CHATRIUM
ActiveFinancials · financial year 2025, micro format
Annual accounts 2025 filed on 29-01-2026 PDF all 29 filings
Every figure per financial year
The operating result for 2025 is a loss of €6,413, smaller than the loss of €6,745 in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 30-06-2022 | 30-06-2023 | 30-06-2024 | 30-06-2025 |
|---|---|---|---|---|
| Tangible fixed assets | - | - | €11,122 | - |
| Depreciation and write-downs of the year | €5,105 | €5,105 | €5,477 | €6,218 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,577 | €5,497 | €5,497 | €5,105 | €5,105 | €5,477 | €6,218 | ▲ 13.5% |
| Other operating charges640/8 | - | - | - | €765 | €547 | €682 | €507 | ▼ 25.7% |
| Gross operating margin9900 | €2,894 | €1,327 | €558 | -€888 | €3,154 | -€585 | €312 | - |
| Operating profit (loss)9901 | -€3,465 | -€4,324 | -€5,442 | -€6,759 | -€2,498 | -€6,745 | -€6,413 | ▲ 4.9% |
| Financial charges65/66B | - | - | - | €23 | €24 | €24 | €24 | = |
| Recurring financial charges65 | €26 | €18 | €21 | €23 | €24 | €24 | €24 | = |
| Profit (loss) for the period before taxes9903 | -€3,490 | -€4,342 | -€5,463 | -€6,781 | -€2,522 | -€6,769 | -€6,437 | ▲ 4.9% |
| Income taxes67/77 | €319 | - | - | - | - | - | - | - |
| Profit (loss) for the period9904 | -€3,809 | -€4,342 | -€5,463 | -€6,781 | -€2,522 | -€6,769 | -€6,437 | ▲ 4.9% |
| Profit (loss) for the period to be appropriated9905 | -€3,809 | -€4,342 | -€5,463 | -€6,781 | -€2,522 | -€6,769 | -€6,437 | ▲ 4.9% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €95,281 | €92,595 | €86,437 | €76,996 | €100,223 | €90,454 | €81,018 | ▼ 10.4% |
| Fixed assets21/28 | €84,281 | €78,784 | €73,287 | €68,182 | €63,076 | €68,721 | €62,503 | ▼ 9.0% |
| Tangible fixed assets22/27 | €84,281 | €78,784 | €73,287 | €68,182 | €63,076 | €68,721 | €62,503 | ▼ 9.0% |
| Land and buildings22 | - | - | - | €68,182 | €63,076 | €68,721 | €62,503 | ▼ 9.0% |
| Current assets29/58 | €11,000 | €13,811 | €13,149 | €8,814 | €37,147 | €21,733 | €18,514 | ▼ 14.8% |
| Amounts receivable within one year40/41 | €11,000 | €11,000 | €5,516 | €5,500 | €2,250 | €2,250 | €2,250 | = |
| Other amounts receivable41 | - | - | - | €5,500 | €2,250 | €2,250 | €2,250 | = |
| Cash at bank and in hand54/58 | - | €2,811 | €7,633 | €3,314 | €34,897 | €19,483 | €16,264 | ▼ 16.5% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €95,281 | €92,595 | €86,437 | €76,996 | €100,223 | €90,454 | €81,018 | ▼ 10.4% |
| Equity10/15 | €77,665 | €73,323 | €67,860 | €61,079 | €58,556 | €51,788 | €45,351 | ▼ 12.4% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | - | - | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | - | - | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €15,665 | €11,323 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Non-distributable reserves130/1 | - | - | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Legal reserve130 | - | - | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Profit (loss) carried forward14 | - | - | -€340 | -€7,121 | -€9,644 | -€16,412 | -€22,849 | ▼ 39.2% |
| Amounts payable17/49 | €17,616 | €19,272 | €18,577 | €15,917 | €41,667 | €38,667 | €35,667 | ▼ 7.8% |
| Amounts payable after more than one year17 | - | - | - | - | €32,000 | €32,000 | €32,000 | = |
| Financial debts170/4 | - | - | - | - | €32,000 | €32,000 | €32,000 | = |
| Amounts payable within one year42/48 | €17,616 | €19,272 | €18,577 | €15,917 | €9,667 | €6,667 | €3,667 | ▼ 45.0% |
| Trade debts44 | €5,148 | €5,203 | €5,258 | €5,483 | €545 | €929 | - | - |
| Suppliers440/4 | - | - | - | €5,483 | €545 | €929 | - | - |
| Other amounts payable47/48 | - | - | - | €10,434 | €9,122 | €5,738 | €3,667 | ▼ 36.1% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,809 | -€4,342 | -€5,463 | -€6,781 | -€2,522 | -€6,769 | -€6,437 | ▲ 4.9% |
| + Depreciation and write-downs630 | €5,577 | €5,497 | €5,497 | €5,105 | €5,105 | €5,477 | €6,218 | ▲ 13.5% |
| Operating cash flow (approximation) | €1,768 | €1,155 | €34 | -€1,676 | €2,583 | -€1,292 | -€219 | ▲ 83.0% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | -€11,122 | €0 | - |
| Change in cash | - | - | €4,823 | -€4,320 | €31,583 | -€15,414 | -€3,219 | ▲ 79.1% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 12,322 companies had the same profile as CHATRIUM has now. Two years later, 90.3% were still going and 0.7% had gone bankrupt.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CHATRIUM itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for CHATRIUM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 29 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2025 | micro format | 29-01-2026 | 2026-00033690 | |
| 30-06-2024 | micro format | 27-01-2025 | 2025-00012605 | |
| 30-06-2023 | micro format | 29-01-2024 | 2024-00014283 | |
| 30-06-2022 | micro format | 27-01-2023 | 2023-00006511 | |
| 30-06-2021 | micro format | 26-01-2022 | 2022-01900150 | |
| 30-06-2020 | micro format | 06-01-2021 | 2021-00300467 | |
| 30-06-2019 | micro format | 30-01-2020 | 2020-04100371 | |
| 30-06-2018 | micro format | 04-01-2019 | 2019-00700035 | |
| 30-06-2017 | micro format | 23-01-2018 | 2018-02300246 | |
| 30-06-2016 | abbreviated format | 30-01-2017 | 2017-02900242 |