Skip to content

Chauffage & Régulation

Active
Private limited companyfounded 1995active for 31 yearsRue de la Calamine 40B, 5600 Philippeville, BelgiumKBO/BCE: BE 0456.096.275
Summary

The annual accounts of Chauffage & Régulation for financial year 2025 show a net loss of 56% of total assets and of 88% of the equity at the start of that year. The 2025 annual accounts show equity of €9,060 and a net result of -€63,807. Equity is shrinking by about 5.2% per year across the filed financial years. Its solvency ranks better than 13% of 34,747 sector peers (NACE 43, financial year 2025). The company has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.2% (low).

Risk analysisFollow ReportCompare
Chauffage & RégulationActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Installation of electric heating, air conditioning, cooling and ventilation
NACE 43222
5th oldest company in Philippeville, Construction sector1 site
Size
€114,922total assets 2025
Staff
1.3 FTE
Equity
€9,060
Loss
-€63,807
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.2%
Structure
Parent
CR GROUP · 100%
2025 accounts 4 days early2 of 8 deeds summarised
Why 53raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €63,807 (financial year 2025)Sector: Specialised construction activities (NACE 43)Equity €9,060 (7.9% of total assets)lowers riskSize: total assets €114,922Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 10% of its sector peers (NACE 43, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 33-14
equity 7.9% of total assets
Liquidity 30-21
short-term debt 70.5% · cash 14.4%
Profitability 0-34
return on assets -55.5%
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,644 companies, NACE 43, micro)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.2 percentage points vs 06-2025 08-2025: 0.9%▲ +0.3 percentage points vs 07-2025 09-2025: 0.2%▼ -0.7 percentage points vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026lowest value 03-2026: 0.2%● unchanged vs 02-2026lowest value 04-2026: 0.3%▲ +0.1 percentage points vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.2%▼ -0.1 percentage points vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026 08-2026: 1.2%▲ +0.9 percentage points vs 07-2026highest value 09-2026: 1.2%● unchanged vs 08-2026highest value 10-2026: 1.2%● unchanged vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.25, compared with 1.14 in 2024, below the usual 1.5; short-term debt: 70.5% and cash: 14.4% of total assets), and 92.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 12% on solvency, 19% on liquidity, 4% on profitability and 4% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €63,807 (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €114,922
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Equity €9,060 (7.9% of total assets)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 34747 sector peers (2025).
NBB · sector comparison
Position among 34747 sector peers
Solvency
better than 13%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 days early
2024
1 day early
2023
on the day
2022
22 days late
2021
29 days late
2020
27 days late
2019
40 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 16 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. NameName change
  3. Weakest financial yearnet -€63,807

Key points

  • Caution: Equity fell in 2025from €72,867 to €9,060 ▼ 87.6% View
  • Caution: Among the weakest 5% on net resultsector median €10,234 · 34,734 companies -€63,807 View
  • Controlled by CR GROUP 100% View

By topic

Financials

Financial year
2025
Total assets
€114,922
Loss
-€63,807
Solvency
7.9%
Total assets▼ 65.2%
Net result
20182025
Go to Financials

Timeline

Events
35
Since
1997
Next accounts
by 31-07-2027
  1. 30-07-2025Annual accounts filed
  2. 31-07-2024Annual accounts filed
  3. 03-01-2024Resignation: FALLAY Yannick (manager)
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Installation of electric heating, air conditioning, cooling and…NACE 43222
Founded
13-09-1995
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
26
Purpose
“L’installation de tous systèmes de chauffage,de climatisation et de ventilation; Le…” (deed in French)
Go to Articles of association

Key facts about Chauffage & Régulation

What is the company number of Chauffage & Régulation?
0456.096.275. In Belgium the VAT number is the company number with BE in front: BE 0456.096.275.
Where is Chauffage & Régulation based?
The registered office is at Rue de la Calamine 40B, 5600 Philippeville.Company details
What does Chauffage & Régulation do?
According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
What is the legal form of Chauffage & Régulation?
Private limited company (BV).
When was Chauffage & Régulation founded?
On 13-09-1995.
Is Chauffage & Régulation still active?
Yes, Chauffage & Régulation is an active enterprise in the KBO register.
How many employees does Chauffage & Régulation have?
On average 1.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Chauffage & Régulation?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Chauffage & Régulation profitable?
In financial year 2025, Chauffage & Régulation made a loss of €63,807.
Where can I find the annual accounts of Chauffage & Régulation?
Chauffage & Régulation filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Chauffage & Régulation due?
By 31-07-2027, for financial year 2026.Timeline

Companies related to Chauffage & Régulation

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure