Charta-Lex

Active

Private limited companyfounded 20251 yr activeBrand Whitlocklaan 24, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 1020.425.944

Summary

Charta-Lex has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48,284 and a net result of €48,950. Its solvency ranks better than 51% of 14849 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch Report Compare

Charta-LexActiveChecked score 80/100

Risk analysis Report Compare

Activity

Activities of lawyers

NACE 69101

1 site

Size

€83,781total assets 2025

Equity: €48,284
Profit: €48,950

Turnover not published (abridged schema)

Financial health

80 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.4%

Structure

Accounts 20 d early0 of 1 deed read

Why 80- Founded in 2025+ Sector Legal and accounting activities (NACE 69)+ No annual accounts with figuresShow the evidence

Checked score

Score 2025

80 / 100

Excellent

Probability in this band: under 0.55%

Place in the band from the probability alone: no sector peers known

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 83

equity 57.6% of total assets

Liquidity 80

short-term debt 42.4% · cash 47.7%

Profitability 100

return on assets 58.4%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (2,515 companies)

Last 24 months 03-2026: 0.3%lowest value 04-2026: 0.3%● 0.0% vs 03-2026lowest value 05-2026: 0.3%▲ +2.1% vs 04-2026 06-2026: 0.3%▲ +0.9% vs 05-2026 07-2026: 0.3%● 0.0% vs 06-2026 08-2026: 0.4%▲ +9.2% vs 07-2026 09-2026: 0.4%● 0.0% vs 08-2026 10-2026: 0.4%▲ +8.2% vs 09-2026highest value

Sector Legal and accounting activities (NACE 69) lowers the probability
Founded in 2025 raises the probability for this profile
No annual accounts with figures lowers the probability

Credit up to €3,500 at 30 days acceptable

Liquidity ample (current ratio 2.29; short-term debt: 42.4% and cash: 47.7% of total assets), and 42.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: from the bankruptcy probability alone, as no sector peers are known.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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