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CHAUF TECH

Active
Private limited companyfounded 20178 yrs activeHubert Stiernetstraat 45, 1020 Brussel, BelgiumKBO/BCE: BE 0682.966.112
Summary

The computed 12-month bankruptcy probability of CHAUF TECH is 3.9% (moderate). The 2025 annual accounts show negative equity (-€108,953) and a net result of -€2,107. Equity is shrinking by ~8.2% per year across the filed fiscal years. The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability17▲+1
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
3.9% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.54 against 0.55 in 2024; short-term debt: 180.2% and cash: 0.1% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-80.2%
Return on assets
-1.6%
Age of the figures
15 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€108,953
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
27 d late
2024
27 d late
2023
26 d late
2022
28 d late
2021
28 d late
2020
87 d late
2019
453 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 97 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 27 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CHAUF TECH was incorporated on 16 October 2017.1 Total assets fell from EUR 403,113 in 2019 to EUR 135,870 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€108,953▼ 2.0%
2024 · -€106,846
Total assets
€135,870▼ 0.1%
2024 · €135,992
Net result
-€2,107▲ 38.3%
2024 · -€3,416
Working capital
-€111,899▼ 1.7%
2024 · -€110,043
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€2,485▲ 82.8%-€374▲ 85.0%€1,444-€250-€250=
Net result-€13,646▲ 48.4%-€11,200▲ 17.9%-€7,578▲ 32.3%-€3,416▲ 54.9%-€2,107▲ 38.3%
Equity-€84,653▼ 9.6%-€92,453▼ 9.2%-€103,431▼ 11.9%-€106,846▼ 3.3%-€108,953▼ 2.0%
Total assets€323,014▼ 16.2%€312,389▼ 3.3%€137,040▼ 56.1%€135,992▼ 0.8%€135,870▼ 0.1%
Debt€407,667▼ 11.8%€404,841▼ 0.7%€240,471▼ 40.6%€242,838▲ 1.0%€244,823▲ 0.8%
Working capital€35,474▼ 55.4%-€10,001-€63,810▼ 538%-€110,043▼ 72.5%-€111,899▼ 1.7%
Staff (FTE)
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0Operating result 2021: -€2,485-€2,485Net result 2021: -€13,646-€13,646Operating result 2022: -€374-€374Net result 2022: -€11,200-€11,200Operating result 2023: €1,444€1,444Net result 2023: -€7,578-€7,578Operating result 2024: -€250-€250Net result 2024: -€3,416-€3,416Operating result 2025: -€250-€250Net result 2025: -€2,107-€2,10720212022202320242025-€10,000-€7,500-€5,000-€2,500€0€2,500Operating result 2023: €1,444€1,440Net result 2023: -€7,578-€7,580Operating result 2024: -€250-€250Net result 2024: -€3,416-€3,420Operating result 2025: -€250-€250Net result 2025: -€2,107-€2,110202320242025
The operating result stays negative: a loss of €250 in 2025 against €250 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €135,870
Fixed assets €2,946 ▼ 7.8%
Current assets €132,923 ▲ 0.1%
Key figures and ratios
2025 value · change against 2024
EBITDA
€0=
2024 · €0
Cash flow
-€1,857▲
2024 · -€3,166
Solvency
-80.2%▼
2024 · -78.6%
Current ratio
0.54▼
2024 · 0.55
Quick ratio
0.00▲
2024 · 0.00
Debt to equity
-2.25▲
2024 · -2.27
ROA
-1.6%▲
2024 · -2.5%
Interest coverage
0.00=
2024 · 0.00
Debt ≤ 1 year
€244,823▲
2024 · €242,838
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,564 companies that looked in July 2024 the way this one looks now, 5.1% went bankrupt within 24 months and 89% are still going.

  • Micro
  • 5 to 10 years old
  • negative equity
  • a small loss
5.1% went bankrupt
5.4% stopped otherwise
89% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,564 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€135,992€135,870▼
Fixed assets21/28€3,196€2,946▼
Tangible fixed assets22/27€833€583▼
Plant, machinery and equipment23€833€583▼
Financial fixed assets28€2,363€2,363=
Current assets29/58€132,796€132,923▲
Stocks and contracts in progress3€132,796€132,796=
Stocks30/36€132,796€132,796=
Cash at bank and in hand54/58-€128
Equity and liabilities
Total equity and liabilities10/49€135,992€135,870▼
Equity10/15-€106,846-€108,953▼
Contributions10/11€18,600€18,600=
Profit (loss) carried forward14-€125,446-€127,553▼
Amounts payable17/49€242,838€244,823▲
Amounts payable within one year42/48€242,838€244,823▲
Current portion of amounts payable after more than one year42€73,975-
Financial debts43€5,239-
Credit institutions430/8€5,239-
Advances received on contracts in progress46€16,500€16,500=
Taxes, remuneration and social security45€41,900-
Taxes450/3€41,900-
Other amounts payable47/48€105,224€228,323▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€250€250=
Operating profit (loss)9901-€250-€250=
Financial charges65/66B€2,901€1,857▼
Recurring financial charges65€2,901€1,857▼
Profit (loss) for the period before taxes9903-€3,151-€2,107▲
Income taxes67/77€265-
Profit (loss) for the period9904-€3,416-€2,107▲
Profit (loss) for the period to be appropriated9905-€3,416-€2,107▲
Appropriation of the result
Profit (loss) to be appropriated9906-€125,446-€127,553▼
Profit (loss) brought forward from the previous period14P-€122,031-€125,446▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62-€594----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,686€250€250€250€250=
Gross operating margin9900€4,394€470€1,694---
Operating profit (loss)9901-€2,485-€374€1,444-€250-€250=
Recurring financial income75€0-----
Financial charges65/66B-€10,826€9,022€2,901€1,857▼ 36.0%
Recurring financial charges65€11,161€10,826€9,022€2,901€1,857▼ 36.0%
Profit (loss) for the period before taxes9903-€13,646-€11,200-€7,578-€3,151-€2,107▲ 33.1%
Income taxes67/77---€265--
Profit (loss) for the period9904-€13,646-€11,200-€7,578-€3,416-€2,107▲ 38.3%
Profit (loss) for the period to be appropriated9905-€13,646-€11,200-€7,578-€3,416-€2,107▲ 38.3%
Line20212022202320242025Change
Assets
Total assets20/58€323,014€312,389€137,040€135,992€135,870▼ 0.1%
Fixed assets21/28€3,946€3,696€3,446€3,196€2,946▼ 7.8%
Tangible fixed assets22/27€1,583€1,333€1,083€833€583▼ 30.0%
Plant, machinery and equipment23-€1,333€1,083€833€583▼ 30.0%
Financial fixed assets28€2,363€2,363€2,363€2,363€2,363=
Current assets29/58€319,068€308,692€133,594€132,796€132,923▲ 0.1%
Stocks and contracts in progress3€255,383€247,382€132,796€132,796€132,796=
Stocks30/36-€247,382€132,796€132,796€132,796=
Amounts receivable within one year40/41€62,249€59,998----
Trade receivables40-€59,998----
Cash at bank and in hand54/58€1,436€1,312€798-€128-
Equity and liabilities
Total equity and liabilities10/49€323,014€312,389€137,040€135,992€135,870▼ 0.1%
Equity10/15-€84,653-€92,453-€103,431-€106,846-€108,953▼ 2.0%
Contributions10/11-€22,000€18,600€18,600€18,600=
Profit (loss) carried forward14-€103,253-€114,453-€122,031-€125,446-€127,553▼ 1.7%
Amounts payable17/49€407,667€404,841€240,471€242,838€244,823▲ 0.8%
Amounts payable after more than one year17€124,073€86,148€43,067---
Financial debts170/4-€86,148€43,067---
Amounts payable within one year42/48€283,594€318,693€197,404€242,838€244,823▲ 0.8%
Current portion of amounts payable after more than one year42-€73,064€75,857€73,975--
Financial debts43-€74,333€287€5,239--
Credit institutions430/8-€74,333€287€5,239--
Trade debts44€53,914€52,816----
Suppliers440/4-€52,816----
Advances received on contracts in progress46-€39,000€16,500€16,500€16,500=
Taxes, remuneration and social security45-€20,193€41,957€41,900--
Taxes450/3-€18,501€41,957€41,900--
Remuneration and social security454/9-€1,692----
Other amounts payable47/48-€59,287€62,803€105,224€228,323▲ 117%
Line20212022202320242025Change
Profit (loss) for the period9904-€13,646-€11,200-€7,578-€3,416-€2,107▲ 38.3%
+ Depreciation and write-downs630€2,686€250€250€250€250=
Operating cash flow (approximation)-€10,960-€10,950-€7,328-€3,166-€1,857▲ 41.3%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€123-€515---

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
27-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
27-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
26-02
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
28-02
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
28-02
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
28-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 87 days late
28-04
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 453 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2017
seat establishment The establishment unit on the map
Ground area
573 m²
Building footprint
648 m²
Volume, LiDAR
3,405 m³
2 parcels, Brussels · tallest building 16.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CHAUF TECH
Retail sale of hardware, building materials, paint and glass (general range)
since 20172.301.092.693
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21526D0147/00H005 Brussels 464 m² 1 · 549 m² 16.1 m · 1 fl.
21815D0256/00B003 Brussels 109 m² 1 · 98 m² 14.3 m · 4 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded16-10-2017
Fiscal year end30-06
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.