CHARTINE
ActiveSummary
CHARTINE has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €592k and a net result of €314k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 79% of 4556 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+64
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity short (current ratio 0.66 against 0.7 in 2024; short-term debt: 21.4% and cash: 1.1% of total assets), and 21.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.6%
Return on assets
41.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
on the day
2023
on the day
2022
on the day
2021
3 d early
2020
1 d late
2019
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€13k
EBIT margin
169.8%
Net result
€314k
2024 · €-4k
Working capital
€-55k▼ 13.0%
2024 · €-49k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€13k
Operating result€47k▼ 0.8%€21k▼ 54.8%€-3k€-4k▼ 18.7%€-6k▼ 50.9%
Net result€71k▲ 68.0%€94k▲ 32.7%€796k▲ 743%€-4k€314k
EBIT margin169.8%
Equity€631k▲ 0.2%€606k▼ 4.0%€602k▼ 0.6%€598k▼ 0.7%€592k▼ 1.1%
Total assets€777k▲ 5.1%€795k▲ 2.3%€1.14M▲ 43.2%€763k▼ 33.0%€753k▼ 1.3%
Debt€146k▼ 4.1%€189k▲ 29.6%€536k▲ 183%€165k▼ 69.2%€161k▼ 2.4%
Working capital€-36k▲ 73.6%€-41k▼ 16.0%€-45k▼ 8.6%€-49k▼ 9.4%€-55k▼ 13.0%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €4k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €753k
Fixed assets
€647k =
Current assets
€106k ▼ 8.9%
Equity and liabilities €753k
Equity
€592k ▼ 1.1%
Debt
€161k ▼ 2.4%
Debt's share of the balance-sheet total falls from 21.6% to 21.4%. Equity and debt are lower.
Key figures and ratios
Current ratio
0.66▼
2024 · 0.70
Debt to equity
0.27▼
2024 · 0.28
ROE
53.0%▲
2024 · -0.7%
ROA
41.7%▲
2024 · -0.6%
Debt ≤ 1 year
€161k▼
2024 · €165k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | €56k | - | - | - | - |
| Turnover70 | - | €13k | - | - | - | - |
| Other operating income74 | - | €43k | - | - | - | - |
| Operating charges60/66A | - | €34k | €3k | €4k | €6k | ▲ 50.9% |
| Services and other goods61 | - | €20k | €2k | €4k | €6k | ▲ 47.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €35k | - | - | - | - | - |
| Other operating charges640/8 | - | €4k | €594 | €247 | €505 | ▲ 105% |
| Non-recurring operating charges66A | - | €10k | €857 | - | - | - |
| Gross operating margin9900 | €88k | - | - | - | - | - |
| Operating profit (loss)9901 | €47k | €21k | €-3k | €-4k | €-6k | ▼ 50.9% |
| Financial income75/76B | - | €79k | €800k | - | €320k | - |
| Recurring financial income75 | €49k | €79k | €800k | - | €320k | - |
| Income from financial fixed assets750 | - | €79k | €800k | - | €320k | - |
| Financial charges65/66B | - | €150 | €150 | €150 | €274 | ▲ 82.9% |
| Recurring financial charges65 | €3k | €150 | €150 | €150 | €274 | ▲ 82.9% |
| Other financial charges652/9 | - | €150 | €150 | €150 | €274 | ▲ 82.9% |
| Profit (loss) for the period before taxes9903 | €96k | €100k | €796k | €-4k | €314k | ▲ 7,558% |
| Income taxes67/77 | €25k | €6k | - | - | - | - |
| Taxes670/3 | - | €6k | - | - | - | - |
| Profit (loss) for the period9904 | €71k | €94k | €796k | €-4k | €314k | ▲ 7,558% |
| Profit (loss) for the period to be appropriated9905 | €71k | €94k | €796k | €-4k | €314k | ▲ 7,558% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €777k | €795k | €1.14M | €763k | €753k | ▼ 1.3% |
| Formation expenses20 | €0 | - | - | - | - | - |
| Fixed assets21/28 | €702k | €647k | €647k | €647k | €647k | = |
| Intangible fixed assets21 | €0 | - | - | - | - | - |
| Tangible fixed assets22/27 | €55k | - | - | - | - | - |
| Financial fixed assets28 | €647k | €647k | €647k | €647k | €647k | = |
| Affiliated companies280/1 | - | €647k | €647k | €647k | €647k | = |
| Participating interests280 | - | €647k | €647k | €647k | €647k | = |
| Current assets29/58 | €110k | €148k | €491k | €116k | €106k | ▼ 8.9% |
| Stocks and contracts in progress3 | €0 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €49k | €2k | €371k | €105 | €96k | ▲ 91,418% |
| Trade receivables40 | - | €2k | - | - | - | - |
| Other amounts receivable41 | - | €17 | €371k | €105 | €96k | ▲ 91,418% |
| Current investments50/53 | €0 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €52k | €146k | €119k | €114k | €8k | ▼ 93.0% |
| Deferred charges and accrued income490/1 | - | - | €2k | €2k | €2k | ▼ 0.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €777k | €795k | €1.14M | €763k | €753k | ▼ 1.3% |
| Equity10/15 | €631k | €606k | €602k | €598k | €592k | ▼ 1.1% |
| Contributions10/11 | - | €515k | €515k | €515k | €515k | = |
| Capital10 | - | €515k | €515k | €515k | €515k | = |
| Issued capital100 | - | €515k | €515k | €515k | €515k | = |
| Reserves13 | €12k | €12k | €12k | €12k | €52k | ▲ 346% |
| Non-distributable reserves130/1 | - | €12k | €12k | €12k | €52k | ▲ 346% |
| Legal reserve130 | - | €12k | €12k | €12k | €52k | ▲ 346% |
| Profit (loss) carried forward14 | €107k | €79k | €75k | €71k | €25k | ▼ 65.1% |
| Amounts payable17/49 | €146k | €189k | €536k | €165k | €161k | ▼ 2.4% |
| Amounts payable within one year42/48 | €146k | €189k | €536k | €165k | €161k | ▼ 2.4% |
| Trade debts44 | €2k | €191 | €493 | - | €2k | - |
| Suppliers440/4 | - | €191 | €493 | - | €2k | - |
| Taxes, remuneration and social security45 | - | €6k | - | - | - | - |
| Taxes450/3 | - | €6k | - | - | - | - |
| Other amounts payable47/48 | - | €183k | €536k | €165k | €159k | ▼ 3.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €71k | €94k | €796k | €-4k | €314k | ▲ 7,558% |
| + Depreciation and write-downs630 | €35k | - | - | - | - | - |
| Operating cash flow (approximation) | €106k | €94k | €796k | €-4k | €314k | ▲ 7,558% |
| Investment in fixed assets (approximation) | - | €55k | €0 | €0 | €0 | - |
| Change in cash | - | €95k | €-27k | €-4k | €-106k | ▼ 2,282% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial
Back to profitnet €314k
Net result €314k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
Financial
Highest result since 2019net €796k ▲743%
Net result €796k, the highest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 1997
Ground area
288 m²
Building footprint
288 m²
Volume, LiDAR
1,734 m³
Parcel 11023I0180/00M014, Flanders · tallest building 12.4 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Duinendreef 10, 2950 Kapellen
since 19972.082.962.360
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11023I0180/00M014 | Flanders | 288 m² | 1 · 288 m² | 12.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,041 companies in sector 68203 we hold annual accounts for 5,989. 4,382 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded06-06-1997
Fiscal year end30-06
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
73110Advertising agencies
Scores and ratios are computed by Checked and are not a credit decision.