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CHARNEUSAGRI

Active
Coöperatieve vennootschap met beperkte aansprakelijkheidfounded 198838 yrs activeCharneuse, Houdr. 1, 5575 Gedinne, BelgiumKBO/BCE: BE 0433.972.258
Summary

CHARNEUSAGRI has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€168,315) and a net result of -€27,991. Equity is shrinking by ~47.7% per year across the filed fiscal years. Its solvency ranks better than 8% of 3652 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Activity
Growing of cereals (except rice), leguminous crops and oil seeds
NACE 01110Crop and animal production, hunting and related service activities NACE 01210NACE 01300
1 site
Size
€302,066total assets 2025
Staff
0.9 FTE
Equity
-€168,315
Loss
-€27,991
Turnover not published (abridged schema)
Financial health
53 Fair Checked score 2025
Bankruptcy chance 12 m
0.9%
Structure
Accounts filed 86 d late0 of 3 deeds read
Why 53Capped at 59: negative equity- Loss of €27,991, the second in a row (FY 2025)- Negative equity -€168,315+ Size: total assets €302,066+ Founded in 1988Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 9% of its sector peers (NACE 01, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -55.7% of total assets
Liquidity 3-2
short-term debt 154.7% · cash 2.2%
Profitability 7+2
return on assets -9.3%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (5,677 companies)
Last 24 months 11-2024: 0.8% 12-2024: 0.9%▲ +18.9% vs 11-2024 01-2025: 0.5%▼ -42.6% vs 12-2024 02-2025: 0.5%● 0.0% vs 01-2025 03-2025: 0.5%● 0.0% vs 02-2025 04-2025: 0.5%● 0.0% vs 03-2025 05-2025: 0.5%● 0.0% vs 04-2025 06-2025: 0.5%● 0.0% vs 05-2025 07-2025: 0.5%● 0.0% vs 06-2025 08-2025: 0.5%▲ +1.5% vs 07-2025 09-2025: 0.5%▼ -1.8% vs 08-2025lowest value 10-2025: 0.6%▲ +10.4% vs 09-2025 11-2025: 0.7%▲ +18.4% vs 10-2025 12-2025: 0.9%▲ +26.4% vs 11-2025 01-2026: 1.0%▲ +13.3% vs 12-2025 02-2026: 1.1%▲ +10.2% vs 01-2026 03-2026: 1.2%▲ +12.9% vs 02-2026highest value 04-2026: 0.8%▼ -34.8% vs 03-2026 05-2026: 0.8%● 0.0% vs 04-2026 06-2026: 0.8%● 0.0% vs 05-2026 07-2026: 0.8%▼ -0.2% vs 06-2026 08-2026: 0.8%▲ +1.0% vs 07-2026 09-2026: 0.8%▼ -1.8% vs 08-2026 10-2026: 0.9%▲ +13.9% vs 09-2026
  • Size: total assets €302,066 lowers the probability for this profile
  • Loss of €27,991, the second in a row (FY 2025) raises the probability
  • Negative equity -€168,315 raises the probability
  • Founded in 1988 lowers the probability for this profile
No credit on open account
Liquidity short (current ratio 0.06 against 0.06 in 2024; short-term debt: 154.7% and cash: 2.2% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 01, micro). Better than this share of them on solvency 5%, liquidity 5%, profitability 10%, growth against the median 15%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €302,066
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Loss of €27,991, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity -€168,315
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 1988
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€168,315
neutral · Filed after the deadline
The financial year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 24-02-2026, 86 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
86 d late
2024
27 d late
2023
on the day
2022
12 d late
2021
8 d late
2020
31 d late
2019
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 23 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-04-2026 and is due by 30-11-2026. Nothing is late today. Usually files around 12 December (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-04-2026 close06-10-2026 today30-11-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€168,315 View
  • Risk: 7 loss-making years in a rowloss fiscal year 2025 -€27,991 View
  • Caution: Among the weakest 5% on equitysector median €83,721 · 3,653 companies -€168,315 View
  • Caution: Latest accounts filed lateafter the legal deadline 86 d View

By topic

Financials

Fiscal year
2025
Total assets
€302,066
Loss
-€27,991
Solvency
-55.7%
Go to Financials

Timeline

Events
11
Since
2016
Next accounts
by 30-11-2026
  1. 24-02-2026Annual accounts filed
  2. 27-12-2024Annual accounts filed
  3. 30-11-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Coöperatieve vennootschap met beperkte aansprakelijkheid
Activity
Growing of cereals (except rice), leguminous crops and…NACE 01110
Founded
10-04-1988
Year ends
30-04
Peppol
Reachable for e-invoices
Go to Company details

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