CHATHO 13
ActiveSummary
CHATHO 13 has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €185,711 and a net result of €22,098. Equity is growing by ~27.1% per year across the filed fiscal years. Its solvency ranks better than 87% of 8765 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82▼-18
Solvency100▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16,000 at 30 days acceptable
Liquidity ample (current ratio 7.7 against 2.38 in 2024; short-term debt: 8.7% and cash: 7.7% of total assets), and 8.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.1%
Return on assets
10.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 d early
2024
42 d early
2023
42 d early
2022
8 d early
2021
49 d early
2020
39 d early
2019
20 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 27 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 20 December (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€185,711▲ 8.5%
2024 · €171,113
Total assets
€203,919▼ 16.2%
2024 · €243,206
Net result
€22,098▼ 74.9%
2024 · €88,033
Working capital
€118,223▲ 20.8%
2024 · €97,869
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€5,752€59,492▲ 934%€45,613▼ 23.3%€130,097▲ 185%€33,133▼ 74.5%
Net result€4,848within the sector's middle half€44,537within the sector's middle half▲ 819%€31,418within the sector's middle half▼ 29.5%€88,033within the sector's middle half▲ 180%€22,098within the sector's middle half▼ 74.9%
Equity€45,761within the sector's middle half▼ 18.2%€75,298within the sector's middle half▲ 64.5%€99,216within the sector's middle half▲ 31.8%€171,113within the sector's middle half▲ 72.5%€185,711within the sector's middle half▲ 8.5%
Total assets€84,239within the sector's middle half▲ 1.1%€141,268within the sector's middle half▲ 67.7%€162,105within the sector's middle half▲ 14.8%€243,206below the sector's middle half▲ 50.0%€203,919below the sector's middle half▼ 16.2%
Debt€38,478▲ 40.5%€65,970▲ 71.4%€62,889▼ 4.7%€72,093▲ 14.6%€18,208▼ 74.7%
Working capital€28,470within the sector's middle half▼ 23.4%€45,325within the sector's middle half▲ 59.2%€70,800within the sector's middle half▲ 56.2%€97,869within the sector's middle half▲ 38.2%€118,223within the sector's middle half▲ 20.8%
Solvency54.3%within the sector's middle half▼ 12.8pp53.3%within the sector's middle half▼ 1.0pp61.2%within the sector's middle half▲ 7.9pp70.4%within the sector's middle half▲ 9.2pp91.1%above the sector's middle half▲ 20.7pp
Current ratio1.76within the sector's middle half▼ 0.661.70within the sector's middle half▼ 0.062.14within the sector's middle half▲ 0.442.38within the sector's middle half▲ 0.247.70above the sector's middle half▲ 5.31
Return on assets (ROA)5.8%within the sector's middle half▲ 23.8pp31.5%above the sector's middle half▲ 25.8pp19.4%within the sector's middle half▼ 12.1pp36.2%above the sector's middle half▲ 16.8pp10.8%within the sector's middle half▼ 25.4pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 75% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €203,919
Fixed assets
€68,045 ▼ 8.8%
Current assets
€135,873 ▼ 19.4%
Equity and liabilities €203,919
Equity
€185,711 ▲ 8.5%
Debt
€18,208 ▼ 74.7%
Debt's share of the balance-sheet total falls from 29.6% to 8.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€50,216▼
2024 · €136,600
Cash flow
€39,182▼
2024 · €94,536
Debt to equity
0.10▼
2024 · 0.42
ROE
11.9%▼
2024 · 51.4%
Interest coverage
447.88▲
2024 · 27.62
Debt ≤ 1 year
€17,650▼
2024 · €70,747
Income taxes
€10,951▼
2024 · €37,415
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,918 | €5,981 | €6,746 | €6,503 | €17,084 | ▲ 163% |
| Other operating charges640/8 | - | €2,346 | €2,525 | €2,078 | €901 | ▼ 56.6% |
| Gross operating margin9900 | €14,038 | €67,820 | €54,884 | €138,678 | €51,118 | ▼ 63.1% |
| Operating profit (loss)9901 | €5,752 | €59,492 | €45,613 | €130,097 | €33,133 | ▼ 74.5% |
| Financial income75/76B | - | €2,858 | €148 | €297 | €29 | ▼ 90.3% |
| Recurring financial income75 | €72 | €2,858 | €148 | €297 | €29 | ▼ 90.3% |
| Financial charges65/66B | - | €319 | €528 | €4,946 | €112 | ▼ 97.7% |
| Recurring financial charges65 | €667 | €319 | €528 | €4,946 | €112 | ▼ 97.7% |
| Profit (loss) for the period before taxes9903 | €5,156 | €62,031 | €45,233 | €125,448 | €33,049 | ▼ 73.7% |
| Income taxes67/77 | €308 | €17,494 | €13,815 | €37,415 | €10,951 | ▼ 70.7% |
| Profit (loss) for the period9904 | €4,848 | €44,537 | €31,418 | €88,033 | €22,098 | ▼ 74.9% |
| Profit (loss) for the period to be appropriated9905 | €4,848 | €44,537 | €31,418 | €88,033 | €22,098 | ▼ 74.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €84,239 | €141,268 | €162,105 | €243,206 | €203,919 | ▼ 16.2% |
| Fixed assets21/28 | €18,202 | €30,817 | €29,223 | €74,590 | €68,045 | ▼ 8.8% |
| Tangible fixed assets22/27 | €18,202 | €30,817 | €29,223 | €74,587 | €68,043 | ▼ 8.8% |
| Plant, machinery and equipment23 | - | - | - | - | €1,396 | - |
| Furniture and vehicles24 | - | €1,244 | €615 | €51,936 | €44,293 | ▼ 14.7% |
| Other tangible fixed assets26 | - | €29,573 | €28,609 | €22,651 | €22,354 | ▼ 1.3% |
| Financial fixed assets28 | - | - | - | €3 | €3 | = |
| Current assets29/58 | €66,037 | €110,451 | €132,882 | €168,616 | €135,873 | ▼ 19.4% |
| Amounts receivable within one year40/41 | €21,659 | €83,390 | €70,597 | €23,342 | €106,842 | ▲ 358% |
| Trade receivables40 | - | €80,343 | €69,371 | €18,831 | €55,327 | ▲ 194% |
| Other amounts receivable41 | - | €3,047 | €1,226 | €4,511 | €51,515 | ▲ 1,042% |
| Current investments50/53 | €19,761 | €8,369 | €28,369 | - | €10,015 | - |
| Cash at bank and in hand54/58 | €18,038 | €10,900 | €23,048 | €6,110 | €15,795 | ▲ 159% |
| Deferred charges and accrued income490/1 | - | €7,792 | €10,868 | €139,165 | €3,222 | ▼ 97.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €84,239 | €141,268 | €162,105 | €243,206 | €203,919 | ▼ 16.2% |
| Equity10/15 | €45,761 | €75,298 | €99,216 | €171,113 | €185,711 | ▲ 8.5% |
| Contributions10/11 | - | €12,400 | €12,400 | - | - | - |
| Reserves13 | €31,939 | €61,439 | €84,939 | €170,579 | €185,079 | ▲ 8.5% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Tax-exempt reserves132 | - | €79 | €79 | €79 | €79 | = |
| Distributable reserves133 | - | €59,500 | €83,000 | €170,500 | €185,000 | ▲ 8.5% |
| Profit (loss) carried forward14 | €1,421 | €1,458 | €1,876 | €533 | €631 | ▲ 18.4% |
| Amounts payable17/49 | €38,478 | €65,970 | €62,889 | €72,093 | €18,208 | ▼ 74.7% |
| Amounts payable within one year42/48 | €37,567 | €65,126 | €62,082 | €70,747 | €17,650 | ▼ 75.1% |
| Trade debts44 | €2,888 | €38,258 | €38,076 | €7,580 | €3,509 | ▼ 53.7% |
| Suppliers440/4 | - | €38,258 | €38,076 | €7,580 | €3,509 | ▼ 53.7% |
| Taxes, remuneration and social security45 | - | €11,868 | €5,697 | €27,676 | €6,641 | ▼ 76.0% |
| Taxes450/3 | - | €9,743 | €3,572 | €25,551 | €4,536 | ▼ 82.2% |
| Remuneration and social security454/9 | - | €2,125 | €2,125 | €2,125 | €2,105 | ▼ 0.9% |
| Other amounts payable47/48 | - | €15,000 | €18,309 | €35,492 | €7,500 | ▼ 78.9% |
| Accrued charges and deferred income492/3 | - | €844 | €807 | €1,346 | €557 | ▼ 58.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,848 | €44,537 | €31,418 | €88,033 | €22,098 | ▼ 74.9% |
| + Depreciation and write-downs630 | €5,918 | €5,981 | €6,746 | €6,503 | €17,084 | ▲ 163% |
| Operating cash flow (approximation) | €10,767 | €50,518 | €38,165 | €94,536 | €39,182 | ▼ 58.6% |
| Investment in fixed assets (approximation) | - | -€18,595 | -€5,153 | -€51,869 | -€10,539 | ▲ 79.7% |
| Change in cash | - | -€7,138 | €12,148 | -€16,939 | €9,685 | ▲ 157% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Liquidity triplescurrent ratio 7.70
Current ratio from 2.38 to 7.70; short-term debt falls from €70,747 to €17,650.
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Highest result since 2019net €88,033 ▲180%
Operating result €130,097, net result €88,033, both a record.
30-06
Financial
Equity above €150,000Eq €171,113 ▲72.5%
4 profitable years in a row build equity to €171,113.
2023
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
23-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
13-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Back to profitnet €4,848
Net result €4,848 after one loss-making year.
2020
23-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Weakest financial yearnet -€15,030
Net result drops to -€15,030, the lowest in the series; recovery starts the following year.
20-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
Show earlier events
2018
20-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aartselaar · 1 establishment unit since 2008
Ground area
565 m²
Building footprint
149 m²
Volume, LiDAR
952 m³
Parcel 11372A0147/00W000, Flanders · tallest building 17.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CHATHO 13
since 20082.172.008.162
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11372A0147/00W000 | Flanders | 565 m² | 1 · 149 m² | 17.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 30-06-2025 list no shareholders, and no other source names one.
Holdings 1
-
17%
According to the annual accounts to 30-06-2025 of CHATHO 13 and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 40,565 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-06-2008
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0899005304
Registered
05-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.