CHDB
ActiveSummary
CHDB has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €233,118 and a net result of -€7,858. Equity is growing by ~25.3% per year across the filed fiscal years. Its solvency ranks better than 41% of 12788 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability67▲+48
Solvency72▼-1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17,000 at 30 days acceptable
Liquidity ample (current ratio 1.75 against 1.09 in 2024; short-term debt: 1.7% and cash: 2.5% of total assets), but 52.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€7,858
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
56 d late
2023
3 d early
2022
55 d early
2021
59 d early
2020
26 d early
2019
59 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€233,118▼ 3.3%
2024 · €240,976
Total assets
€491,533▼ 2.2%
2024 · €502,698
Net result
-€7,858▲ 62.3%
2024 · -€20,830
Working capital
€6,327▲ 792%
2024 · €709
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€5,091▲ 44.0%-€85,594▼ 1,581%-€20,585▲ 76.0%-€11,576▲ 43.8%-€7,579▲ 34.5%
Net result-€5,236▲ 43.3%-€85,749▼ 1,538%-€32,521▲ 62.1%-€20,830▲ 35.9%-€7,858▲ 62.3%
Equity€42,272▼ 11.0%€237,715▲ 462%€261,806▲ 10.1%€240,976▼ 8.0%€233,118▼ 3.3%
Total assets€43,293▼ 11.0%€481,422▲ 1,012%€528,381▲ 9.8%€502,698▼ 4.9%€491,533▼ 2.2%
Debt€1,021▼ 9.9%€243,707▲ 23,769%€266,575▲ 9.4%€261,722▼ 1.8%€258,415▼ 1.3%
Working capital€41,150▼ 6.8%€19,391▼ 52.9%€14,772▼ 23.8%€709▼ 95.2%€6,327▲ 792%
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
- 2022 Equity +462%, Total assets +1,012% on 2021. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7,579 in 2025 against €11,576 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €491,533
Fixed assets
€476,791 ▼ 3.4%
Current assets
€14,742 ▲ 64.2%
Equity and liabilities €491,533
Equity
€233,118 ▼ 3.3%
Debt
€258,415 ▼ 1.3%
Debt's share of the balance-sheet total rises from 52.1% to 52.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€9,349▲
2024 · €5,628
Cash flow
€9,070▲
2024 · -€3,626
Current ratio
1.75▲
2024 · 1.09
Debt to equity
1.11▲
2024 · 1.09
ROE
-3.4%▲
2024 · -8.6%
ROA
-1.6%▲
2024 · -4.1%
Interest coverage
33.51▲
2024 · 0.61
Debt ≤ 1 year
€8,415▲
2024 · €8,270
Debt > 1 year
€250,000=
2024 · €250,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 8,594 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a small loss
0.4%
went bankrupt
5.2%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 8,594 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,247 | €58,033 | €16,433 | €17,204 | €16,928 | ▼ 1.6% |
| Other operating charges640/8 | €348 | €3,876 | €5,068 | €2,714 | €2,810 | ▲ 3.5% |
| Gross operating margin9900 | -€2,496 | -€23,685 | €916 | €8,342 | €12,159 | ▲ 45.8% |
| Operating profit (loss)9901 | -€5,091 | -€85,594 | -€20,585 | -€11,576 | -€7,579 | ▲ 34.5% |
| Financial charges65/66B | €145 | €155 | €11,936 | €9,254 | €279 | ▼ 97.0% |
| Recurring financial charges65 | €145 | €155 | €11,936 | €9,254 | €279 | ▼ 97.0% |
| Profit (loss) for the period before taxes9903 | -€5,236 | -€85,749 | -€32,521 | -€20,830 | -€7,858 | ▲ 62.3% |
| Profit (loss) for the period9904 | -€5,236 | -€85,749 | -€32,521 | -€20,830 | -€7,858 | ▲ 62.3% |
| Profit (loss) for the period to be appropriated9905 | -€5,236 | -€85,749 | -€32,521 | -€20,830 | -€7,858 | ▲ 62.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €43,293 | €481,422 | €528,381 | €502,698 | €491,533 | ▼ 2.2% |
| Fixed assets21/28 | €1,122 | €448,324 | €510,923 | €493,719 | €476,791 | ▼ 3.4% |
| Tangible fixed assets22/27 | €1,097 | €448,299 | €510,898 | €493,694 | €476,766 | ▼ 3.4% |
| Furniture and vehicles24 | - | €954 | €544 | €134 | - | - |
| Other tangible fixed assets26 | €1,097 | €447,345 | €510,354 | €493,560 | €476,766 | ▼ 3.4% |
| Financial fixed assets28 | €25 | €25 | €25 | €25 | €25 | = |
| Current assets29/58 | €42,171 | €33,098 | €17,458 | €8,979 | €14,742 | ▲ 64.2% |
| Amounts receivable within one year40/41 | €3,278 | €4,293 | €2,023 | €3,462 | €2,640 | ▼ 23.7% |
| Trade receivables40 | €3,278 | €4,293 | €2,023 | €3,462 | €2,640 | ▼ 23.7% |
| Cash at bank and in hand54/58 | €38,893 | €28,805 | €15,435 | €5,517 | €12,102 | ▲ 119% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €43,293 | €481,422 | €528,381 | €502,698 | €491,533 | ▼ 2.2% |
| Equity10/15 | €42,272 | €237,715 | €261,806 | €240,976 | €233,118 | ▼ 3.3% |
| Contributions10/11 | €70,000 | €351,192 | €351,192 | €351,192 | €351,192 | = |
| Capital10 | €70,000 | €351,192 | €351,192 | €351,192 | €351,192 | = |
| Issued capital100 | €70,000 | €351,192 | €500,000 | €500,000 | €500,000 | = |
| Uncalled capital101 | - | - | €148,808 | €148,808 | €148,808 | = |
| Reserves13 | €3,250 | €3,250 | €3,250 | €3,250 | €3,250 | = |
| Non-distributable reserves130/1 | €3,250 | €3,250 | €3,250 | €3,250 | €3,250 | = |
| Legal reserve130 | €3,250 | €3,250 | €3,250 | €3,250 | €3,250 | = |
| Profit (loss) carried forward14 | -€30,978 | -€116,727 | -€92,636 | -€113,466 | -€121,324 | ▼ 6.9% |
| Amounts payable17/49 | €1,021 | €243,707 | €266,575 | €261,722 | €258,415 | ▼ 1.3% |
| Amounts payable after more than one year17 | - | €230,000 | €250,000 | €250,000 | €250,000 | = |
| Financial debts170/4 | - | €230,000 | €250,000 | €250,000 | €250,000 | = |
| Amounts payable within one year42/48 | €1,021 | €13,707 | €2,686 | €8,270 | €8,415 | ▲ 1.8% |
| Trade debts44 | - | €7,491 | €916 | - | - | - |
| Suppliers440/4 | - | €7,491 | €916 | - | - | - |
| Taxes, remuneration and social security45 | - | €552 | - | - | - | - |
| Taxes450/3 | - | €552 | - | - | - | - |
| Other amounts payable47/48 | €1,021 | €5,664 | €1,770 | €8,270 | €8,415 | ▲ 1.8% |
| Accrued charges and deferred income492/3 | - | - | €13,889 | €3,452 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€5,236 | -€85,749 | -€32,521 | -€20,830 | -€7,858 | ▲ 62.3% |
| + Depreciation and write-downs630 | €2,247 | €58,033 | €16,433 | €17,204 | €16,928 | ▼ 1.6% |
| Operating cash flow (approximation) | -€2,989 | -€27,716 | -€16,088 | -€3,626 | €9,070 | ▲ 350% |
| Investment in fixed assets (approximation) | - | -€505,235 | -€79,032 | €0 | €0 | - |
| Change in cash | - | -€10,088 | -€13,370 | -€9,918 | €6,585 | ▲ 166% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
28-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 6.50
Current ratio from 2.41 to 6.50; short-term debt falls from €13,707 to €2,686.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€85,749
Net result drops to -€85,749, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200,000Eq €237,715 ▲462%
Equity rises from €42,272 to €237,715.
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1999
Ground area
380 m²
Building footprint
113 m²
Volume, LiDAR
1,005 m³
Parcel 21612D0493/00X005, Brussels · tallest building 13.1 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Andrimontlaan 17, 1180 Ukkel
since 19992.172.385.967
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612D0493/00X005 | Brussels | 380 m² | 1 · 113 m² | 13.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 944 companies in sector 69203 we hold annual accounts for 661. 534 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-11-1998
Fiscal year end31-12
Activities, NACEBEL 2025
69203Activities of company auditors
E-invoicing
Reachable via Peppol
Peppol ID
0208:0464708786
Also
9925:BE0464708786
Registered
19-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.