CHAUTEC
ActiveSummary
The computed 12-month bankruptcy probability of CHAUTEC is 2.1% (moderate). The 2025 annual accounts show equity of €229k and a net result of €16k. Equity is growing by ~21.2% per year across the filed fiscal years. Its solvency ranks better than 35% of 27965 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability72▼-18
Solvency59▼-34
Growth52=
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity tight (current ratio 1.33 against 3.74 in 2024; short-term debt: 32% and cash: 7.3% of total assets), and 66.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.8%
Return on assets
2.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
75 d late
2023
75 d late
2022
56 d late
2021
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€229k▲ 7.3%
2024 · €213k
Total assets
€676k▲ 115%
2024 · €315k
Net result
€16k▼ 71.0%
2024 · €54k
Working capital
€72k▼ 53.3%
2024 · €153k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€122k-€48k▼ 60.4%€35k▼ 27.6%€72k▲ 106%€27k▼ 62.2%
Net result€91k-€39k▼ 56.9%€25k▼ 36.6%€54k▲ 116%€16k▼ 71.0%
Equity€96k-€135k▲ 40.9%€160k▲ 18.4%€213k▲ 33.6%€229k▲ 7.3%
Total assets€153k-€283k▲ 85.2%€277k▼ 2.2%€315k▲ 13.6%€676k▲ 115%
Debt€57k-€149k▲ 159%€117k▼ 21.0%€102k▼ 13.4%€448k▲ 340%
Working capital€73k-€91k▲ 24.9%€90k▼ 1.5%€153k▲ 70.2%€72k▼ 53.3%
Staff (FTE)2-2=3.2▲ 60.0%2.8▼ 12.5%2.9▲ 3.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 62% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €676k
Fixed assets
€388k ▲ 268%
Current assets
€288k ▲ 37.5%
Equity and liabilities €676k
Equity
€229k ▲ 7.3%
Debt
€448k ▲ 340%
Debt's share of the balance-sheet total rises from 32.3% to 66.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€103k▼
2024 · €108k
Cash flow
€92k▲
2024 · €90k
Current ratio
1.33▼
2024 · 3.74
Quick ratio
1.32▼
2024 · 3.39
Debt to equity
1.96▲
2024 · 0.48
ROE
6.8%▼
2024 · 25.1%
ROA
2.3%▼
2024 · 17.0%
Interest coverage
12.62▼
2024 · 31.17
Debt ≤ 1 year
€216k▲
2024 · €56k
Debt > 1 year
€231k▲
2024 · €42k
Income taxes
€4k▼
2024 · €15k
Staff costs
€98k▼
2024 · €112k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €11k | €44k | €96k | €112k | €98k | ▼ 12.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14k | €16k | €39k | €36k | €76k | ▲ 110% |
| Other operating charges640/8 | €348 | €675 | €2k | €3k | €5k | ▲ 113% |
| Gross operating margin9900 | €146k | €109k | €172k | €223k | €207k | ▼ 7.0% |
| Operating profit (loss)9901 | €122k | €48k | €35k | €72k | €27k | ▼ 62.2% |
| Financial income75/76B | €329 | €55 | €170 | €275 | €208 | ▼ 24.3% |
| Recurring financial income75 | €329 | €55 | €170 | €275 | €208 | ▼ 24.3% |
| Financial charges65/66B | €2k | €3k | €4k | €3k | €8k | ▲ 136% |
| Recurring financial charges65 | €2k | €3k | €4k | €3k | €8k | ▲ 136% |
| Profit (loss) for the period before taxes9903 | €121k | €45k | €31k | €69k | €19k | ▼ 72.1% |
| Income taxes67/77 | €30k | €6k | €6k | €15k | €4k | ▼ 75.7% |
| Profit (loss) for the period9904 | €91k | €39k | €25k | €54k | €16k | ▼ 71.0% |
| Profit (loss) for the period to be appropriated9905 | €91k | €39k | €25k | €54k | €16k | ▼ 71.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €153k | €283k | €277k | €315k | €676k | ▲ 115% |
| Formation expenses20 | €195 | - | - | - | - | - |
| Fixed assets21/28 | €36k | €125k | €128k | €105k | €388k | ▲ 268% |
| Intangible fixed assets21 | - | - | €24k | €19k | €14k | ▼ 26.3% |
| Tangible fixed assets22/27 | €36k | €125k | €104k | €86k | €374k | ▲ 333% |
| Land and buildings22 | - | - | - | - | €290k | - |
| Plant, machinery and equipment23 | €9k | €9k | €13k | €11k | €6k | ▼ 44.6% |
| Furniture and vehicles24 | €8k | €10k | €8k | €14k | €10k | ▼ 28.4% |
| Leasing and similar rights25 | €19k | €100k | €73k | €54k | €60k | ▲ 11.6% |
| Other tangible fixed assets26 | - | €6k | €10k | €9k | €9k | ▲ 1.2% |
| Current assets29/58 | €117k | €158k | €149k | €209k | €288k | ▲ 37.5% |
| Stocks and contracts in progress3 | €25k | €30k | €26k | €19k | €2k | ▼ 90.4% |
| Stocks30/36 | €25k | €30k | €26k | €19k | €2k | ▼ 90.4% |
| Amounts receivable within one year40/41 | €77k | €41k | €68k | €61k | €236k | ▲ 288% |
| Trade receivables40 | €61k | €27k | €58k | €39k | €216k | ▲ 448% |
| Other amounts receivable41 | €15k | €13k | €10k | €21k | €20k | ▼ 5.4% |
| Cash at bank and in hand54/58 | €14k | €84k | €53k | €129k | €49k | ▼ 61.9% |
| Deferred charges and accrued income490/1 | €1k | €4k | €2k | €331 | €743 | ▲ 125% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €153k | €283k | €277k | €315k | €676k | ▲ 115% |
| Equity10/15 | €96k | €135k | €160k | €213k | €229k | ▲ 7.3% |
| Contributions10/11 | €5k | €5k | €5k | €5k | €5k | = |
| Profit (loss) carried forward14 | €91k | €130k | €155k | €208k | €224k | ▲ 7.5% |
| Amounts payable17/49 | €57k | €149k | €117k | €102k | €448k | ▲ 340% |
| Amounts payable after more than one year17 | €13k | €82k | €59k | €42k | €231k | ▲ 454% |
| Financial debts170/4 | €13k | €82k | €59k | €42k | €231k | ▲ 454% |
| Amounts payable within one year42/48 | €44k | €67k | €58k | €56k | €216k | ▲ 286% |
| Current portion of amounts payable after more than one year42 | €6k | €22k | €23k | €17k | €32k | ▲ 83.4% |
| Financial debts43 | €143 | - | - | - | - | - |
| Credit institutions430/8 | €143 | - | - | - | - | - |
| Trade debts44 | €19k | €31k | €15k | €14k | €159k | ▲ 1,055% |
| Suppliers440/4 | €19k | €31k | €15k | €14k | €159k | ▲ 1,055% |
| Taxes, remuneration and social security45 | €12k | €11k | €17k | €25k | €26k | ▲ 3.9% |
| Taxes450/3 | €5k | €3k | €6k | €12k | €10k | ▼ 13.8% |
| Remuneration and social security454/9 | €7k | €8k | €11k | €13k | €16k | ▲ 19.1% |
| Other amounts payable47/48 | €6k | €3k | €3k | - | - | - |
| Accrued charges and deferred income492/3 | - | - | - | €4k | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €91k | €39k | €25k | €54k | €16k | ▼ 71.0% |
| + Depreciation and write-downs630 | €14k | €16k | €39k | €36k | €76k | ▲ 110% |
| Operating cash flow (approximation) | €104k | €56k | €64k | €90k | €92k | ▲ 2.1% |
| Investment in fixed assets (approximation) | - | €-106k | €-42k | €-13k | €-359k | ▼ 2,625% |
| Change in cash | - | €70k | €-32k | €76k | €-80k | ▼ 205% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €16k ▼71%
Net result drops to €16k, the lowest in the series.
14-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 75 days late
2024
31-12
Financial
Equity above €200kEq €213k ▲33.6%
4 profitable years in a row build equity to €213k.
14-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 75 days late
2023
31-12
Financial
Equity above €150kEq €160k ▲18.4%
3 profitable years in a row build equity to €160k.
25-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 56 days late
2022
31-12
Financial
Equity above €100kEq €135k ▲40.9%
2 profitable years in a row build equity to €135k.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sombreffe · 1 establishment unit since 2021
Ground area
5,321 m²
Building footprint
305 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
CHAUTEC
since 20212.314.117.221
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92114E0458/00G000 | Wallonia | 4,593 m² | 1 · 164 m² | - |
| 92114E0258/00D002 | Wallonia | 728 m² | 1 · 141 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,534 companies in sector 43222 we hold annual accounts for 5,664. 4,719 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-02-2021
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
Scores and ratios are computed by Checked and are not a credit decision.