CHARON
ActiveCHARON is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €454k and a net result of €231k. Equity is growing by ~32.1% per year across the filed fiscal years. Its solvency ranks better than 39% of 5495 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
18 d early
2024
23 d early
2023
70 d early
2022
138 d early
2021
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€454k▲ 17.1%
2024 · €388k
2021: €101k
2022: €193k
2023: €291k
2024: €388k
2021 → 2025
Net result
€231k▲ 5.7%
2024 · €219k
2021: €96k
2022: €92k
2023: €99k
2024: €219k
2021 → 2025
Total assets
€1.14M▼ 0.7%
2024 · €1.15M
2021: €1.20M
2022: €1.15M
2023: €1.15M
2024: €1.15M
2021 → 2025
Solvency
39.9%▲ 6.1pp
2024 · 33.8%
2021: 8.4%
2022: 16.8%
2023: 25.4%
2024: 33.8%
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€101k-€193k▲ 91.0%€291k▲ 51.3%€388k▲ 33.0%€454k▲ 17.1%
Operating result€149k-€149k▲ 0.4%€146k▼ 2.1%€142k▼ 2.7%€133k▼ 6.6%
Net result€96k-€92k▼ 4.3%€99k▲ 7.7%€219k▲ 121%€231k▲ 5.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 7% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.14M
Fixed assets
€1.10M=
Current assets
€39k▼ 17.6%
Equity and liabilities €1.14M
Equity
€454k▲ 17.1%
Debt
€685k▼ 9.8%
The debt ratio falls from 66.2% to 60.1%: equity grows while debt is paid down.
Key figures and ratios
Solvency
39.9%▲
2024 · 33.8%
ROE
50.9%▼
2024 · 56.4%
ROA
20.3%▲
2024 · 19.1%
Debt
€685k▼
2024 · €759k
Debt ≤ 1 year
€98k▼
2024 · €119k
Debt > 1 year
€575k▼
2024 · €628k
Income taxes
€53k▲
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.15M€1.14M▼
Fixed assets21/28€1.10M€1.10M=
Financial fixed assets28€1.10M€1.10M=
Current assets29/58€47k€39k▼
Amounts receivable within one year40/41€26k€23k▼
Trade receivables40€23k€23k=
Other amounts receivable41€3k-
Cash at bank and in hand54/58€21k€16k▼
Equity and liabilities
Total equity and liabilities10/49€1.15M€1.14M▼
Equity10/15€388k€454k▲
Contributions10/11€5k€5k=
Reserves13€383k€449k▲
Distributable reserves133€383k€449k▲
Amounts payable17/49€759k€685k▼
Amounts payable after more than one year17€628k€575k▼
Financial debts170/4€628k€575k▼
Amounts payable within one year42/48€119k€98k▼
Current portion of amounts payable after more than one year42€103k€65k▼
Trade debts44€10k€8k▼
Suppliers440/4€10k€8k▼
Taxes, remuneration and social security45€7k€26k▲
Taxes450/3€4k€22k▲
Remuneration and social security454/9€3k€3k=
Accrued charges and deferred income492/3€12k€12k=
Income statement
Code20242025
Other operating charges640/8€62€62=
Gross operating margin9900€142k€133k▼
Operating profit (loss)9901€142k€133k▼
Financial income75/76B€123k€165k▲
Recurring financial income75€123k€165k▲
Financial charges65/66B€14k€14k▼
Recurring financial charges65€14k€14k▼
Profit (loss) for the period before taxes9903€251k€284k▲
Income taxes67/77€32k€53k▲
Profit (loss) for the period9904€219k€231k▲
Profit (loss) for the period to be appropriated9905€219k€231k▲
Appropriation of the result
Profit (loss) to be appropriated9906€219k€231k▲
Transfer from equity791/2-€165k
Transfer to equity691/2€96k€231k▲
To other reserves6921€96k€231k▲
Profit to be distributed694/7€123k€165k▲
Return on contributions (dividend)694€123k€165k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2021net €231k ▲5.7%
Net result €231k, the highest in the series.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
22-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200kEq €291k ▲51.3%
3 profitable years in a row build equity to €291k.
15-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €92k ▼4.3%
Net result drops to €92k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €193k ▲91%
2 profitable years in a row build equity to €193k.
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Begijnenwinning 42A3980 Tessenderlo-HamGround area
611 m²
Building footprint
171 m²
Volume, LiDAR
574 m³
Parcel 71362B0392/00X002, Flanders · tallest building 5.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CHARON
since 20202.311.155.553
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71362B0392/00X002 | Flanders | 611 m² | 1 · 171 m² | 5.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 13,628 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2020
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.