Equity
€383,277 from €1.1m in 2020
Equity fell by 65% in 5 years.
CHATEAU CLASSICS
Lifetime
20 annual accounts with figures on one time axis, 37 filings since 1989Gross marginpeak €457,950 (2020)
€331,643▲ 75.4%
Resultlowest -€431,019 (2023)
€186,070▲ 435%
Equitypeak €1.1m (2020)
€383,277▲ 94.4%
Debts
€3.2m▲ 5.9%
Staffpeak 1.7 FTE (2013)
0 FTE
Board5 names since 2015
2 directorsI.B.I.S. and 1 other
Owners
100%BRUMMO
Documentsfilings and deeds
29-07-20262 days before the deadline
2025financial year
Gross margin from €189,056 to €331,643Result from €34,754 to €186,070Equity from €197,208 to €383,277Cash from €117,392 to €271,190
Key points
from the 2025 annual accountsResult
€186,070 ▲ 435%
The result rose in 2025: different schema filed.
Turnover
≈ €590,000 estimated
The accounts state no turnover.
Debts
€3.2m 89% of the balance sheet
Financial debts 79%Suppliers 6%Taxes and wages 1%Other 14%
€217,250 of the debts are secured on the company's own assets. In 2021 that was €533,250.
Filings
37 annual accounts since 1989
Six of the last ten came late. The 2019 accounts came latest: 56 days after the end of the period.
At the same address
12 companies
Checked score
95
Excellent
Financially stronger than 61% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,996 companies (NACE 68, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.5%▲ +0.1 percentage points vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.6%▲ +0.1 percentage points vs 05-2025
07-2025: 0.7%▲ +0.1 percentage points vs 06-2025
08-2025: 1.0%▲ +0.3 percentage points vs 07-2025highest value
09-2025: 0.1%▼ -0.9 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Equity €383,277 (10.8% of total assets)
lowers risk
Size: total assets €3.6m
Figures for financial year 2025 (filed on 05-08-2026)
Legal form: public limited company
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 30% of them on solvency, 69% on liquidity, 51% on profitability and 93% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,613 companies had the same profile as CHATEAU CLASSICS has now. Each dot stands for 7 companies, two years later.
97.3%
were still trading
2.0%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of CHATEAU CLASSICS itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,613 companies, not a prediction for CHATEAU CLASSICS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.56 (2.98 in 2024), above the usual 1.5. Short-term debt is 22.5% and cash 7.6% of total assets. However, 89.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 5803 sector peers (2025).
NBB · sector comparisonPosition among 5803 sector peers
Solvency
better than 24%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €383,277
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 days early
2024
on the day
2023
30 days late
2022
21 days early
2021
31 days late
2020
11 days early
2019
56 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 12 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (5 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- BRUMMO 100%score 93equity €21.1m (2025) · 2025 annual accounts of BRUMMO
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0434012741
Environmental permit granted
Bouwen of herbouwen, Slopen van niet vrijstaande gebouwen of constructies · Gent
Resignation: AdviRe (director)
BRUMMO holds all the shares · General meeting of 15-12-2023 · Gazette deed
Environmental permit granted
Bouwen of herbouwen · Huldenberg
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| CHATEAU CLASSICS Sint-Martens-Latem | €3.6m | €331,643 | 10.8% | 0 |
| IMMOGEMA Maaseik | €3.3m | €440,117 | 39.7% | 0 |
| BACOTTERIE Kortrijk | €3.9m | €306,204 | 72.2% | 0.1 |
| FASHION DISTRI Welkenraedt | €4.0m | €403,659 | 47.4% | 0 |
| Immo V.D.Z. Charleroi | €3.9m | €526,128 | 48.9% | 0 |
| MELIORARE Turnhout | €4.1m | €251,076 | 36.3% | 0 |
| LEDERWAREN BAEYENS Aalst | €3.2m | €114,236 | 0.1% | 0 |
These companies have the same main activity as CHATEAU CLASSICS: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €3.2m and €4.1m, founded between 1983 and 1993.
Official details
Source: KBO- Status
- Active since 20-04-1988Normal situation
- Registered office
- 13 active companies are registered at this addressSource: KBO register, as of 6 November 2026.
- Activity
- Development of residential building projectsNACE 68121
- Establishment unit
- 2.037.818.9569830 Sint-Martens-Latem, since 09-05-1994
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- Total assets
- €3.6m▲ 11.4%
- Filing
- Filed on 29-07-2026, 2 days before the end of the filing period
Insights on CHATEAU CLASSICS
CHATEAU CLASSICS has existed since 1988. The gross margin fell from €287,092 in 2013 to €10,140 in 2015.
BRUMMO holds all the shares. In January 2022, the Official Gazette published the appointment of MIVC as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CHATEAU CLASSICS
- What is the company number of CHATEAU CLASSICS?
- The company number of CHATEAU CLASSICS is 0434.012.741. The VAT number is the same number with BE in front: BE 0434.012.741.
- Where is CHATEAU CLASSICS based?
- The registered office is at Kortrijksesteenweg 23, 9830 Sint-Martens-Latem.Company details
- What does CHATEAU CLASSICS do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of CHATEAU CLASSICS?
- CHATEAU CLASSICS is a public limited company (NV).
- When was CHATEAU CLASSICS founded?
- CHATEAU CLASSICS was founded on 20-04-1988.
- Is CHATEAU CLASSICS still active?
- Yes, CHATEAU CLASSICS is an active enterprise in the KBO register.
- What is the turnover of CHATEAU CLASSICS?
- The turnover in financial year 2025 is ≈ €590,000. This figure is estimated from the gross margin of €331,643 and 42 comparable companies (NACE 681). It probably lies between €450,000 and €970,000.Financials
- Is CHATEAU CLASSICS profitable?
- In financial year 2025, CHATEAU CLASSICS made a profit of €186,070.
- Where can I find the annual accounts of CHATEAU CLASSICS?
- CHATEAU CLASSICS filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CHATEAU CLASSICS due?
- CHATEAU CLASSICS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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