CHASSIS ANDRE
ActiveSummary
The computed 12-month bankruptcy probability of CHASSIS ANDRE is 1.7% (moderate). The 2025 annual accounts show equity of €137,251 and a net result of -€17,401. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 77% of 7930 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability8▼-65
Solvency93▼-7
Growth52=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 3.06 against 4.13 in 2024; short-term debt: 31.6% and cash: 0.5% of total assets), and 31.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
36 d early
2023
26 d early
2022
6 d early
2021
4 d late
2020
29 d early
2019
17 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€17,401
2024 · €6,130
Working capital
€130,621▼ 8.1%
2024 · €142,113
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€28,526▼ 3.4%€19,139▼ 32.9%€25,226▲ 31.8%€5,289▼ 79.0%-€16,057
Net result€13,333within the sector's middle half▲ 2,223%€15,655within the sector's middle half▲ 17.4%€16,573within the sector's middle half▲ 5.9%€6,130within the sector's middle half▼ 63.0%-€17,401below the sector's middle half
Equity€116,294within the sector's middle half▲ 12.9%€131,949above the sector's middle half▲ 13.5%€148,522above the sector's middle half▲ 12.6%€154,652within the sector's middle half▲ 4.1%€137,251within the sector's middle half▼ 11.3%
Total assets€221,029within the sector's middle half▼ 8.2%€229,173within the sector's middle half▲ 3.7%€185,357within the sector's middle half▼ 19.1%€200,037below the sector's middle half▲ 7.9%€200,796below the sector's middle half▲ 0.4%
Debt€104,735▼ 23.9%€97,224▼ 7.2%€36,835▼ 62.1%€45,385▲ 23.2%€63,545▲ 40.0%
Working capital€101,316within the sector's middle half▼ 6.1%€113,493above the sector's middle half▲ 12.0%€128,088above the sector's middle half▲ 12.9%€142,113within the sector's middle half▲ 10.9%€130,621within the sector's middle half▼ 8.1%
Solvency52.6%within the sector's middle half▲ 9.8pp57.6%within the sector's middle half▲ 5.0pp80.1%above the sector's middle half▲ 22.6pp77.3%above the sector's middle half▼ 2.8pp68.4%above the sector's middle half▼ 9.0pp
Current ratio2.00within the sector's middle half▲ 0.092.17within the sector's middle half▲ 0.174.48above the sector's middle half▲ 2.314.13above the sector's middle half▼ 0.353.06within the sector's middle half▼ 1.08
Return on assets (ROA)6.0%within the sector's middle half▲ 5.8pp6.8%within the sector's middle half▲ 0.8pp8.9%within the sector's middle half▲ 2.1pp3.1%within the sector's middle half▼ 5.9pp-8.7%below the sector's middle half▼ 11.7pp
Staff (FTE)11=
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €16,057 after €5,289 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €200,796
Fixed assets
€6,630 ▼ 47.1%
Current assets
€194,166 ▲ 3.6%
Equity and liabilities €200,796
Equity
€137,251 ▼ 11.3%
Debt
€63,545 ▲ 40.0%
Debt's share of the balance-sheet total rises from 22.7% to 31.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€10,147▼
2024 · €13,184
Cash flow
-€11,491▼
2024 · €14,025
Quick ratio
2.39▼
2024 · 3.80
Debt to equity
0.46▲
2024 · 0.29
ROE
-12.7%▼
2024 · 4.0%
Interest coverage
-3.59▼
2024 · 14.36
Debt ≤ 1 year
€63,545▲
2024 · €45,385
Income taxes
€648▼
2024 · €2,975
Staff costs
€48,685▼
2024 · €55,326
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,915 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a small loss
1.1%
went bankrupt
7.8%
stopped otherwise
91%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,915 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | - | - | - | - | €831,948 | - |
| Remuneration, social security and pensions62 | €35,033 | €43,095 | €55,684 | €55,326 | €48,685 | ▼ 12.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,387 | €8,400 | €6,547 | €7,895 | €5,910 | ▼ 25.1% |
| Other operating charges640/8 | €1,278 | €1,092 | €990 | €1,327 | €2,113 | ▲ 59.2% |
| Gross operating margin9900 | €74,224 | €71,726 | €88,447 | €69,837 | €40,651 | ▼ 41.8% |
| Operating profit (loss)9901 | €28,526 | €19,139 | €25,226 | €5,289 | -€16,057 | ▼ 404% |
| Financial income75/76B | €5,424 | €6,528 | €4,424 | €4,734 | €2,128 | ▼ 55.0% |
| Recurring financial income75 | €5,424 | €6,528 | €4,424 | €4,734 | €2,128 | ▼ 55.0% |
| Financial charges65/66B | €16,747 | €4,405 | €4,436 | €918 | €2,824 | ▲ 208% |
| Recurring financial charges65 | €16,747 | €4,405 | €4,436 | €918 | €2,824 | ▲ 208% |
| Profit (loss) for the period before taxes9903 | €17,203 | €21,262 | €25,214 | €9,105 | -€16,753 | ▼ 284% |
| Income taxes67/77 | €3,870 | €5,607 | €8,641 | €2,975 | €648 | ▼ 78.2% |
| Profit (loss) for the period9904 | €13,333 | €15,655 | €16,573 | €6,130 | -€17,401 | ▼ 384% |
| Profit (loss) for the period to be appropriated9905 | €13,333 | €15,655 | €16,573 | €6,130 | -€17,401 | ▼ 384% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €221,029 | €229,173 | €185,357 | €200,037 | €200,796 | ▲ 0.4% |
| Fixed assets21/28 | €18,114 | €18,456 | €20,434 | €12,539 | €6,630 | ▼ 47.1% |
| Tangible fixed assets22/27 | €17,944 | €18,286 | €20,264 | €12,369 | €6,460 | ▼ 47.8% |
| Plant, machinery and equipment23 | €4,817 | €3,825 | €4,009 | €2,220 | €1,632 | ▼ 26.5% |
| Furniture and vehicles24 | €11,147 | €14,461 | €16,255 | €10,149 | €4,828 | ▼ 52.4% |
| Leasing and similar rights25 | €1,980 | - | - | - | - | - |
| Financial fixed assets28 | €170 | €170 | €170 | €170 | €170 | = |
| Current assets29/58 | €202,915 | €210,717 | €164,923 | €187,498 | €194,166 | ▲ 3.6% |
| Amounts receivable after more than one year29 | €120,000 | €105,000 | €100,000 | €100,000 | €70,000 | ▼ 30.0% |
| Other amounts receivable291 | €120,000 | €105,000 | €100,000 | €100,000 | €70,000 | ▼ 30.0% |
| Stocks and contracts in progress3 | €9,005 | - | - | €15,000 | €42,000 | ▲ 180% |
| Contracts in progress37 | €9,005 | - | - | €15,000 | €42,000 | ▲ 180% |
| Amounts receivable within one year40/41 | €61,641 | €55,234 | €41,743 | €45,419 | €56,716 | ▲ 24.9% |
| Trade receivables40 | €57,141 | €45,107 | €41,743 | €45,419 | €56,716 | ▲ 24.9% |
| Other amounts receivable41 | €4,500 | €10,127 | - | - | - | - |
| Cash at bank and in hand54/58 | €3,191 | €36,824 | €5,409 | €3,450 | €1,032 | ▼ 70.1% |
| Deferred charges and accrued income490/1 | €9,078 | €13,659 | €17,771 | €23,629 | €24,418 | ▲ 3.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €221,029 | €229,173 | €185,357 | €200,037 | €200,796 | ▲ 0.4% |
| Equity10/15 | €116,294 | €131,949 | €148,522 | €154,652 | €137,251 | ▼ 11.3% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Outside capital11 | - | €6,200 | - | €6,200 | - | - |
| Other1109/19 | - | €6,200 | - | €6,200 | - | - |
| Reserves13 | €27,285 | €27,285 | €27,285 | €27,285 | €27,285 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €25,425 | €25,425 | €25,425 | €25,425 | €25,425 | = |
| Profit (loss) carried forward14 | €82,809 | €98,464 | €115,037 | €121,167 | €103,766 | ▼ 14.4% |
| Amounts payable17/49 | €104,735 | €97,224 | €36,835 | €45,385 | €63,545 | ▲ 40.0% |
| Amounts payable after more than one year17 | €3,136 | - | - | - | - | - |
| Financial debts170/4 | €3,136 | - | - | - | - | - |
| Amounts payable within one year42/48 | €101,599 | €97,224 | €36,835 | €45,385 | €63,545 | ▲ 40.0% |
| Current portion of amounts payable after more than one year42 | €27,968 | €4,991 | - | - | - | - |
| Trade debts44 | €47,320 | €67,858 | €12,939 | €9,294 | €31,119 | ▲ 235% |
| Suppliers440/4 | €47,320 | €67,858 | €12,939 | €9,294 | €31,119 | ▲ 235% |
| Advances received on contracts in progress46 | - | - | - | €7,097 | - | - |
| Taxes, remuneration and social security45 | €26,311 | €24,375 | €22,575 | €26,988 | €31,477 | ▲ 16.6% |
| Taxes450/3 | €18,678 | €13,531 | €15,617 | €17,957 | €22,563 | ▲ 25.7% |
| Remuneration and social security454/9 | €7,633 | €10,844 | €6,958 | €9,031 | €8,914 | ▼ 1.3% |
| Other amounts payable47/48 | - | - | €1,321 | €2,006 | €949 | ▼ 52.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,333 | €15,655 | €16,573 | €6,130 | -€17,401 | ▼ 384% |
| + Depreciation and write-downs630 | €9,387 | €8,400 | €6,547 | €7,895 | €5,910 | ▼ 25.1% |
| Operating cash flow (approximation) | €22,720 | €24,055 | €23,120 | €14,025 | -€11,491 | ▼ 182% |
| Investment in fixed assets (approximation) | - | -€8,742 | -€8,525 | €0 | -€1 | - |
| Change in cash | - | €33,633 | -€31,415 | -€1,959 | -€2,418 | ▼ 23.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet -€17,401
Net result drops to -€17,401, the lowest in the series.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Equity above €150,000Eq €154,652 ▲4.1%
7 profitable years in a row build equity to €154,652.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 4.48
Current ratio from 2.17 to 4.48; short-term debt falls from €97,224 to €36,835.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 4 days late
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100,000Eq €102,387 ▲23.2%
2 profitable years in a row build equity to €102,387.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 61 days late
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 62 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2011
Ground area
992 m²
Building footprint
977 m²
Volume, LiDAR
8,750 m³
2 parcels, Brussels · tallest building 17.7 m, ±4 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
CHASSIS ANDRE
since 20112.203.485.355
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21526D0276/00L004 | Brussels | 676 m² | 1 · 661 m² | 17.7 m · 4 fl. |
| 21526D0276/00F003 | Brussels | 316 m² | 1 · 316 m² | 16.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,524 companies in sector 43990 we hold annual accounts for 7,427. 6,136 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-10-2011
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
43990Other specialised construction activities
43240Other construction installation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0840167082
Also
9925:BE0840167082
Registered
12-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.