CHATHO
ActiveCHATHO has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €159k and a net result of €15k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 81% of 9518 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability56▲+52
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days only on tighter terms
Liquidity ample (current ratio 6.92 against 54.47 in 2023; short-term debt: 14.5% and cash: 0.8% of total assets), and 18.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-07-2026, 341 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
341 d late
2023
706 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
90 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€159k▲ 10.1%
2023 · €144k
2018: €125k
2019: €110k
2020: €115k
2021: €115k
2022: €115k
2023: €144k
2018 → 2024
Total assets
€195k▲ 33.1%
2023 · €147k
2018: €147k
2019: €138k
2020: €138k
2021: €138k
2022: €138k
2023: €147k
2018 → 2024
Net result
€15k
2023 · €-73k
2018: €-8k
2019: €-15k
2020: €5k
2023: €-73k
2018 → 2024
Working capital
€167k▲ 16.0%
2023 · €144k
2018: €-13k
2019: €-27k
2020: €-22k
2021: €-22k
2022: €-22k
2023: €144k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€115k-€115k=€115k=€144k▲ 25.8%€159k▲ 10.1%
Operating result€5k-€68k€15k▼ 78.7%
Net result€5k-€-73k€15k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 79% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €195k
Fixed assets
€92=
Current assets
€195k▲ 33.1%
Equity and liabilities €195k
Equity
€159k▲ 10.1%
Debt
€37k▲ 1,262%
The debt ratio rises from 1.8% to 18.8%. Equity and debt are higher.
Key figures and ratios
Solvency
81.2%▼
2023 · 98.2%
Current ratio
6.92▼
2023 · 54.47
Quick ratio
6.92▼
2023 · 54.47
Debt / equity
0.23▲
2023 · 0.02
ROE
9.2%▲
2023 · -50.5%
ROA
7.5%▲
2023 · -49.6%
Debt
€37k▲
2023 · €3k
Debt ≤ 1 year
€28k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€147k€195k▲
Fixed assets21/28€92€92=
Financial fixed assets28€92€92=
Current assets29/58€147k€195k▲
Amounts receivable within one year40/41€141k€194k▲
Trade receivables40€1k€74k▲
Other amounts receivable41€140k€120k▼
Cash at bank and in hand54/58€6k€2k▼
Equity and liabilities
Total equity and liabilities10/49€147k€195k▲
Equity10/15€144k€159k▲
Contributions10/11€31k€31k=
Reserves13€3k€3k=
Non-distributable reserves130/1€3k€3k=
Other1319€3k€3k=
Profit (loss) carried forward14€110k€125k▲
Amounts payable17/49€3k€37k▲
Amounts payable within one year42/48€3k€28k▲
Trade debts44€1k€27k▲
Suppliers440/4€1k€27k▲
Taxes, remuneration and social security45€1k€1k=
Taxes450/3€1k€1k=
Accrued charges and deferred income492/3-€8k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k-
Gross operating margin9900€70k€15k▼
Operating profit (loss)9901€68k€15k▼
Financial charges65/66B€136k-
Recurring financial charges65€136k-
Non-recurring financial charges66B€136k-
Profit (loss) for the period before taxes9903€-68k€15k▲
Income taxes67/77€5k-
Profit (loss) for the period9904€-73k€15k▲
Profit (loss) for the period to be appropriated9905€-73k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€110k€125k▲
Profit (loss) brought forward from the previous period14P€183k€110k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 341 days late
07-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 706 days late
2024
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
31-12
Financial
Equity above €150kEq €159k ▲10.1%
Equity rises from €144k to €159k.
2023
31-12
Financial
Weakest financial yearnet €-73k ▼1649%
Net result drops to €-73k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 846current ratio 54.47
Current ratio from 0.06 to 54.47; short-term debt falls from €23k to €3k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
26-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 90 days late
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
16-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 138 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 61 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Kerkstraat 99850 DeinzeGround area
2,272 m²
Building footprint
170 m²
Volume, LiDAR
855 m³
Parcel 44056A0312/00E000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Oude Kerkstraat 9, 9850 Deinze
since 20002.035.778.491
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44056A0312/00E000 | Flanders | 2,272 m² | 1 · 170 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DBSZ
BE 0750.497.314
Brugge · Eq €159k
KaBee
BE 0794.798.501
Lievegem · Eq €159k
IMMO-REYERS
BE 0839.034.756
Schaarbeek · Eq €158k
CHRISTOPHE MOULART
BE 0439.955.079
Ukkel · Eq €158k
AVF
BE 0540.939.207
Lasne · Eq €158k
Of 11,225 companies in sector 82100 we hold annual accounts for 3,511. 2,546 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-08-1986
Fiscal year end31-12
Abbreviation NL
A.M.D.
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.