BRUMMO
ActiveSummary
BRUMMO has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21.1m and a net result of -€427,744. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 62% of 4613 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability19▼-21
Solvency78▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,350,000 at 30 days acceptable
Liquidity ample (current ratio 9.38 against 9.94 in 2024; short-term debt: 2.6% and cash: 2.1% of total assets), and 46.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.2%
Return on assets
-1.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
30 d late
2022
21 d early
2021
31 d late
2020
11 d early
2019
56 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (5 of the last 5 filed years within 31 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
In the rankings
#10 company by equity in Sint-Martens-Latem, Real estate sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€427,744
2024 · €867,952
Working capital
€8.7m▼ 7.3%
2024 · €9.4m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€1.3m-€230,826-€156,239▲ 32.3%€1.4m€87,509▼ 93.9%
Net result€654,015above the sector's middle half-€777,716below the sector's middle half-€711,397below the sector's middle half▲ 8.5%€867,952above the sector's middle half-€427,744below the sector's middle half
Equity€22.2mabove the sector's middle half▲ 3.0%€21.4mabove the sector's middle half▼ 3.5%€20.7mabove the sector's middle half▼ 3.3%€21.5mabove the sector's middle half▲ 4.2%€21.1mabove the sector's middle half▼ 2.0%
Total assets€38.9mabove the sector's middle half▼ 5.9%€39.7mabove the sector's middle half▲ 2.0%€39.6mabove the sector's middle half▼ 0.2%€40.0mabove the sector's middle half▲ 0.8%€39.7mabove the sector's middle half▼ 0.6%
Debt€16.8m▼ 15.5%€18.3m▲ 9.3%€19.0m▲ 3.4%€18.4m▼ 2.8%€18.5m▲ 0.4%
Working capital€8.3mabove the sector's middle half▼ 34.3%€9.0mabove the sector's middle half▲ 8.5%€9.6mabove the sector's middle half▲ 6.0%€9.4mabove the sector's middle half▼ 2.1%€8.7mabove the sector's middle half▼ 7.3%
Solvency56.9%within the sector's middle half▲ 4.9pp53.8%within the sector's middle half▼ 3.1pp52.2%within the sector's middle half▼ 1.7pp53.9%within the sector's middle half▲ 1.7pp53.2%within the sector's middle half▼ 0.7pp
Current ratio7.59above the sector's middle half▲ 3.5310.37above the sector's middle half▲ 2.7911.29above the sector's middle half▲ 0.929.94above the sector's middle half▼ 1.369.38above the sector's middle half▼ 0.56
Return on assets (ROA)1.7%within the sector's middle half▲ 3.3pp-2.0%below the sector's middle half▼ 3.6pp-1.8%below the sector's middle half▲ 0.2pp2.2%within the sector's middle half▲ 4.0pp-1.1%within the sector's middle half▼ 3.2pp
Staff (FTE)8.1above the sector's middle half▲ 11.0%7.3above the sector's middle half▼ 9.9%7.6above the sector's middle half▲ 4.1%4.5above the sector's middle half▼ 40.8%2.8within the sector's middle half▼ 37.8%
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 94% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €39.7m
Fixed assets
€30.0m ▲ 1.5%
Current assets
€9.7m ▼ 6.6%
Equity and liabilities €39.7m
Equity
€21.1m ▼ 2.0%
Provisions
€110,024
Debt
€18.5m ▲ 0.4%
Debt's share of the balance-sheet total rises from 46.1% to 46.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€130,926▼
2024 · €1.5m
Cash flow
-€384,327▼
2024 · €906,643
Quick ratio
1.19▲
2024 · 1.00
Debt to equity
0.88▲
2024 · 0.86
ROE
-2.0%▼
2024 · 4.0%
Interest coverage
0.20▼
2024 · 2.19
Debt ≤ 1 year
€1.0m▼
2024 · €1.0m
Debt > 1 year
€17.0m▲
2024 · €16.9m
Income taxes
€390▼
2024 · €1,139
Staff costs
€286,253▼
2024 · €393,791
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €414,684 | €12,511 | €11,000 | €181,233 | €1,810 | ▼ 99.0% |
| Remuneration, social security and pensions62 | €546,533 | €562,652 | €620,250 | €393,791 | €286,253 | ▼ 27.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €80,114 | €46,698 | €36,016 | €38,690 | €43,417 | ▲ 12.2% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | - | €110,024 | - |
| Other operating charges640/8 | €50,756 | €77,137 | €32,443 | €104,907 | €41,039 | ▼ 60.9% |
| Non-recurring operating charges66A | €0 | - | €12,000 | €0 | - | - |
| Gross operating margin9900 | €2.0m | €455,661 | €544,469 | €2.0m | €568,241 | ▼ 71.1% |
| Operating profit (loss)9901 | €1.3m | -€230,826 | -€156,239 | €1.4m | €87,509 | ▼ 93.9% |
| Financial income75/76B | €115,413 | €82,247 | €102,059 | €108,269 | €152,361 | ▲ 40.7% |
| Recurring financial income75 | €115,413 | €82,247 | €102,059 | €108,269 | €152,361 | ▲ 40.7% |
| Financial charges65/66B | €649,596 | €627,288 | €655,638 | €669,083 | €667,224 | ▼ 0.3% |
| Recurring financial charges65 | €649,596 | €621,861 | €655,638 | €669,083 | €667,224 | ▼ 0.3% |
| Non-recurring financial charges66B | - | €5,427 | €0 | - | - | - |
| Profit (loss) for the period before taxes9903 | €795,550 | -€775,867 | -€709,817 | €869,091 | -€427,354 | ▼ 149% |
| Income taxes67/77 | €141,535 | €1,849 | €1,579 | €1,139 | €390 | ▼ 65.7% |
| Profit (loss) for the period9904 | €654,015 | -€777,716 | -€711,397 | €867,952 | -€427,744 | ▼ 149% |
| Transfer from tax-exempt reserves789 | - | €747,600 | €315,750 | €0 | - | - |
| Profit (loss) for the period to be appropriated9905 | €654,015 | -€30,116 | -€395,647 | €867,952 | -€427,744 | ▼ 149% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €38.9m | €39.7m | €39.6m | €40.0m | €39.7m | ▼ 0.6% |
| Fixed assets21/28 | €29.3m | €29.7m | €29.1m | €29.6m | €30.0m | ▲ 1.5% |
| Intangible fixed assets21 | €7,984 | €1,381 | €348,743 | €348,383 | €348,072 | ▼ 0.1% |
| Tangible fixed assets22/27 | €1.5m | €1.4m | €1.4m | €1.4m | €1.4m | ▼ 0.9% |
| Land and buildings22 | €1.4m | €1.4m | €1.3m | €1.3m | €1.3m | ▼ 1.9% |
| Plant, machinery and equipment23 | - | - | €1,171 | €746 | €321 | ▼ 56.9% |
| Furniture and vehicles24 | €69,507 | €52,273 | €48,223 | €65,165 | €78,750 | ▲ 20.8% |
| Financial fixed assets28 | €27.9m | €28.3m | €27.4m | €27.8m | €28.3m | ▲ 1.6% |
| Current assets29/58 | €9.6m | €10.0m | €10.5m | €10.4m | €9.7m | ▼ 6.6% |
| Amounts receivable after more than one year29 | €30,000 | €24,177 | €12,269 | €6,180 | €0 | ▼ 100% |
| Other amounts receivable291 | €30,000 | €24,177 | €12,269 | €6,180 | €0 | ▼ 100% |
| Stocks and contracts in progress3 | €8.6m | €9.7m | €9.1m | €9.4m | €8.5m | ▼ 9.4% |
| Stocks30/36 | €8.6m | €9.7m | €9.1m | €9.4m | €8.5m | ▼ 9.4% |
| Amounts receivable within one year40/41 | €54,167 | €45,800 | €87,329 | €189,186 | €284,813 | ▲ 50.5% |
| Trade receivables40 | €19,867 | €31,799 | €58,140 | €166,195 | €259,976 | ▲ 56.4% |
| Other amounts receivable41 | €34,299 | €14,002 | €29,190 | €22,990 | €24,837 | ▲ 8.0% |
| Cash at bank and in hand54/58 | €764,864 | €129,928 | €1.2m | €660,177 | €824,301 | ▲ 24.9% |
| Deferred charges and accrued income490/1 | €125,498 | €115,813 | €120,355 | €192,203 | €127,459 | ▼ 33.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €38.9m | €39.7m | €39.6m | €40.0m | €39.7m | ▼ 0.6% |
| Equity10/15 | €22.2m | €21.4m | €20.7m | €21.5m | €21.1m | ▼ 2.0% |
| Contributions10/11 | €14.5m | €14.5m | €14.5m | €14.5m | €14.5m | = |
| Capital10 | €14.5m | €14.5m | €14.5m | €14.5m | €14.5m | = |
| Issued capital100 | €14.5m | €14.5m | €14.5m | €14.5m | €14.5m | = |
| Reserves13 | €1.6m | €1.6m | €1.3m | €1.3m | €1.3m | = |
| Non-distributable reserves130/1 | €531,035 | €531,035 | €531,035 | €575,035 | €575,035 | = |
| Legal reserve130 | €531,035 | €531,035 | €531,035 | €575,035 | €575,035 | = |
| Tax-exempt reserves132 | €1.1m | €315,750 | €0 | - | - | - |
| Distributable reserves133 | - | €747,600 | €747,600 | €747,600 | €747,600 | = |
| Profit (loss) carried forward14 | €6.1m | €5.3m | €4.9m | €5.8m | €5.3m | ▼ 7.4% |
| Provisions and deferred taxes16 | - | - | - | - | €110,024 | - |
| Provisions for liabilities and charges160/5 | - | - | - | - | €110,024 | - |
| Other liabilities and charges164/5 | - | - | - | - | €110,024 | - |
| Amounts payable17/49 | €16.8m | €18.3m | €19.0m | €18.4m | €18.5m | ▲ 0.4% |
| Amounts payable after more than one year17 | €15.1m | €16.9m | €17.6m | €16.9m | €17.0m | ▲ 0.4% |
| Financial debts170/4 | €14.1m | €16.5m | €17.5m | €16.9m | €17.0m | ▲ 0.4% |
| Other amounts payable178/9 | €920,795 | €432,335 | €20,205 | €17,080 | €15,400 | ▼ 9.8% |
| Amounts payable within one year42/48 | €1.3m | €962,226 | €928,389 | €1.0m | €1.0m | ▼ 1.1% |
| Current portion of amounts payable after more than one year42 | €350,000 | €0 | - | - | - | - |
| Financial debts43 | €0 | - | - | - | - | - |
| Credit institutions430/8 | €0 | - | - | - | - | - |
| Trade debts44 | €134,300 | €93,954 | €172,296 | €307,162 | €92,339 | ▼ 69.9% |
| Suppliers440/4 | €134,300 | €93,954 | €172,296 | €307,162 | €92,339 | ▼ 69.9% |
| Advances received on contracts in progress46 | - | €6,122 | €0 | - | €159,140 | - |
| Taxes, remuneration and social security45 | €267,263 | €318,461 | €191,424 | €194,388 | €210,412 | ▲ 8.2% |
| Taxes450/3 | €214,392 | €272,817 | €167,738 | €170,941 | €172,118 | ▲ 0.7% |
| Remuneration and social security454/9 | €52,871 | €45,644 | €23,686 | €23,447 | €38,294 | ▲ 63.3% |
| Other amounts payable47/48 | €510,216 | €543,689 | €564,670 | €545,126 | €573,235 | ▲ 5.2% |
| Accrued charges and deferred income492/3 | €432,866 | €420,346 | €470,694 | €464,490 | €469,939 | ▲ 1.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €654,015 | -€777,716 | -€711,397 | €867,952 | -€427,744 | ▼ 149% |
| + Depreciation and write-downs630 | €80,114 | €46,698 | €36,016 | €38,690 | €43,417 | ▲ 12.2% |
| Operating cash flow (approximation) | €734,129 | -€731,017 | -€675,381 | €906,643 | -€384,327 | ▼ 142% |
| Investment in fixed assets (approximation) | - | -€428,859 | €553,152 | -€454,046 | -€485,147 | ▼ 6.8% |
| Change in cash | - | -€634,936 | €1.1m | -€529,577 | €164,124 | ▲ 131% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €867,952
Net result €867,952 after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet -€777,716
Net result drops to -€777,716, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Back to profitnet €654,015
Net result €654,015 after one loss-making year.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 56 days late
2019
12-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 43 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 16 acts read
About the unread acts
We know of 16 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
16 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 1994
Ground area
2,317 m²
Building footprint
356 m²
Volume, LiDAR
2,977 m³
Parcel 44064B0624/00X000, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
13
companies at this address
See who is registered here
1 establishment unit
BRUMMO NV
since 19942.063.443.980
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064B0624/00X000 | Flanders | 2,317 m² | 1 · 356 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
8 holdingsOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 8
-
100%
-
100%
-
100%
-
100%
-
100%
-
100%
-
100%
-
100%
According to the 2025 annual accounts of BRUMMO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 1,103 EUR awarded · 1,103 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 145 EUR | 212 EUR |
| 2022 | 1 | 958 EUR | 891 EUR |
Recognitions · licences · registrations
Legal Entity Identifier
699400Q0VDVO3D07SS70
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Of 7,326 companies in sector 68110 we hold annual accounts for 5,390. 719 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded17-04-1992
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
64999Other financial services
68310Real estate agency activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0447289665
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.