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CHARPAU

Active
Private limited companyfounded 2004active for 22 yearsKapucijnenstraat 75, 3300 Tienen, BelgiumKBO/BCE: BE 0869.831.761
Summary

CHARPAU has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52,465 and a net result of -€154. Equity has been stable since 2018 (±1.7% per year). Its solvency ranks better than 94% of 4,785 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 26-10-2004 Normal situation
Activity
Full-service restaurants NACE 56111
Establishment unit
2.144.664.159 3300 Tienen, since 27-10-2004
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
-€154
Loss
€154
Equity
€52,465
▼ 0.3%
Total assets
€61,493
▲ 6.6%
Turnover not published (abbreviated or micro format)
Filed on 25-02-2026, 156 days before the deadline
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)Size: total assets €61,493lowers riskFounded in 2004Equity €52,465 (85.3% of total assets)Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 57% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 85.3% of total assets
Liquidity 62-12
short-term debt 14.7% · cash 11.9%
Profitability 37-20
return on assets -0.3%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,778 companies, NACE 56, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025lowest value 02-2026: 0.3%● unchanged vs 01-2026lowest value 03-2026: 0.4%▲ +0.1 percentage points vs 02-2026highest value 04-2026: 0.4%● unchanged vs 03-2026highest value 05-2026: 0.4%● unchanged vs 04-2026highest value 06-2026: 0.4%● unchanged vs 05-2026highest value 07-2026: 0.4%● unchanged vs 06-2026highest value 08-2026: 0.4%● unchanged vs 07-2026highest value 09-2026: 0.4%● unchanged vs 08-2026highest value 10-2026: 0.4%● unchanged vs 09-2026highest value 11-2026: 0.4%● unchanged vs 10-2026highest value
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.81 (11.44 in 2024), above the usual 1.5. Short-term debt is 14.7% and cash 11.9% of total assets. 14.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 94% of them on solvency, 66% on liquidity, 30% on profitability and 40% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Size: total assets €61,493
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2004
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €52,465 (85.3% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-02-2026, 156 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
156 days early
2024
141 days early
2023
196 days early
2022
168 days early
2021
33 days early
2020
166 days early
2019
89 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 136 days before the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 February (4 of the last 5 accounts filed within 39 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 94% of companies in food and beverage servicesector median 29.8% · 4,785 companies 85.3% View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View

Recent changes

  1. · Gazette deed Change of role: VAN VLEMMEREN,Jean-François Marius Eugène Ghislain, from manager to director
  2. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as CHARPAU: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €62,000 and €66,600, founded between 2003 and 2006.

CompanyTotal assetsGross margin
CHARPAU Tienen€61,493-€154
EVR INVEST Tournai€61,988-€1,578
DAFRI INTERTRAD Liège€61,996€290
RESTOCONCEPT Elsene€64,623-€14,369
TOPGEAR Pittem€62,377-€7,520
RESTO VH Gent€66,581-€11,212
CHEN-YE Visé€65,631-€9,026
Full comparison

Key facts about CHARPAU

What is the company number of CHARPAU?
The company number of CHARPAU is 0869.831.761. The VAT number is the same number with BE in front: BE 0869.831.761.
Where is CHARPAU based?
The registered office is at Kapucijnenstraat 75, 3300 Tienen.Company details
What does CHARPAU do?
According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of CHARPAU?
The legal form of CHARPAU is Private limited company (BV).
When was CHARPAU founded?
CHARPAU was founded on 26-10-2004.
Is CHARPAU still active?
Yes, CHARPAU is an active enterprise in the KBO register.
What is the turnover of CHARPAU?
The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
Is CHARPAU profitable?
In financial year 2025, CHARPAU made a loss of €154.
Where can I find the annual accounts of CHARPAU?
CHARPAU filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CHARPAU due?
CHARPAU must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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