CHAZAL HOLD
ActiveFrom the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
CHAZAL HOLD has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.0m and a net result of €1.6m. Its solvency ranks better than 25% of 5,036 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Overview
Official details
KBO- Status
- Active since 14-02-2024 Normal situation
- Legal form
- Public limited company
- Registered office
- Léon Mahillonlaan 22, 1030 Schaarbeek
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
- Establishment unit
- 2.357.919.649 1030 Schaarbeek, since 14-02-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 29-12-2025
Board and ownership
Board
- BL6Director · since 14-02-2024
- JHT24Director · since 14-02-2024
- Auditor
- RSM INTERAUDIT SRL
Shareholders
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.5%
Annual accounts 2025
- Turnover
- €40.3m
- ▲ 53.9%
- Profit
- €1.6m
- Equity
- €2.0m
- ▲ 474%
- Total assets
- €14.0m
- ▲ 15.5%
- Staff
- 96.5 FTE
- ▼ 6.9%
2025 accounts filed 22 days after the deadline
Filed on 22-08-2026at the National Bank
Score breakdownraises riskFounded in 2024Last filed accounts filed 22 days late; 1 of the last 3 accounts latelowers riskLiquidity: current ratio 1.42, cash €5.1mSize: turnover €40.3m, 96.5 FTE, total assets €14.0mShow the evidence
Checked score
Score 2025
85
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 76% of medium-sized companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency
39+11
equity 14.2% of total assets
Liquidity
82+13
short-term debt 32.3% · cash 36.4%
Profitability
74+34
return on assets 11.7%
Bankruptcy probability within 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2025: 3.4%
04-2025: 3.5%▲ +0.1 percentage points vs 03-2025
05-2025: 3.6%▲ +0.1 percentage points vs 04-2025
06-2025: 4.1%▲ +0.5 percentage points vs 05-2025
07-2025: 4.1%● unchanged vs 06-2025
08-2025: 4.5%▲ +0.4 percentage points vs 07-2025
09-2025: 4.7%▲ +0.2 percentage points vs 08-2025
10-2025: 4.7%● unchanged vs 09-2025
11-2025: 4.6%▼ -0.1 percentage points vs 10-2025
12-2025: 4.6%● unchanged vs 11-2025
01-2026: 4.9%▲ +0.3 percentage points vs 12-2025
02-2026: 5.1%▲ +0.2 percentage points vs 01-2026highest value
03-2026: 5.1%● unchanged vs 02-2026highest value
04-2026: 5.1%● unchanged vs 03-2026highest value
05-2026: 5.1%● unchanged vs 04-2026highest value
06-2026: 2.9%▼ -2.2 percentage points vs 05-2026
07-2026: 2.9%● unchanged vs 06-2026
08-2026: 2.9%● unchanged vs 07-2026
09-2026: 0.5%▼ -2.4 percentage points vs 08-2026lowest value
10-2026: 0.5%● unchanged vs 09-2026
Credit of up to €160,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is tight, with a current ratio of 1.42 (1.07 in 2024), below the usual 1.5. Short-term debt is 32.3% and cash 36.4% of total assets. 85.8% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, medium-sized). It does better than 32% of them on solvency, 98% on liquidity, 77% on profitability and 97% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 5036 sector peers (2025).
NBB · sector comparisonPosition among 5036 sector peers
Solvency
better than 25%
← weakest
strongest →
raises risk · 2025 accounts filed 22 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
22 days late
2024
387 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 205 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 22-08-2026
- Annual accounts 2024filed on 22-08-2026
Acts in the Belgian Official Gazette
- Registered officeact of 16-05-2024
- Incorporationact of 16-02-2024
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about CHAZAL HOLD
- What is the company number of CHAZAL HOLD?
- The company number of CHAZAL HOLD is 1006.015.902. The VAT number is the same number with BE in front: BE 1006.015.902.
- Where is CHAZAL HOLD based?
- The registered office is at Léon Mahillonlaan 22, 1030 Schaarbeek.Company details
- What does CHAZAL HOLD do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of CHAZAL HOLD?
- The legal form of CHAZAL HOLD is Public limited company (NV).
- When was CHAZAL HOLD founded?
- CHAZAL HOLD was founded on 14-02-2024.
- Is CHAZAL HOLD still active?
- Yes, CHAZAL HOLD is an active enterprise in the KBO register.
- How many employees does CHAZAL HOLD have?
- CHAZAL HOLD had an average of 96.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of CHAZAL HOLD?
- The turnover of CHAZAL HOLD was €40.3m in financial year 2025, according to the filed annual accounts.
- Is CHAZAL HOLD profitable?
- In financial year 2025, CHAZAL HOLD made a profit of €1.6m.
- Where can I find the annual accounts of CHAZAL HOLD?
- CHAZAL HOLD filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
- When are the next annual accounts of CHAZAL HOLD due?
- CHAZAL HOLD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Companies linked to CHAZAL HOLD
Comparable companies
These companies have the same main activity as CHAZAL HOLD: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €5.6m and €11m, founded between 2023 and 2024.
| Company | Total assets | Turnover |
|---|---|---|
| CHAZAL HOLD Schaarbeek | €14.0m | €40.3m |
| GMP GENVAL Rixensart | €11.5m | €37.4m |
| NJC Food & Retail Wezembeek-Oppem | €9.1m | €36.8m |
| Molière Elsene | €6.4m | €44.3m |
| HEVERDIS Bierbeek | €7.4m | €30.4m |
| LODIS Rotselaar | €6.6m | €31.8m |
| DELWATE Waterloo | €5.6m | €32.0m |
Next steps
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