CHB Law

Active

Private limited companyfounded 20223 yrs activeTransvaalstraat 71, 2600 Antwerpen, BelgiumKBO/BCE: BE 0795.393.367

CHB Law has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €31k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 6% of 12642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

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Checked score

Score 2025

69 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency27▼-73

Growth78=

Track record94

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 69

Relative position

BE, all sectors

reference

Sector 69

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

2.4%

Return on assets

48.4%

Age of the figures

9 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 12642 sector peers (2025).

NBB · sector comparison

Position among 12642 sector peers

Solvency

better than 6%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

81 d early

2024

71 d early

2023

29 d early

2022

11 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

17-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity

€2k▼ 94.5%

2024 · €27k

2022: €1k 2023: €5k 2024: €27k

2022 → 2025

Total assets

€63k▲ 79.2%

2024 · €35k

2022: €6k 2023: €18k 2024: €35k

2022 → 2025

Net result

€31k▲ 37.0%

2024 · €22k

2022: €-208 2023: €4k 2024: €22k

2022 → 2025

Working capital

€-6k

2024 · €25k

2022: €-3k 2023: €2k 2024: €25k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€1k-€5k▲ 290%€27k▲ 442%€2k▼ 94.5%

Operating result€-208-€5k€29k▲ 451%€41k▲ 42.7%

Net result€-208-€4k€22k▲ 494%€31k▲ 37.0%

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has risen three years in a row; 2025 is 43% above 2024 and is the highest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €62k

11%

88.8%

Fixed assets €7k▲ 696%

Current assets €55k▲ 67.0%

Equity and liabilities €63k

97.6%

Equity €2k▼ 94.5%

Debt €62k▲ 680%

The debt ratio rises from 22.4% to 97.6%. Equity is lower and debt is higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€42k▲

2024 · €30k

Cash flow

€32k▲

2024 · €24k

Solvency

2.4%▼

2024 · 77.6%

Current ratio

0.90▼

2024 · 4.19

Quick ratio

0.90▼

2024 · 4.19

Debt / equity

41.06▲

2024 · 0.29

ROA

48.4%▼

2024 · 63.3%

Interest coverage

576.11▼

2024 · 953.49

Debt

€62k▲

2024 · €8k

Debt ≤ 1 year

€62k▲

2024 · €8k

Income taxes

€10k▲

2024 · €6k

A ratio outside any meaningful range has been withheld (balance sheet total €63k, equity €2k).

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€35k€63k▲

Formation expenses20€1k€832▼

Fixed assets21/28€879€7k▲

Tangible fixed assets22/27€879€7k▲

Furniture and vehicles24-€7k

Other tangible fixed assets26€879€0▼

Financial fixed assets28-€100

Current assets29/58€33k€55k▲

Amounts receivable within one year40/41€13k€20k▲

Trade receivables40€13k€20k▲

Cash at bank and in hand54/58€18k€36k▲

Deferred charges and accrued income490/1€3k€0▼

Equity and liabilities

Total equity and liabilities10/49€35k€63k▲

Equity10/15€27k€2k▼

Contributions10/11€2k€2k=

Reserves13€26k€0▼

Distributable reserves133€26k€0▼

Profit (loss) carried forward14-€0

Amounts payable17/49€8k€62k▲

Amounts payable within one year42/48€8k€62k▲

Trade debts44€2k€1k▼

Suppliers440/4€2k€1k▼

Taxes, remuneration and social security45€5k€10k▲

Taxes450/3€5k€10k▲

Other amounts payable47/48€342€51k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼

Other operating charges640/8€423€545▲

Non-recurring operating charges66A-€879

Gross operating margin9900€30k€43k▲

Operating profit (loss)9901€29k€41k▲

Financial charges65/66B€31€73▲

Recurring financial charges65€31€73▲

Profit (loss) for the period before taxes9903€29k€41k▲

Income taxes67/77€6k€10k▲

Profit (loss) for the period9904€22k€31k▲

Profit (loss) for the period to be appropriated9905€22k€31k▲

Appropriation of the result

Profit (loss) to be appropriated9906€22k€31k▲

Transfer from equity791/2-€26k

Transfer to equity691/2€22k€0▼

To other reserves6921€22k€0▼

Profit to be distributed694/7-€56k

Return on contributions (dividend)694-€56k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 8Financial 4Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

11-05

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Highest result since 2022net €31k ▲37%

Operating result €41k, net result €31k, both a record.

21-05

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

2024

31-12

Financial Liquidity quadruplescurrent ratio 4.19

Current ratio from 1.13 to 4.19; short-term debt falls from €13k to €8k.

02-07

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema

2023

31-12

Financial Back to profitnet €4k

Net result €4k after one loss-making year.

31-12

Financial Liquidity quadruplescurrent ratio 1.13

Current ratio from 0.30 to 1.13.

20-07

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Antwerpen · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Transvaalstraat 712600 Antwerpen

Ground area

116 m²

Building footprint

69 m²

Volume, LiDAR

769 m³

Parcel 11302D1281/00P005, Flanders · tallest building 15.7 m, ±4 floors. Linked by address, not a title deed.

1 establishment unit

CHB Law

Transvaalstraat 71, 2600 AntwerpenActivities of lawyers

since 20222.339.720.964

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11302D1281/00P005 ProtectedMonument · Townscape or village viewBurgerhuis in neo-Vlaamserenaissance-stijlSource ↗	Flanders	115 m²	1 · 69 m²	15.7 m · 4 fl.