CHASSIS-PRO SOFT
ActiveSummary
The computed 12-month bankruptcy probability of CHASSIS-PRO SOFT is 1.5% (moderate). The 2024 annual accounts show equity of €214,390 and a net result of €13,380. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 64% of 36386 sector peers (fiscal year 2024). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability73▲+1
Solvency84▲+7
Growth52=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14,000 at 30 days acceptable
Liquidity ample (current ratio 2.7 against 2.4 in 2023; short-term debt: 33.7% and cash: 14.2% of total assets), and 41% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
on the day
2022
3 d early
2021
24 d late
2020
111 d late
2019
87 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 47 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€13,380▲ 57.9%
2023 · €8,475
Working capital
€207,878▲ 6.7%
2023 · €194,865
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€61,227▲ 199%€19,820▼ 67.6%€73,393▲ 270%€11,002▼ 85.0%€13,387▲ 21.7%
Net result€59,487above the sector's middle half▲ 196%€15,175within the sector's middle half▼ 74.5%€66,696within the sector's middle half▲ 340%€8,475within the sector's middle half▼ 87.3%€13,380within the sector's middle half▲ 57.9%
Equity€160,664above the sector's middle half▲ 13.8%€175,839above the sector's middle half▲ 9.4%€192,535within the sector's middle half▲ 9.5%€201,010within the sector's middle half▲ 4.4%€214,390above the sector's middle half▲ 6.7%
Total assets€475,166above the sector's middle half▲ 12.2%€539,478above the sector's middle half▲ 13.5%€515,895within the sector's middle half▼ 4.4%€384,404within the sector's middle half▼ 25.5%€363,459above the sector's middle half▼ 5.4%
Debt€314,502▲ 11.3%€363,639▲ 15.6%€323,360▼ 11.1%€183,394▼ 43.3%€149,069▼ 18.7%
Working capital€141,120above the sector's middle half▲ 19.2%€168,482above the sector's middle half▲ 19.4%€152,162within the sector's middle half▼ 9.7%€194,865within the sector's middle half▲ 28.1%€207,878above the sector's middle half▲ 6.7%
Solvency33.8%within the sector's middle half▲ 0.5pp32.6%within the sector's middle half▼ 1.2pp37.3%within the sector's middle half▲ 4.7pp52.3%within the sector's middle half▲ 15.0pp59.0%within the sector's middle half▲ 6.7pp
Current ratio1.51within the sector's middle half=1.63within the sector's middle half▲ 0.131.55within the sector's middle half▼ 0.092.40within the sector's middle half▲ 0.862.70within the sector's middle half▲ 0.30
Return on assets (ROA)12.5%within the sector's middle half▲ 7.8pp2.8%within the sector's middle half▼ 9.7pp12.9%above the sector's middle half▲ 10.1pp2.2%within the sector's middle half▼ 10.7pp3.7%within the sector's middle half▲ 1.5pp
Staff (FTE)1.8within the sector's middle half▲ 50.0%2.5▲ 38.9%5within the sector's middle half▲ 100%2below the sector's middle half▼ 60.0%1▼ 50.0%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 22% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €363,459
Fixed assets
€33,128 ▼ 34.2%
Current assets
€330,331 ▼ 1.1%
Equity and liabilities €363,459
Equity
€214,390 ▲ 6.7%
Debt
€149,069 ▼ 18.7%
Debt's share of the balance-sheet total falls from 47.7% to 41.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€32,685▼
2023 · €45,578
Cash flow
€32,678▼
2023 · €43,051
Quick ratio
2.33▲
2023 · 1.74
Debt to equity
0.70▼
2023 · 0.91
ROE
6.2%▲
2023 · 4.2%
Interest coverage
188.93▲
2023 · 95.95
Debt ≤ 1 year
€122,453▼
2023 · €139,165
Debt > 1 year
€26,616▼
2023 · €44,229
Income taxes
€3,658▼
2023 · €6,119
Staff costs
€69,516▼
2023 · €116,145
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,027 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,027 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €3,418 | - |
| Remuneration, social security and pensions62 | - | €22,316 | €176,629 | €116,145 | €69,516 | ▼ 40.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17,012 | €21,610 | €33,557 | €34,576 | €19,298 | ▼ 44.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €25,743 | - | €213 | - |
| Other operating charges640/8 | - | €12,034 | €3,477 | €4,553 | €4,201 | ▼ 7.7% |
| Gross operating margin9900 | €124,511 | €75,780 | €312,799 | €166,276 | €106,615 | ▼ 35.9% |
| Operating profit (loss)9901 | €61,227 | €19,820 | €73,393 | €11,002 | €13,387 | ▲ 21.7% |
| Financial income75/76B | - | €15 | €62 | €4,067 | €3,824 | ▼ 6.0% |
| Recurring financial income75 | €3 | €15 | €62 | €4,067 | €3,824 | ▼ 6.0% |
| Financial charges65/66B | - | €154 | €449 | €475 | €173 | ▼ 63.6% |
| Recurring financial charges65 | €192 | €154 | €449 | €475 | €173 | ▼ 63.6% |
| Profit (loss) for the period before taxes9903 | €61,038 | €19,681 | €73,006 | €14,594 | €17,038 | ▲ 16.7% |
| Income taxes67/77 | €1,551 | €4,506 | €6,310 | €6,119 | €3,658 | ▼ 40.2% |
| Profit (loss) for the period9904 | €59,487 | €15,175 | €66,696 | €8,475 | €13,380 | ▲ 57.9% |
| Profit (loss) for the period to be appropriated9905 | €59,487 | €15,175 | €66,696 | €8,475 | €13,380 | ▲ 57.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €475,166 | €539,478 | €515,895 | €384,404 | €363,459 | ▼ 5.4% |
| Fixed assets21/28 | €55,289 | €105,653 | €84,602 | €50,374 | €33,128 | ▼ 34.2% |
| Tangible fixed assets22/27 | €48,671 | €99,034 | €79,483 | €45,255 | €28,009 | ▼ 38.1% |
| Plant, machinery and equipment23 | - | €3,412 | €4,921 | €3,011 | €2,911 | ▼ 3.3% |
| Furniture and vehicles24 | - | €95,622 | €73,331 | €41,145 | €24,132 | ▼ 41.3% |
| Other tangible fixed assets26 | - | - | €1,231 | €1,099 | €966 | ▼ 12.1% |
| Financial fixed assets28 | €6,618 | €6,619 | €5,119 | €5,119 | €5,119 | = |
| Current assets29/58 | €419,877 | €433,825 | €431,293 | €334,030 | €330,331 | ▼ 1.1% |
| Stocks and contracts in progress3 | €1,342 | €3,990 | €3,990 | €92,472 | €45,306 | ▼ 51.0% |
| Stocks30/36 | - | €3,990 | €3,990 | €92,472 | €45,306 | ▼ 51.0% |
| Amounts receivable within one year40/41 | €328,809 | €345,832 | €352,540 | €203,357 | €231,676 | ▲ 13.9% |
| Trade receivables40 | - | €330,441 | €247,936 | €94,218 | €135,802 | ▲ 44.1% |
| Other amounts receivable41 | - | €15,391 | €104,604 | €109,139 | €95,874 | ▼ 12.2% |
| Cash at bank and in hand54/58 | €89,726 | €77,923 | €74,763 | €37,107 | €51,661 | ▲ 39.2% |
| Deferred charges and accrued income490/1 | - | €6,080 | - | €1,094 | €1,688 | ▲ 54.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €475,166 | €539,478 | €515,895 | €384,404 | €363,459 | ▼ 5.4% |
| Equity10/15 | €160,664 | €175,839 | €192,535 | €201,010 | €214,390 | ▲ 6.7% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €2,303 | €2,303 | €2,303 | €2,303 | €2,303 | = |
| Non-distributable reserves130/1 | - | €2,303 | €2,303 | €2,303 | €2,303 | = |
| Reserves not available under the articles1311 | - | €2,303 | €2,303 | €2,303 | €2,303 | = |
| Profit (loss) carried forward14 | €139,761 | €154,936 | €171,632 | €180,107 | €193,487 | ▲ 7.4% |
| Amounts payable17/49 | €314,502 | €363,639 | €323,360 | €183,394 | €149,069 | ▼ 18.7% |
| Amounts payable after more than one year17 | €35,745 | €98,296 | €44,229 | €44,229 | €26,616 | ▼ 39.8% |
| Financial debts170/4 | - | €98,296 | €44,229 | €44,229 | €26,616 | ▼ 39.8% |
| Amounts payable within one year42/48 | €278,757 | €265,343 | €279,131 | €139,165 | €122,453 | ▼ 12.0% |
| Current portion of amounts payable after more than one year42 | - | €13 | €27,034 | €1,029 | - | - |
| Trade debts44 | €172,195 | €194,053 | €134,513 | €89,296 | €91,269 | ▲ 2.2% |
| Suppliers440/4 | - | €194,053 | €134,513 | €89,296 | €91,269 | ▲ 2.2% |
| Advances received on contracts in progress46 | - | €2,021 | €6,251 | €4,381 | €4,381 | = |
| Taxes, remuneration and social security45 | - | €10,323 | €61,333 | €44,459 | €25,422 | ▼ 42.8% |
| Taxes450/3 | - | - | €6,626 | €1,168 | €7,301 | ▲ 525% |
| Remuneration and social security454/9 | - | €10,323 | €54,707 | €43,291 | €18,121 | ▼ 58.1% |
| Other amounts payable47/48 | - | €58,933 | €50,000 | - | €1,381 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €59,487 | €15,175 | €66,696 | €8,475 | €13,380 | ▲ 57.9% |
| + Depreciation and write-downs630 | €17,012 | €21,610 | €33,557 | €34,576 | €19,298 | ▼ 44.2% |
| Operating cash flow (approximation) | €76,499 | €36,785 | €100,253 | €43,051 | €32,678 | ▼ 24.1% |
| Investment in fixed assets (approximation) | - | -€71,974 | -€12,506 | -€348 | -€2,052 | ▼ 490% |
| Change in cash | - | -€11,803 | -€3,160 | -€37,656 | €14,554 | ▲ 139% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €8,475 ▼87.3%
Net result drops to €8,475, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200,000Eq €201,010 ▲4.4%
6 profitable years in a row build equity to €201,010.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €66,696 ▲340%
Operating result €73,393, net result €66,696, both a record.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
19-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 111 days late
2020
31-12
Financial
Equity above €150,000Eq €160,664 ▲13.8%
3 profitable years in a row build equity to €160,664.
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 87 days late
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 16 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2006
Ground area
1.8 ha
Building footprint
483 m²
Volume, LiDAR
1,065 m³
2 parcels, Brussels, Flanders · tallest building 12.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CHASSIS PRO SOFT
since 20062.156.137.675
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23068B0218/00G000 | Flanders | 1.7 ha | 1 · 281 m² | - |
| 21308H0648/00B004 | Brussels | 272 m² | 1 · 202 m² | 12.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KOMPAS
BE 0475.198.248
Oudenaarde · Eq €214,462
CEPEM
BE 0872.988.815
Torhout · Eq €214,532
A3 MENUISERIE
BE 0841.933.472
Mouscron · Eq €214,581
Algemene Dak- Schrijn- & Timmerwerken Diependaele Tom
BE 0692.705.110
Zottegem · Eq €214,166
JIPRO
BE 0885.811.423
Bierbeek · Eq €214,721
Of 20,025 companies in sector 43320 we hold annual accounts for 9,138. 7,337 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded12-09-2006
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0883466892
Registered
23-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.