,596▲ 4.9%-€10,169below the sector's middle half▲ 52.9%-€12,949below the sector's middle half▼ 27.3%-€19,993below the sector's middle half▼ 54.4%-€33,041below the sector's middle half▼ 65.3%-€27,840below the sector's middle half▲ 15.7%
Equity-€12,300--€33,896▼ 176%-€44,065below the sector's middle half▼ 30.0%-€57,014below the sector's middle half▼ 29.4%-€77,007below the sector's middle half▼ 35.1%-€110,047below the sector's middle half▼ 42.9%-€137,888below the sector's middle half▼ 25.3%
Total assets€60,538-€50,118▼ 17.2%€54,587below the sector's middle half▲ 8.9%€47,421below the sector's middle half▼ 13.1%€48,799below the sector's middle half▲ 2.9%€14,122below the sector's middle half▼ 71.1%€12,376below the sector's middle half▼ 12.4%
Debt€72,838-€84,014▲ 15.3%€98,652▲ 17.4%€104,435▲ 5.9%€125,806▲ 20.5%€124,170▼ 1.3%€150,264▲ 21.0%
Working capital-€19,291--€42,295▼ 119%-€51,360within the sector's middle half▼ 21.4%-€63,206within the sector's middle half▼ 23.1%-€83,125below the sector's middle half▼ 31.5%-€114,846below the sector's middle half▼ 38.2%-€141,598below the sector's middle half▼ 23.3%
Solvency-20.3%--67.6%▼ 47.3pp-80.7%below the sector's middle half▼ 13.1pp-120.2%below the sector's middle half▼ 39.5pp-157.8%below the sector's middle half▼ 37.6pp-779.2%below the sector's middle half▼ 621.4pp
Current ratio0.73-0.50▼ 0.230.48within the sector's middle half▼ 0.020.39below the sector's middle half▼ 0.080.34below the sector's middle half▼ 0.060.08below the sector's middle half▼ 0.260.06below the sector's middle half▼ 0.02
Return on assets (ROA)-37.5%--43.1%▼ 5.6pp-18.6%below the sector's middle half▲ 24.5pp-27.3%below the sector's middle half▼ 8.7pp-41.0%below the sector's middle half▼ 13.7pp-234.0%below the sector's middle half▼ 193.0pp-224.9%below the sector's middle half▲ 9.0pp
above
within
below
the middle half of NACE 68, Real estate activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €12,376
Fixed assets
€3,711 ▼ 22.7%
Current assets
€8,666 ▼ 7.1%
Equity and liabilities
Equity-€137,888
Debt€150,264
Equity is negative: debt (€150,264) exceeds the balance-sheet total (€12,376).
Key figures and ratios
EBITDA
-€26,503▲
2023 · -€31,672
Cash flow
-€26,752▲
2023 · -€31,721
Quick ratio
0.04▼
2023 · 0.08
Interest coverage
-353.37▲
2023 · -656.56
Debt ≤ 1 year
€150,264▲
2023 · €124,170
Income taxes
€174
A ratio outside any meaningful range has been withheld (balance sheet total €12,376, equity -€137,888).
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Turnover70 | €3,517 | €6,545 | €4,682 | €1,484 | - | - | - | - |
| Non-recurring operating income76A | - | - | - | - | €1,560 | €0 | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €17,032 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €871 | €1,103 | €1,103 | €1,103 | €1,156 | €1,320 | €1,088 | ▼ 17.6% |
| Other operating charges640/8 | - | - | - | €466 | €1,022 | €1,033 | €936 | ▼ 9.4% |
| Non-recurring operating charges66A | - | - | - | - | - | €7,397 | €0 | ▼ 100% |
| Gross operating margin9900 | -€20,892 | -€19,268 | -€8,197 | -€11,330 | -€17,686 | -€23,243 | -€25,567 | ▼ 10.0% |
| Operating profit (loss)9901 | -€22,641 | -€21,560 | -€10,111 | -€12,900 | -€19,864 | -€32,992 | -€27,591 | ▲ 16.4% |
| Financial income75/76B | - | - | - | €36 | €1 | €0 | - | - |
| Recurring financial income75 | - | - | €21 | €36 | €1 | €0 | - | - |
| Financial charges65/66B | - | - | - | €85 | €130 | €48 | €75 | ▲ 55.5% |
| Recurring financial charges65 | €56 | €36 | €80 | €85 | €130 | €48 | €75 | ▲ 55.5% |
| Profit (loss) for the period before taxes9903 | -€22,698 | -€21,596 | -€10,169 | -€12,949 | -€19,993 | -€33,041 | -€27,666 | ▲ 16.3% |
| Income taxes67/77 | - | - | - | - | - | - | €174 | - |
| Profit (loss) for the period9904 | -€22,698 | -€21,596 | -€10,169 | -€12,949 | -€19,993 | -€33,041 | -€27,840 | ▲ 15.7% |
| Profit (loss) for the period to be appropriated9905 | -€22,698 | -€21,596 | -€10,169 | -€12,949 | -€19,993 | -€33,041 | -€27,840 | ▲ 15.7% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €60,538 | €50,118 | €54,587 | €47,421 | €48,799 | €14,122 | €12,376 | ▼ 12.4% |
| Fixed assets21/28 | €8,341 | €8,399 | €7,295 | €6,192 | €6,119 | €4,798 | €3,711 | ▼ 22.7% |
| Tangible fixed assets22/27 | €7,841 | €7,899 | €6,795 | €5,692 | €5,619 | €4,298 | €3,211 | ▼ 25.3% |
| Plant, machinery and equipment23 | - | - | - | €5,692 | €5,619 | €4,298 | €3,211 | ▼ 25.3% |
| Financial fixed assets28 | €500 | €500 | €500 | €500 | €500 | €500 | €500 | = |
| Current assets29/58 | €52,197 | €41,719 | €47,292 | €41,229 | €42,680 | €9,324 | €8,666 | ▼ 7.1% |
| Stocks and contracts in progress3 | €50 | - | - | - | - | - | €3,306 | - |
| Stocks30/36 | - | - | - | - | - | - | €3,306 | - |
| Amounts receivable within one year40/41 | €40,537 | €40,850 | €43,622 | €40,495 | €41,065 | €7,529 | €3,523 | ▼ 53.2% |
| Trade receivables40 | - | - | - | €39,818 | €39,818 | €6,893 | €2,831 | ▼ 58.9% |
| Other amounts receivable41 | - | - | - | €677 | €1,247 | €636 | €692 | ▲ 8.8% |
| Cash at bank and in hand54/58 | €680 | €617 | €3,318 | €367 | €846 | €1,347 | €1,708 | ▲ 26.7% |
| Deferred charges and accrued income490/1 | - | - | - | €367 | €770 | €448 | €129 | ▼ 71.2% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €60,538 | €50,118 | €54,587 | €47,421 | €48,799 | €14,122 | €12,376 | ▼ 12.4% |
| Equity10/15 | -€12,300 | -€33,896 | -€44,065 | -€57,014 | -€77,007 | -€110,047 | -€137,888 | ▼ 25.3% |
| Contributions10/11 | €18,250 | €18,250 | - | €18,250 | €18,250 | €18,250 | €18,250 | = |
| Contributions outside capital11 | - | - | - | €18,250 | - | - | - | - |
| Other1109/19 | - | - | - | €18,250 | - | - | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€32,410 | -€54,006 | -€64,175 | -€77,124 | -€97,117 | -€130,157 | -€157,998 | ▼ 21.4% |
| Amounts payable17/49 | €72,838 | €84,014 | €98,652 | €104,435 | €125,806 | €124,170 | €150,264 | ▲ 21.0% |
| Amounts payable within one year42/48 | €71,488 | €84,014 | €98,652 | €104,435 | €125,806 | €124,170 | €150,264 | ▲ 21.0% |
| Trade debts44 | €35,638 | €37,649 | €239 | €1,004 | €384 | €4,735 | €0 | ▼ 100% |
| Suppliers440/4 | - | - | - | €1,004 | €384 | €4,735 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | - | - | - | - | - | - | €174 | - |
| Taxes450/3 | - | - | - | - | - | - | €174 | - |
| Other amounts payable47/48 | - | - | - | €103,431 | €125,421 | €119,434 | €150,089 | ▲ 25.7% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€22,698 | -€21,596 | -€10,169 | -€12,949 | -€19,993 | -€33,041 | -€27,840 | ▲ 15.7% |
| + Depreciation and write-downs630 | €871 | €1,103 | €1,103 | €1,103 | €1,156 | €1,320 | €1,088 | ▼ 17.6% |
| Operating cash flow (approximation) | -€21,826 | -€20,493 | -€9,066 | -€11,845 | -€18,836 | -€31,721 | -€26,752 | ▲ 15.7% |
| Investment in fixed assets (approximation) | - | -€1,161 | €0 | €0 | -€1,083 | €0 | €0 | - |
| Change in cash | - | -€63 | €2,701 | -€2,951 | €480 | €501 | €360 | ▼ 28.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 19 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro format | 19-08-2025 | 2025-00381789 |
| 31-12-2023 | micro format | 30-08-2024 | 2024-00411452 |
| 31-12-2022 | micro format | 04-08-2023 | 2023-00312616 |
| 31-12-2021 | micro format | 03-08-2022 | 2022-20265381 |
| 31-12-2020 | micro format | 23-07-2021 | 2021-39100308 |
| 31-12-2019 | micro format | 23-08-2020 | 2020-44000359 |
| 31-12-2018 | full format | 22-07-2019 | 2019-36800332 |
| 31-12-2017 | full format | 26-07-2018 | 2018-38700100 |
| 31-12-2016 | full format | 14-08-2017 | 2017-43500163 |
| 31-12-2015 | full format | 22-08-2016 | 2016-48300023 |
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 11,698 active companies whose main activity is real estate agency activities (NACE 68310), figures are known for 7,110. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.