Chè
ActiveThe computed 12-month bankruptcy probability of Chè is 3.6% (moderate). The 2025 annual accounts show equity of €17k and a net result of €7k. Equity is growing by ~20.2% per year across the filed fiscal years. Its solvency ranks better than 30% of 13204 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-3
Solvency32▼-7
Growth52▲+20
Track record94
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.13 against 1.0 in 2024; short-term debt: 61% and cash: 0.6% of total assets), and 93.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 d early
2024
3 d late
2023
10 d early
2022
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k▲ 76.1%
2024 · €10k
2022: €11k
2023: €8k
2024: €10k
2022 → 2025
Total assets
€253k▲ 261%
2024 · €70k
2022: €44k
2023: €41k
2024: €70k
2022 → 2025
Net result
€7k▲ 281%
2024 · €2k
2022: €9k
2023: €-3k
2024: €2k
2022 → 2025
Working capital
€19k▲ 115,295%
2024 · €17
2022: €9k
2023: €7k
2024: €17
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€11k-€8k▼ 29.6%€10k▲ 24.9%€17k▲ 76.1%
Operating result€11k-€-3k€2k€10k▲ 372%
Net result€9k-€-3k€2k€7k▲ 281%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 372% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €253k
Fixed assets
€79k▲ 713%
Current assets
€174k▲ 189%
Equity and liabilities €253k
Equity
€17k▲ 76.1%
Debt
€236k▲ 292%
The debt ratio rises from 86.1% to 93.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€14k▲
2024 · €3k
Cash flow
€12k▲
2024 · €3k
Solvency
6.8%▼
2024 · 13.9%
Current ratio
1.13▲
2024 · 1.00
Quick ratio
0.81▲
2024 · 0.70
Debt / equity
13.72▲
2024 · 6.17
ROE
43.2%▲
2024 · 20.0%
ROA
2.9%▲
2024 · 2.8%
Interest coverage
5.59▼
2024 · 13.52
Debt
€236k▲
2024 · €60k
Debt ≤ 1 year
€154k▲
2024 · €60k
Debt > 1 year
€81k
Income taxes
€2k
Staff costs
€754
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€70k€253k▲
Fixed assets21/28€10k€79k▲
Tangible fixed assets22/27€7k€76k▲
Land and buildings22-€23k
Plant, machinery and equipment23€3k€24k▲
Furniture and vehicles24€4k€29k▲
Financial fixed assets28€3k€3k=
Current assets29/58€60k€174k▲
Stocks and contracts in progress3€18k€48k▲
Stocks30/36€18k€48k▲
Amounts receivable within one year40/41€41k€123k▲
Trade receivables40€39k€114k▲
Other amounts receivable41€3k€9k▲
Cash at bank and in hand54/58€23€1k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€70k€253k▲
Equity10/15€10k€17k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€7k€15k▲
Amounts payable17/49€60k€236k▲
Amounts payable after more than one year17-€81k
Financial debts170/4-€81k
Amounts payable within one year42/48€60k€154k▲
Financial debts43-€50k
Credit institutions430/8-€50k
Trade debts44€23k€41k▲
Suppliers440/4€23k€41k▲
Advances received on contracts in progress46€256€137▼
Taxes, remuneration and social security45€6k€9k▲
Taxes450/3€6k€8k▲
Remuneration and social security454/9-€371
Other amounts payable47/48€31k€55k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€754
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€4k▲
Other operating charges640/8€267€3k▲
Gross operating margin9900€4k€18k▲
Operating profit (loss)9901€2k€10k▲
Financial income75/76B€9€2k▲
Recurring financial income75€9€2k▲
Financial charges65/66B€257€3k▲
Recurring financial charges65€257€3k▲
Profit (loss) for the period before taxes9903€2k€10k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€2k€7k▲
Profit (loss) for the period to be appropriated9905€2k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€15k▲
Profit (loss) brought forward from the previous period14P€5k€7k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
30-06
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
21-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Weakest financial yearnet €-3k ▼138%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
20-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vennestraat 1693600 GenkGround area
403 m²
Building footprint
139 m²
Volume, LiDAR
25 m³
Parcel 71307H0393/00C002, Flanders · tallest building 3.1 m. Linked by address, not a title deed.
1 establishment unit
Chè
since 20202.311.342.130
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71307H0393/00C002 | Flanders | 403 m² | 1 · 139 m² | 3.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGenk2.311.342.130
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Of 7,506 companies in sector 56210 we hold annual accounts for 2,445. 1,775 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2020
Fiscal year end30-06
Activities, NACEBEL
56210Event catering
56301Cafés and bars
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47252Retail sale of beverages, general range
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:domenico@checose.be
Phone:0476/846907