Châtelain Real Estate
ActiveSummary
Châtelain Real Estate has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.40M and a net result of €472k. Equity is growing by ~28.7% per year across the filed fiscal years. Its solvency ranks better than 61% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-1
Solvency70▼-14
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 1.79 against 2.58 in 2024; short-term debt: 46% and cash: 34.6% of total assets), but 54.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.4%
Return on assets
15.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
3 d early
2023
30 d late
2022
29 d late
2021
29 d late
2020
61 d late
2019
7 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€472k▲ 16.1%
2024 · €406k
2018: €19k
2019: €183k
2020: €168k
2021: €59k
2022: €357k
2023: €406k
2024: €406k
2018 → 2025
Working capital
€1.12M▼ 5.8%
2024 · €1.19M
2018: €23k
2019: €195k
2020: €321k
2021: €366k
2022: €751k
2023: €1.06M
2024: €1.19M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€506k-€844k▲ 66.9%€1.21M▲ 43.6%€1.51M▲ 24.4%€1.40M▼ 7.4%
Operating result€89k-€535k▲ 500%€617k▲ 15.2%€607k▼ 1.6%€758k▲ 24.9%
Net result€59k-€357k▲ 505%€406k▲ 13.8%€406k=€472k▲ 16.1%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 25% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.08M
Fixed assets
€541k ▼ 11.9%
Current assets
€2.53M ▲ 30.7%
Equity and liabilities €3.08M
Equity
€1.40M ▼ 7.4%
Provisions
€49k ▲ 6.1%
Debt
€1.63M ▲ 63.1%
Debt's share of the balance-sheet total rises from 39.2% to 53.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€874k▲
2024 · €708k
Cash flow
€587k▲
2024 · €508k
Current ratio
1.79▼
2024 · 2.58
Debt to equity
1.17▲
2024 · 0.66
ROE
33.8%▲
2024 · 26.9%
ROA
15.3%▼
2024 · 15.9%
Interest coverage
11.95▼
2024 · 13.33
Debt ≤ 1 year
€1.42M▲
2024 · €752k
Debt > 1 year
€205k▼
2024 · €241k
Income taxes
€233k▲
2024 · €148k
Staff costs
€700k▲
2024 · €665k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 61 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.55M€3.08M▲
Fixed assets21/28€615k€541k▼
Intangible fixed assets21€117k€96k▼
Tangible fixed assets22/27€498k€445k▼
Plant, machinery and equipment23€6k€3k▼
Furniture and vehicles24€64k€76k▲
Other tangible fixed assets26€428k€365k▼
Financial fixed assets28€481€481=
Current assets29/58€1.94M€2.53M▲
Amounts receivable within one year40/41€668k€1.46M▲
Trade receivables40€647k€1.07M▲
Other amounts receivable41€21k€392k▲
Current investments50/53€1.00M-
Cash at bank and in hand54/58€241k€1.06M▲
Deferred charges and accrued income490/1€30k€9k▼
Equity and liabilities
Total equity and liabilities10/49€2.55M€3.08M▲
Equity10/15€1.51M€1.40M▼
Reserves13€604k€492k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€584k€472k▼
Profit (loss) carried forward14€903k€903k=
Provisions and deferred taxes16€46k€49k▲
Provisions for liabilities and charges160/5€46k€49k▲
Other liabilities and charges164/5€46k€49k▲
Amounts payable17/49€1.00M€1.63M▲
Amounts payable after more than one year17€241k€205k▼
Financial debts170/4€241k€205k▼
Amounts payable within one year42/48€752k€1.42M▲
Current portion of amounts payable after more than one year42€61k€38k▼
Trade debts44€330k€481k▲
Suppliers440/4€330k€481k▲
Advances received on contracts in progress46€21k€0▼
Taxes, remuneration and social security45€136k€249k▲
Taxes450/3€54k€177k▲
Remuneration and social security454/9€82k€71k▼
Other amounts payable47/48€203k€647k▲
Accrued charges and deferred income492/3€8k€11k▲
Income statement
Code20242025
Remuneration, social security and pensions62€665k€700k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€101k€116k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€1k€3k▲
Other operating charges640/8€18k€28k▲
Gross operating margin9900€1.39M€1.60M▲
Operating profit (loss)9901€607k€758k▲
Financial income75/76B€2€20k▲
Recurring financial income75€2€20k▲
Financial charges65/66B€53k€73k▲
Recurring financial charges65€53k€73k▲
Profit (loss) for the period before taxes9903€554k€705k▲
Income taxes67/77€148k€233k▲
Profit (loss) for the period9904€406k€472k▲
Profit (loss) for the period to be appropriated9905€406k€472k▲
Appropriation of the result
Profit (loss) to be appropriated9906€903k€1.37M▲
Profit (loss) brought forward from the previous period14P€497k€903k▲
Transfer from equity791/2€111k€584k▲
Transfer to equity691/2-€472k
To other reserves6921-€472k
Profit to be distributed694/7€111k€584k▲
Return on contributions (dividend)694€111k€584k▲
Social balance
Average headcount (FTE)908716.616.9▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €472k ▲16.1%
Operating result €758k, net result €472k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
31-12
Financial
Equity above €1MEq €1.21M ▲43.6%
6 profitable years in a row build equity to €1.21M.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 29 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
31-12
Financial
Equity above €500kEq €506k ▲13%
4 profitable years in a row build equity to €506k.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
07-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 7 days late
2019
31-12
Financial
Equity above €200kEq €281k ▲184%
2 profitable years in a row build equity to €281k.
25-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 25 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 6 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteleinsplein 351050 ElseneGround area
4,467 m²
Building footprint
2,528 m²
Volume, LiDAR
44,286 m³
6 parcels, Brussels · tallest building 36.3 m, ±10 floors. Linked by address, not a title deed.
6 establishment units
Châtelain Real Estate
since 20112.205.217.301
Châtelain Real Estate
since 20182.282.775.333
Châtelain Real Estate
since 20202.301.094.673
Châtelain Real Estate
since 20202.301.094.772
Chatelain Real Estate
since 20232.344.630.352
Châtelain Real Estate
since 20242.362.423.023
6 parcels
Brussels
6
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21911C0101/00P002 | Brussels | 2,406 m² | 1 · 1,131 m² | 20.6 m · 6 fl. |
| 21806F0550/00B004 | Brussels | 1,106 m² | 1 · 892 m² | 36.3 m · 10 fl. |
| 21614H0013/00P004 | Brussels | 490 m² | 1 · 178 m² | 12.4 m · 2 fl. |
| 21447B0232/00N005 | Brussels | 210 m² | 1 · 115 m² | 19.3 m · 4 fl. |
| 21013B0116/00M007 | Brussels | 141 m² | 1 · 99 m² | 14.0 m · 4 fl. |
| 21445C0263/00A012 | Brussels | 114 m² | 1 · 113 m² | 17.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 5
6 of 6 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900S10BIS0ETNAC77
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Of 11,747 companies in sector 68310 we hold annual accounts for 6,905. 3,278 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-09-2011
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
68121Development of residential building projects
68329Real estate activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:fulci.marco@immochatelain.be
E-mail:marco.fulci@immochatelain.be
Phone:+32473900162