Equity
Equity fell by 92% in 4 years.
Equity fell by 92% in 4 years.
The result fell in 2025 from €382,470 to €243,916.
The micro format states no turnover.
The last five annual accounts were filed 18 to 150 days before the end of the period.
Lower solvency than 90% of companies in financial services. Sector median 50.9% · 9,771 companies.
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 60 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| CHART Zwevegem | €718,759 | €338,636 | 2.6% | - |
| EQIDNA Kortrijk | €804,911 | €333,438 | 28.7% | - |
| DEROO & PARTNERS Kortrijk | €702,444 | €404,371 | 7.4% | - |
| HOFCAP Kortrijk | €793,628 | €282,455 | 2.7% | - |
| Samen Top Ostend | €865,464 | €294,547 | 3.8% | - |
| Fin-2K Ghent | €657,172 | €307,913 | 64.8% | - |
| ELLE Invest Schoten | €766,322 | €292,015 | 46.1% | - |
These companies have the same main activity as CHART: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €657,000 and €865,000, founded between 2017 and 2019.
CHART files the micro format. That format states no turnover. The gross margin rose from €144,579 in 2019 to €338,636 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Higher than 10% of 9,771 companies in 2025.
Higher than 81% of 9,625 companies in 2025.
Net result: top quarter · Equity: bottom quarter · Balance sheet total: middle half
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||
20/58 |
718,759 | 525,255 | 245,530 | 229,945 | 258,885 | 258,298 | 153,391 | |
21/28 |
26,693 | 37,931 | 50,262 | 5,191 | 5,090 | 8,513 | 7,280 | |
22/27 |
26,693 | 37,931 | 50,262 | 5,191 | 5,090 | 8,513 | 7,280 | |
23 |
1,358 | 2,121 | 2,884 | 1,144 | 1,445 | 1,807 | 2,259 | |
24 |
25,335 | 35,809 | 47,378 | 4,047 | 3,645 | 6,706 | 5,022 | |
29/58 |
692,066 | 487,325 | 195,268 | 224,754 | 253,795 | 249,785 | 146,110 | |
40/41 |
18,150 | 18,171 | 13,425 | 12,466 | 822 | 17,545 | 17,673 | |
40 |
18,150 | 18,150 | 12,100 | 11,466 | 822 | 17,545 | 17,654 | |
41 |
0 | 21 | 1,325 | 1,000 | - | 0 | 19 | |
50/53 |
30,532 | 37,908 | 45,042 | 49,123 | 64,167 | 58,200 | 42,329 | |
54/58 |
639,292 | 428,823 | 132,243 | 161,596 | 187,369 | 167,611 | 79,897 | |
490/1 |
4,092 | 2,423 | 4,558 | 1,569 | 1,437 | 6,430 | 6,211 | |
| Balance sheet: equity and liabilities | ||||||||
10/49 |
718,759 | 525,255 | 245,530 | 229,945 | 258,885 | 258,298 | 153,391 | |
10/15 |
18,614 | 31,197 | 18,727 | 56,398 | 235,733 | 189,852 | 109,334 | |
10/11 |
18,600 | 18,600 | 18,600 | 18,600 | 6,200 | 6,200 | 6,200 | |
100 |
- | - | - | - | - | - | 18,600 | |
101 |
- | - | - | - | - | - | 12,400 | |
13 |
14 | 12,597 | 127 | 37,798 | 229,533 | 183,652 | 103,134 | |
130/1 |
- | - | - | - | 1,860 | 1,860 | - | |
130 |
- | - | - | - | - | - | 1,860 | |
1311 |
- | - | - | - | 1,860 | 1,860 | - | |
133 |
14 | 12,597 | 127 | 37,798 | 227,673 | 181,792 | 101,274 | |
14 |
0 | 0 | 0 | 0 | 0 | - | - | |
17/49 |
700,145 | 494,058 | 226,803 | 173,547 | 23,153 | 68,446 | 44,056 | |
42/48 |
700,145 | 494,058 | 226,803 | 169,837 | 23,153 | 68,446 | 44,056 | |
44 |
5,234 | 5,474 | 3,164 | 2,532 | 2,041 | 1,916 | 8,297 | |
440/4 |
5,234 | 5,474 | 3,164 | 2,532 | 2,041 | 1,916 | 8,297 | |
45 |
15,343 | 15,009 | 9,669 | 23,340 | 21,112 | 65,279 | 34,500 | |
450/3 |
15,343 | 15,009 | 9,669 | 21,040 | 21,112 | 65,279 | 34,500 | |
454/9 |
- | - | 0 | 2,300 | - | - | - | |
47/48 |
679,568 | 473,575 | 213,971 | 143,965 | 0 | 1,250 | 1,259 | |
492/3 |
- | - | 0 | 3,710 | - | - | - | |
| Income statement | ||||||||
76A |
- | 0 | 4,611 | 4,048 | - | - | - | |
9900 |
338,636 | 518,264 | 123,450 | 45,342 | 61,816 | 105,610 | 144,579 | |
630 |
12,136 | 12,331 | 8,355 | 1,874 | 3,423 | 3,517 | 4,748 | |
640/8 |
861 | 948 | 648 | 1,107 | 1,046 | 745 | 1,743 | |
9901 |
325,638 | 504,985 | 114,446 | 42,361 | 57,347 | 101,348 | 138,088 | |
75/76B |
2,319 | 973 | 512 | 3,659 | 819 | 2,392 | 4 | |
75 |
2,319 | 973 | 512 | 3,659 | 819 | 2,392 | 4 | |
65/66B |
9 | 292 | 131 | 3,888 | 118 | 60 | 207 | |
65 |
9 | 292 | 131 | 3,888 | 118 | 60 | 207 | |
9903 |
327,949 | 505,666 | 114,827 | 42,132 | 58,048 | 103,680 | 137,884 | |
67/77 |
84,033 | 123,196 | 24,498 | 8,867 | 12,167 | 21,912 | 33,500 | |
9904 |
243,916 | 382,470 | 90,329 | 33,265 | 45,880 | 81,768 | 104,384 | |
9905 |
243,916 | 382,470 | 90,329 | 33,265 | 45,880 | 81,768 | 104,384 | |
| Appropriation of the result | ||||||||
9906 |
243,916 | 382,470 | 90,329 | 33,265 | 45,880 | 81,768 | 104,384 | |
791/2 |
12,584 | 0 | 37,671 | 225,000 | - | - | - | |
691/2 |
0 | 12,470 | 0 | 33,265 | 45,880 | 80,518 | 103,134 | |
6920 |
- | - | - | - | - | 0 | 1,860 | |
6921 |
0 | 12,470 | 0 | 33,265 | 45,880 | 80,518 | 101,274 | |
694/7 |
256,500 | 370,000 | 128,000 | 225,000 | 0 | 1,250 | 1,250 | |
694 |
256,500 | 370,000 | 128,000 | 225,000 | 0 | 1,250 | 1,250 | |
| Document | ||||||||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 03-03-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 03-03-2026 | 2026-00047447 | |
| 31-12-2024 | micro format | 20-06-2025 | 2025-00156275 | |
| 31-12-2023 | micro format | 13-06-2024 | 2024-00125745 | |
| 31-12-2022 | micro format | 13-07-2023 | 2023-00231866 | |
| 31-12-2021 | micro format | 20-04-2022 | 2022-20004986 | |
| 31-12-2020 | micro format | 19-07-2021 | 2021-37400443 | |
| 31-12-2019 | micro format | 11-06-2020 | 2020-16100468 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| 899 | 0 | 53,426 | 1,975 | 0 | 4,750 | 12,028 | ||
| 210,469 | 296,579 | -29,352 | -25,773 | 19,758 | 87,713 | - | ||
| 2.6% | 5.9% | 7.6% | 24.5% | 91.1% | 73.5% | 71.3% | ||
| - | - | 482.3% | 59.0% | 19.5% | 43.1% | 95.5% | ||
| 33.9% | 72.8% | 36.8% | 14.5% | 17.7% | 31.7% | 68.1% |
A ratio outside any meaningful range has been withheld (balance sheet total €718,759, equity €18,614).
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €899 | - | €53,426 | €1,975 | - |
| €12,136 | €12,331 | €8,355 | €1,874 | €3,423 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 36% lower than in 2024.
Debt's share of the balance-sheet total rises from 94.1% to 97.4%. Equity is lower and debt is higher.
CHART has no parent and no holdings in its annual accounts. Steven T’Jollyn is the only director. CHART shares no director with another company.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Zolderstraat 21 registered office 8553 Zwevegem 68110 Buying and selling of own real estate | 01-10-2018 | 2.280.255.511 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 34030A0662/00K000 | 4,628 m² | 1 · 233 m² | 9.1 m · 2 |
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