Chartreuze
ActiveChartreuze has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €208k and a net result of €2k. Equity is shrinking by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 49% of 3101 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability5▼-8
Solvency40▲+3
Growth58=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.12 in 2024), and 67.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.5%
Return on assets
0.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
3 d early
2024
6 d early
2023
on the day
2022
on the day
2021
on the day
2020
2 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€208k▲ 1.0%
2024 · €206k
2019: €246k
2020: €246k
2021: €225k
2022: €210k
2023: €201k
2024: €206k
2019 → 2025
Total assets
€641k▼ 5.2%
2024 · €676k
2019: €389k
2020: €482k
2021: €503k
2022: €520k
2023: €660k
2024: €676k
2019 → 2025
Net result
€2k▼ 62.4%
2024 · €5k
2019: €-50k
2020: €-50k
2021: €-12k
2022: €-16k
2023: €-9k
2024: €5k
2019 → 2025
Working capital
€-409k▲ 1.1%
2024 · €-414k
2019: €17k
2020: €43k
2021: €-24k
2022: €-64k
2023: €-114k
2024: €-414k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€225k-€210k▼ 7.0%€201k▼ 4.1%€206k▲ 2.6%€208k▲ 1.0%
Operating result€-9k-€-16k▼ 80.6%€-9k▲ 46.5%€5k€2k▼ 60.9%
Net result€-12k-€-16k▼ 34.1%€-9k▲ 45.1%€5k€2k▼ 62.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 61% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €641k
Fixed assets
€617k▼ 0.4%
Current assets
€24k▼ 57.8%
Equity and liabilities €641k
Equity
€208k▲ 1.0%
Debt
€433k▼ 7.9%
The debt ratio falls from 69.5% to 67.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€5k▼
2024 · €7k
Cash flow
€5k▼
2024 · €7k
Solvency
32.5%▲
2024 · 30.5%
Current ratio
0.05▼
2024 · 0.12
Quick ratio
0.05▼
2024 · 0.11
Debt / equity
2.08▼
2024 · 2.28
ROE
0.9%▼
2024 · 2.5%
ROA
0.3%▼
2024 · 0.8%
Interest coverage
44.97▼
2024 · 103.53
Debt
€433k▼
2024 · €470k
Debt ≤ 1 year
€433k▼
2024 · €470k
Staff costs
€21k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€676k€641k▼
Fixed assets21/28€620k€617k▼
Tangible fixed assets22/27€620k€617k▼
Land and buildings22€613k€613k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€300-
Current assets29/58€56k€24k▼
Stocks and contracts in progress3€3k€3k▼
Stocks30/36€3k€3k▼
Amounts receivable within one year40/41€45k€14k▼
Trade receivables40€45k€14k▼
Cash at bank and in hand54/58€6k€5k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€676k€641k▼
Equity10/15€206k€208k▲
Contributions10/11€296k€296k=
Profit (loss) carried forward14€-90k€-88k▲
Amounts payable17/49€470k€433k▼
Amounts payable within one year42/48€470k€433k▼
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€13k€4k▼
Taxes450/3€8k€205▼
Remuneration and social security454/9€5k€4k▼
Other amounts payable47/48€456k€427k▼
Accrued charges and deferred income492/3€150-
Income statement
Code20242025
Remuneration, social security and pensions62€20k€21k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€676€690▲
Gross operating margin9900€29k€27k▼
Operating profit (loss)9901€5k€2k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€72€106▲
Recurring financial charges65€72€106▲
Profit (loss) for the period before taxes9903€5k€2k▼
Profit (loss) for the period9904€5k€2k▼
Profit (loss) for the period to be appropriated9905€5k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-90k€-88k▲
Profit (loss) brought forward from the previous period14P€-95k€-90k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €5k
Net result €5k after 5 loss-making years.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
14-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Holsbeek · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chartreuzenberg 483220 HolsbeekGround area
1,057 m²
Building footprint
361 m²
Volume, LiDAR
1,518 m³
Parcel 24043E0280/00A000, Flanders · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Chartreuze
since 20172.269.875.026
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24043E0280/00A000 | Flanders | 1,057 m² | 1 · 361 m² | 7.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 4,667 EUR awarded · 4,667 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 3,208 EUR | 3,208 EUR |
| 2022 | 1 | 1,459 EUR | 1,459 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Recognitions · licences · registrations
Food safety, FASFC
1 siteHolsbeek2.269.875.026
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Of 93 companies in sector 01280 we hold annual accounts for 19. 11 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2017
Fiscal year end30-06
Activities, NACEBEL
01280Crop and animal production, hunting and related service activities
01500Mixed farming
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.