CHAUVAUX ANAEL
ActiveThe computed 12-month bankruptcy probability of CHAUVAUX ANAEL is 2.5% (moderate). The 2025 annual accounts show equity of €40k and a net result of €13k. Its solvency ranks better than 52% of 27787 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-11
Solvency74▲+12
Growth52
Track record82
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.78 against 1.3 in 2024; short-term debt: 51.2% and cash: 14.5% of total assets), but 51.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.8%
Return on assets
16.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€92k
EBIT margin
32.1%
Net result
€13k▼ 43.4%
2024 · €24k
2024: €24k
2024 → 2025
Working capital
€33k▲ 137%
2024 · €14k
2024: €14k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€92k-
Equity€27k-€40k▲ 50.2%
Operating result€30k-€17k▼ 42.4%
Net result€24k-€13k▼ 43.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €81k
Fixed assets
€7k▼ 42.0%
Current assets
€74k▲ 25.4%
Equity and liabilities €82k
Equity
€40k▲ 50.2%
Debt
€42k▼ 8.2%
The debt ratio falls from 63.2% to 51.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€21k▼
2024 · €33k
Cash flow
€17k▼
2024 · €27k
Solvency
48.8%▲
2024 · 36.8%
Current ratio
1.78▲
2024 · 1.30
Quick ratio
1.78▲
2024 · 1.30
Debt / equity
1.05▼
2024 · 1.71
ROE
33.4%▼
2024 · 88.7%
ROA
16.3%▼
2024 · 32.7%
Interest coverage
113.18▼
2024 · 832.45
Debt
€42k▼
2024 · €46k
Debt ≤ 1 year
€42k▼
2024 · €46k
Income taxes
€4k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€72k€82k▲
Formation expenses20€983€554▼
Fixed assets21/28€12k€7k▼
Tangible fixed assets22/27€12k€7k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€7k€4k▼
Current assets29/58€59k€74k▲
Amounts receivable within one year40/41€30k€63k▲
Trade receivables40€28k€63k▲
Other amounts receivable41€2k-
Cash at bank and in hand54/58€28k€12k▼
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€72k€82k▲
Equity10/15€27k€40k▲
Contributions10/11€3k€3k=
Reserves13€300€300=
Non-distributable reserves130/1€300€300=
Reserves not available under the articles1311€300€300=
Profit (loss) carried forward14€23k€37k▲
Amounts payable17/49€46k€42k▼
Amounts payable within one year42/48€46k€42k▼
Trade debts44€21k€14k▼
Suppliers440/4€21k€14k▼
Taxes, remuneration and social security45€6k€16k▲
Taxes450/3€6k€16k▲
Other amounts payable47/48€18k€12k▼
Income statement
Code20242025
Turnover70€92k-
Goods, raw materials, services and sundry goods60/61€59k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€610€1k▲
Gross operating margin9900€34k€22k▼
Operating profit (loss)9901€30k€17k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€40€187▲
Recurring financial charges65€40€187▲
Profit (loss) for the period before taxes9903€30k€17k▼
Income taxes67/77€6k€4k▼
Profit (loss) for the period9904€24k€13k▼
Profit (loss) for the period to be appropriated9905€24k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€37k▲
Profit (loss) brought forward from the previous period14P-€23k
Transfer to equity691/2€300-
To contributions691€300-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Libin · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rolibuchy 636890 LibinGround area
928 m²
Building footprint
154 m²
Volume, LiDAR
1,002 m³
Parcel 84035C1104/00N003, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CHAUVAUX ANAEL
since 20242.362.044.129
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84035C1104/00N003 | Wallonia | 928 m² | 1 · 154 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CELSIUS
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HEAT ENERGY
BE 0819.874.484
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RDB Technics
BE 1023.270.618
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Of 495 companies in sector 43223 we hold annual accounts for 114. 93 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-04-2024
Fiscal year end31-12
Activities, NACEBEL
43223Specialised construction activities
43993Specialised construction activities
41001General construction of residential buildings
43990Other specialised construction activities
43995Specialised construction activities
43999Specialised construction activities
47553Retail trade
47593Retail trade
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.