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CHAUFFAGE DUFOUR Daniel

Active
Private limited companyfounded 2003active for 23 yearsRue du Bois(BL) 90, 7866 Lessines, BelgiumKBO/BCE: BE 0479.794.860
Summary

CHAUFFAGE DUFOUR Daniel has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €254,778 and a net result of -€23,055. Equity remains stable across the filed financial years (±0.9% per year). Its solvency ranks better than 52% of 6,069 sector peers (NACE 46, financial year 2024). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Activity
Wholesale trade
NACE 46842Installation of electric heating, air conditioning, cooling and ventilation NACE 43222
1 site
Size
€575,519total assets 2024
Equity
€254,778
Loss
-€23,055
Financial health
55 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
0.9%
Structure
Accounts 77 days overdue1 of 3 deeds read
Why 55raises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed 23-10-2025)1 financial year not filed after the legal deadline; latest accounts 84 days late; 3 of the last 3 latelowers riskFounded in 2003Liquidity: current ratio 2.02, cash €139,195Show the evidence

Checked score

Score 2024
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 49% of its sector peers (NACE 46, micro)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Strong
Solvency 69-1
equity 44.3% of total assets
Liquidity 67-4
short-term debt 31.4% · cash 24.2%
Profitability 59-14
return on assets -4.0%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,871 companies, NACE 46, micro)
Last 24 months 11-2024: 0.7% 12-2024: 0.3%▼ -0.4 percentage points vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024lowest value 02-2025: 0.3%● unchanged vs 01-2025lowest value 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.1 percentage points vs 07-2025 09-2025: 0.5%▲ +0.1 percentage points vs 08-2025 10-2025: 0.7%▲ +0.2 percentage points vs 09-2025 11-2025: 0.4%▼ -0.3 percentage points vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.6%▲ +0.2 percentage points vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.9%▲ +0.3 percentage points vs 09-2026highest value
Credit of up to €14,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity ample (current ratio 2.02, compared with 1.93 in 2023, above the usual 1.5; short-term debt: 31.4% and cash: 24.2% of total assets), but 55.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 52% on solvency, 72% on liquidity, 44% on profitability and 27% on growth.

The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Founded in 2003
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Figures for financial year 2024 (filed 23-10-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 84 days late; 3 of the last 3 late
NBB · filings
lowers risk · Liquidity: current ratio 2.02, cash €139,195
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 77 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline16-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-10-2025, 84 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
84 days late
2023
94 days late
2022
104 days late
2021
131 days late
2020
108 days late
2019
138 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 110 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · full…
  2. Resignation: Daniel DUFOUR (manager)Appointment: Daniel DUFOUR (director) ·…
  3. Annual accounts filedfinancial year 2023 · full…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 77 days late View
  • Caution: Among the weakest 18% on net resultsector median €93,946 · 6,080 companies -€23,055 View
  • Total assets 20246 financial years filed €575,519 View

By topic

Financials

Financial year
2024
Total assets
€575,519
Loss
-€23,055
Solvency
44.3%
Total assets▼ 7.3%
Net result
20182024
Go to Financials

Timeline

Events
25
Since
2004
  1. 31-12-2023Back to profit
  2. 12-11-2023Annual accounts filed
  3. 09-12-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale tradeNACE 46842
Founded
18-03-2003
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
26
Who signs
Each director alone
Annual meeting
Third Thursday of June at 18:00
Purpose
“L’achat,la vente,le placement de matériel de chauffage,sanitaire,de ventilation et de…” (deed in French)
Go to Articles of association

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