Equity
CHASSIS 38 has made a profit in every financial year since 2022.
CHASSIS 38 has made a profit in every financial year since 2022.
The micro format states no turnover.
Green is investment, beige is depreciation.
Short-term debts rose from €66,717 to €88,982.
The 2022 accounts came latest: 31 days after the end of the period.
Higher gross margin than 89% of companies in specialised construction. Sector median €39,022 · 37,158 companies.
In July 2024, 2,547 companies had the same profile as CHASSIS 38 has now. Each dot stands for 7 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,547 companies, not a prediction for CHASSIS 38. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| CHASSIS 38 Beyne-Heusay | €238,019 | €186,882 | 41.9% | - |
| Schreinerei Schneider Bullange | €241,194 | €161,748 | 48.9% | - |
| ANTOINE RICHE Nivelles | €234,930 | €187,822 | 31.6% | - |
| Algemene schrijnwerkerij Robin Wood Aalst | €237,452 | €175,274 | 68.1% | - |
| SCHRIJN- EN DAKWERKEN DE BACKER STEVEN Zwalm | €227,129 | €206,630 | 24.4% | - |
| VageRo Lille | €246,234 | €175,001 | 33.0% | 1 |
| L'ATELIER DE CHARLYE Beauvechain | €236,284 | €165,374 | 21.1% | - |
These companies have the same main activity as CHASSIS 38: joinery installation (NACE 43320). They are comparable in size and age: total assets between €227,000 and €246,000, founded between 2021 and 2022.
CHASSIS 38 files the micro format. That format states no turnover. The gross margin fell from €206,959 in 2022 to €186,882 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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