CHAUFFA HOUSE
ActiveCHAUFFA HOUSE has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €18k. Equity is growing by ~22.7% per year across the filed fiscal years. Its solvency ranks better than 69% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency89▲+5
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.8 against 2.35 in 2024; short-term debt: 35.6% and cash: 8.7% of total assets), and 35.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.4%
Return on assets
30.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
56 d early
2023
42 d early
2022
41 d early
2021
46 d early
2020
11 d early
2019
10 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€18k
2024 · €-6k
2018: €4k
2019: €1k
2020: €-4k
2021: €8k
2022: €-3k
2023: €15k
2024: €-6k
2018 → 2025
Working capital
€38k▲ 98.9%
2024 · €19k
2018: €3k
2019: €9k
2020: €11k
2021: €23k
2022: €11k
2023: €24k
2024: €19k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€12k▼ 21.6%€26k▲ 126%€20k▼ 22.4%€39k▲ 89.9%
Operating result€12k-€-2k€20k€-6k€27k
Net result€8k-€-3k€15k€-6k€18k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €27k after a loss of €6k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €60k
Fixed assets
€172▼ 83.0%
Current assets
€60k▲ 77.9%
Equity and liabilities €60k
Equity
€39k▲ 89.9%
Debt
€21k▲ 49.5%
The debt ratio falls from 41.3% to 35.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€28k▲
2024 · €-4k
Cash flow
€19k▲
2024 · €-5k
Solvency
64.4%▲
2024 · 58.7%
Current ratio
2.80▲
2024 · 2.35
Quick ratio
2.80▲
2024 · 2.35
Debt / equity
0.55▼
2024 · 0.70
ROE
47.3%▲
2024 · -29.0%
ROA
30.5%▲
2024 · -17.0%
Interest coverage
81.81▲
2024 · -34.82
Debt
€21k▲
2024 · €14k
Debt ≤ 1 year
€21k▲
2024 · €14k
Income taxes
€8k▲
2024 · €219
Staff costs
€9k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€35k€60k▲
Fixed assets21/28€1k€172▼
Tangible fixed assets22/27€1k€172▼
Plant, machinery and equipment23€454-
Furniture and vehicles24€557€172▼
Current assets29/58€34k€60k▲
Amounts receivable within one year40/41€10k€55k▲
Trade receivables40€6k€46k▲
Other amounts receivable41€4k€8k▲
Cash at bank and in hand54/58€23k€5k▼
Deferred charges and accrued income490/1€871-
Equity and liabilities
Total equity and liabilities10/49€35k€60k▲
Equity10/15€20k€39k▲
Contributions10/11€10k€10k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€8k€27k▲
Amounts payable17/49€14k€21k▲
Amounts payable within one year42/48€14k€21k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€3k€12k▲
Taxes450/3€3k€9k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€9k€7k▼
Income statement
Code20242025
Remuneration, social security and pensions62€1k€9k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€839▼
Other operating charges640/8€1k€811▼
Gross operating margin9900€-2k€37k▲
Operating profit (loss)9901€-6k€27k▲
Financial charges65/66B€125€342▲
Recurring financial charges65€125€342▲
Profit (loss) for the period before taxes9903€-6k€27k▲
Income taxes67/77€219€8k▲
Profit (loss) for the period9904€-6k€18k▲
Profit (loss) for the period to be appropriated9905€-6k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€27k▲
Profit (loss) brought forward from the previous period14P€14k€8k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-6k ▼140%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 10 days late
2019
23-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 54 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 58 days late
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 312 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herdersliedstraat 311080 Sint-Jans-MolenbeekGround area
171 m²
Building footprint
102 m²
Volume, LiDAR
1,127 m³
Parcel 21524C0064/00W000, Brussels · tallest building 14.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Herdersliedstraat 31, 1080 Sint-Jans-Molenbeek
since 20122.213.495.161
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21524C0064/00W000 | Brussels | 171 m² | 1 · 102 m² | 14.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,042 companies in sector 43221 we hold annual accounts for 3,469. 2,864 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-04-2012
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.