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CharNic

Active Risk: not assessed Private limited companyfounded 2024active for 2 yearsSpuistraat 21, 2880 BornemKBO/BCE: BE 1012.497.579

Lifetime

1 annual account with figures
peak €16,934 (2025)
€16,934 
peak €28,300 (2025)
€28,300 
peak €48,300 (2025)
€48,300 
€753,123 
Board2 names since 2024
2 directorsDEBECKER Charlotte and 1 other
Documentsfilings and deeds
23-10-202684 days late
2025micro format
First year with figures

Key points

from the 2025 annual accounts

Turnover

≈ €81,000 estimated

The micro format states no turnover.

Debts

€753,123 94% of the balance sheet
Financial debts 68%Suppliers 4%Taxes and wages 1%Other 28%

Of this, €240,357 falls due within a year.

Position in the sector

6.0%

Lower solvency than 87% of companies in financial services. Sector median 50.9% · 9,770 companies.

2025 accounts filed 84 days after the deadlineFinancial institution: outside the modelBankruptcy probability: sector outside the model

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

Two signals.
raises risk
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
raises risk · 2025 accounts filed 84 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-10-2026, 84 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
84 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Board and ownership

DC
Director, since 14-08-2024
MN
Director, since 14-08-2024
  • MYLLE Nicolas Gaby Luc 50 sharesdeed of 19-08-2024
  • DEBECKER Charlotte 50 sharesdeed of 19-08-2024
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1012497579
Incorporation Founders: MYLLE Nicolas Gaby Luc and DEBECKER Charlotte · 100 shares · Appointments: MYLLE Nicolas Gaby Luc (director) and DEBECKER Charlotte (director) · published on 19-08-2024 · Gazette deed
First establishment Spuistraat 21, Bornem
All 4 events

Comparable companies

same main activity, similar in size and age
Company
CharNic Bornem €0.8m €16,934 6.0% -
Moochie Holding Waterloo €0.9m €18,843 35.1% -
JUARVIC Chaudfontaine €0.9m €14,848 -5.0% -
DHG Holding Genk €0.7m €13,581 0.9% -
Aditek Group Ravels €1.1m €19,586 3.5% 0
Maverickx Westerlo €0.5m €16,696 20.3% -
KEWOLAR Zandhoven €1.2m €17,013 -1.4% -

These companies have the same main activity as CharNic: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €538,000 and €1.2m, founded in 2024.

Official details

Source: KBO
Status
Active since 14-08-2024Normal situation
Activity
Activities of holding companiesNACE 64210
Establishment unit
2.363.077.9702880 Bornem, since 14-08-2024
Financial year end
31 December
Peppol
Reachable since 12-02-2025
Company details

Annual accounts 2025

€801,423
Filing
Filed on 23-10-2026
Financials

Insights on CharNic

CharNic is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €48,300 and a net result of €28,300.

Its solvency ranks better than 13% of 9,770 sector peers (NACE 64, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about CharNic

What is the company number of CharNic?
The company number of CharNic is 1012.497.579. The VAT number is the same number with BE in front: BE 1012.497.579.
Where is CharNic based?
The registered office is at Spuistraat 21, 2880 Bornem.Company details
What does CharNic do?
According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of CharNic?
CharNic is a private limited company (BV).
When was CharNic founded?
CharNic was founded on 14-08-2024.
Is CharNic still active?
Yes, CharNic is an active enterprise in the KBO register.
What is the turnover of CharNic?
The turnover in financial year 2025 is ≈ €81,000. This figure is estimated from the gross margin of €16,934 and 32 comparable companies (NACE 64210). It probably lies between €36,000 and €120,000. It is a rough estimate.Financials
Is CharNic profitable?
In financial year 2025, CharNic made a profit of €28,300.
Where can I find the annual accounts of CharNic?
CharNic filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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