Equity
€22,739 ▼ 61.2%
CHARON JUSTINE KINESITHERAPEUTE paid out €85,000 in dividends. That is 173% of the 2025 profit.
CHARON JUSTINE KINESITHERAPEUTE
Lifetime
5 annual accounts with figures on one time axispeak €84,087 (2024)
€80,483▼ 4.3%
peak €53,510 (2024)
€49,129▼ 8.2%
peak €58,610 (2024)
€22,739▼ 61.2%
€133,078▲ 46.9%
Board1 name since 2021
Documentsfilings and deeds
22-08-202622 days late
2025micro format
Dividend €85,000Equity from €58,610 to €22,739Debts from €90,566 to €133,078
Key points
from the 2025 annual accountsChecked score
81
Excellent
Financially stronger than 46% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.0%
01-2025: 1.0%● unchanged vs 12-2024
02-2025: 1.0%● unchanged vs 01-2025
03-2025: 1.1%▲ +0.1 percentage points vs 02-2025
04-2025: 1.1%● unchanged vs 03-2025
05-2025: 1.1%● unchanged vs 04-2025
06-2025: 1.2%▲ +0.1 percentage points vs 05-2025
07-2025: 1.2%● unchanged vs 06-2025highest value
08-2025: 0.6%▼ -0.6 percentage points vs 07-2025
09-2025: 0.6%● unchanged vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.6%● unchanged vs 10-2025
12-2025: 0.6%● unchanged vs 11-2025
01-2026: 0.6%● unchanged vs 12-2025
02-2026: 0.6%● unchanged vs 01-2026
03-2026: 0.6%● unchanged vs 02-2026
04-2026: 0.6%● unchanged vs 03-2026
05-2026: 0.6%● unchanged vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.6%● unchanged vs 06-2026
08-2026: 1.0%▲ +0.4 percentage points vs 07-2026
09-2026: 0.6%▼ -0.4 percentage points vs 08-2026
10-2026: 0.6%● unchanged vs 09-2026lowest value
11-2026: 0.6%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2021
Equity €22,739 (14.6% of total assets)
lowers risk
Size: total assets €155,817
Liquidity: current ratio 0.88, cash €83,702
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 25% of them on solvency, 60% on liquidity, 90% on profitability and 8% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,713 companies had the same profile as CHARON JUSTINE KINESITHERAPEUTE has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CHARON JUSTINE KINESITHERAPEUTE itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for CHARON JUSTINE KINESITHERAPEUTE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.88 (1.25 in 2024), below 1. Short-term debt is 68.2% and cash 53.7% of total assets. 85.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 22 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filingsDeviation from the deadline
2025
22 days late
2024
4 days early
2023
1 day early
2022
70 days late
2021
13 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 5 accounts on average 20 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- CHARON Justine Muguette Claudine Ghislaine founderdeed of 23-03-2021
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0765391069
Incorporation
Founder: CHARON Justine Muguette Claudine Ghislaine (comparant) · Founding capital of €12,500, 125 shares · Appointment: CHARON Justine Muguette Claudine Ghislaine (director) · published on 23-03-2021 · Gazette deed
First establishment
Bois de Virelles 5, Chimay
Official details
Source: KBO- Status
- Active since 19-03-2021Normal situation
- Activity
- “L'exercice et la pratique de la kinésithérapie dans son sens le plus large,y compris…” (deed in French)From the articles, 16 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.322.128.1346461 Chimay, since 19-03-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 15-11-2025
Insights on CHARON JUSTINE KINESITHERAPEUTE
CHARON JUSTINE KINESITHERAPEUTE files the micro format. That format states no turnover. The gross margin rose from €60,468 in 2021 to €80,483 in 2025.
The balance sheet grew most from 2022 to 2024 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CHARON JUSTINE KINESITHERAPEUTE
- What is the company number of CHARON JUSTINE KINESITHERAPEUTE?
- The company number of CHARON JUSTINE KINESITHERAPEUTE is 0765.391.069. The VAT number is the same number with BE in front: BE 0765.391.069.
- Where is CHARON JUSTINE KINESITHERAPEUTE based?
- The registered office is at Bois de Virelles 5, 6461 Chimay.Company details
- What is the legal form of CHARON JUSTINE KINESITHERAPEUTE?
- CHARON JUSTINE KINESITHERAPEUTE is a private limited company (BV).
- When was CHARON JUSTINE KINESITHERAPEUTE founded?
- CHARON JUSTINE KINESITHERAPEUTE was founded on 19-03-2021.
- Is CHARON JUSTINE KINESITHERAPEUTE still active?
- Yes, CHARON JUSTINE KINESITHERAPEUTE is an active enterprise in the KBO register.
- What is the turnover of CHARON JUSTINE KINESITHERAPEUTE?
- The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €80,483 and 2,667 comparable companies of the same size. It probably lies between €160,000 and €420,000. It is a rough estimate.Financials
- Is CHARON JUSTINE KINESITHERAPEUTE profitable?
- In financial year 2025, CHARON JUSTINE KINESITHERAPEUTE made a profit of €49,129.
- Where can I find the annual accounts of CHARON JUSTINE KINESITHERAPEUTE?
- CHARON JUSTINE KINESITHERAPEUTE filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CHARON JUSTINE KINESITHERAPEUTE due?
- CHARON JUSTINE KINESITHERAPEUTE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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