Summary
CHARMILLE has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2020 annual accounts show equity of €261,407 and a net result of €115,008. Its solvency ranks better than 31% of 14033 sector peers (fiscal year 2020). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
No current score
Figures too old
The available figures for FY 2020 are too old to assess current financial health.
Axes, FY 2020 · tick = 2019
Profitability51▲+17
Solvency37▲+5
Growth78
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2020Solvency, return and age of the figures
Solvency
11.9%
Return on assets
5.2%
Age of the figures
75 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
22 d early
2023
20 d early
2022
13 d early
2021
130 d late
2020
26 d early
2019
16 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 July (4 of the last 5 filed years within 39 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2020, micro schema, statutory accounts
Equity
€261,407▲ 78.6%
2019 · €146,398
Total assets
€2.2m▲ 2.8%
2019 · €2.1m
Net result
€115,008
2019 · -€34,287
Working capital
-€346,661▲ 27.5%
2019 · -€478,335
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020
Operating result-€7,832--€14,710▼ 87.8%
Net result-€34,287-€115,008above the sector's middle half
Equity€146,398-€261,407within the sector's middle half▲ 78.6%
Total assets€2.1m-€2.2mabove the sector's middle half▲ 2.8%
Debt€1.9m-€1.8m▼ 2.9%
Working capital-€478,335--€346,661below the sector's middle half▲ 27.5%
Solvency6.8%-11.9%within the sector's middle half▲ 5.0pp
Current ratio0.68-0.76within the sector's middle half▲ 0.08
Return on assets (ROA)-1.6%-5.2%within the sector's middle half▲ 6.8pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14,710 in 2020 against €7,832 in 2019; the loss grows.
Balance-sheet composition
2020 in colour, 2019 as the grey bar beneath
Assets €2.2m
Fixed assets
€1.1m ▼ 2.8%
Current assets
€1.1m ▲ 9.2%
Equity and liabilities €2.2m
Equity
€261,407 ▲ 78.6%
Provisions
€124,848 =
Debt
€1.8m ▼ 2.9%
Debt's share of the balance-sheet total falls from 87.3% to 82.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€5,271▼
2019 · €16,446
Cash flow
€134,989▲
2019 · -€10,009
Quick ratio
0.13▲
2019 · 0.06
Debt to equity
1.41▼
2019 · 2.59
ROE
44.0%▲
2019 · -23.4%
Debt ≤ 1 year
€1.4m▼
2019 · €1.5m
Debt > 1 year
€368,224▼
2019 · €378,923
Income taxes
€17,310▲
2019 · €657
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €24,279 | €19,981 | ▼ 17.7% |
| Gross operating margin9900 | €24,350 | €12,592 | ▼ 48.3% |
| Operating profit (loss)9901 | -€7,832 | -€14,710 | ▼ 87.8% |
| Recurring financial income75 | €2,598 | €2,000 | ▼ 23.0% |
| Recurring financial charges65 | €28,396 | €23,038 | ▼ 18.9% |
| Profit (loss) for the period before taxes9903 | -€33,630 | €132,318 | ▲ 493% |
| Income taxes67/77 | €657 | €17,310 | ▲ 2,534% |
| Profit (loss) for the period9904 | -€34,287 | €115,008 | ▲ 435% |
| Profit (loss) for the period to be appropriated9905 | -€34,287 | €115,008 | ▲ 435% |
| Line | 2019 | 2020 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €2.1m | €2.2m | ▲ 2.8% |
| Fixed assets21/28 | €1.1m | €1.1m | ▼ 2.8% |
| Tangible fixed assets22/27 | €381,996 | €349,946 | ▼ 8.4% |
| Financial fixed assets28 | €753,472 | €753,472 | = |
| Current assets29/58 | €1.0m | €1.1m | ▲ 9.2% |
| Stocks and contracts in progress3 | €918,849 | €911,923 | ▼ 0.8% |
| Amounts receivable within one year40/41 | €81,960 | €168,447 | ▲ 106% |
| Cash at bank and in hand54/58 | €6,392 | €20,310 | ▲ 218% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €2.1m | €2.2m | ▲ 2.8% |
| Equity10/15 | €146,398 | €261,407 | ▲ 78.6% |
| Contributions10/11 | €75,000 | €75,000 | = |
| Reserves13 | €242,461 | €242,461 | = |
| Profit (loss) carried forward14 | -€211,603 | -€96,595 | ▲ 54.4% |
| Provisions and deferred taxes16 | €124,848 | €124,848 | = |
| Amounts payable17/49 | €1.9m | €1.8m | ▼ 2.9% |
| Amounts payable after more than one year17 | €378,923 | €368,224 | ▼ 2.8% |
| Amounts payable within one year42/48 | €1.5m | €1.4m | ▼ 2.6% |
| Trade debts44 | €16,993 | €21,588 | ▲ 27.0% |
| Line | 2019 | 2020 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€34,287 | €115,008 | ▲ 435% |
| + Depreciation and write-downs630 | €24,279 | €19,981 | ▼ 17.7% |
| Operating cash flow (approximation) | -€10,009 | €134,989 | ▲ 1,449% |
| Investment in fixed assets (approximation) | - | €12,070 | - |
| Change in cash | - | €13,918 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-09
State Gazette act
Resignation: Karin Truffino (director)Appointment: Charles-Antoine de Duve (director) · Power of attorney6 facts ▸
State Gazette act
Resignation: Karin Truffino (director)
Appointment: Charles-Antoine de Duve (director) · Power of attorney6 facts ▸
- General meeting, 27-05-2026
- Director resignation, Karin Truffino (director)
- Director appointment, Charles-Antoine de Duve (director)
- Power of attorney, SRL Fiscalys
- Other statement, 18H30, meeting end
- Other statement, Actionnaire unique, shareholder status
20-08
State Gazette act
Resignation: Karin Truffino (director)Appointment: Charles-Antoine de Duve (director) · Shareholding5 facts ▸
State Gazette act
Resignation: Karin Truffino (director)
Appointment: Charles-Antoine de Duve (director) · Shareholding5 facts ▸
- General meeting, 27-05-2026
- Director resignation, Karin Truffino (director)
- Director appointment, Charles-Antoine de Duve (director)
- Shareholding, 27-05-2026, Actionnaire unique
- Other statement, représentation de l'actionnaire unique à l'assemblée, Représentée par Mr Laurent de Duve
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · consolidated
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · consolidated
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · consolidated
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · consolidated
2022
08-12
NBB filing
Annual accounts filed
fiscal year 2021 · consolidated · 130 days late
2021
05-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €115,008
Net result €115,008 after one loss-making year.
30-06
Financial
Equity above €200,000Eq €261,407 ▲78.6%
Equity rises from €146,398 to €261,407.
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
14-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
03-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
2 of 14 acts read
About the unread acts
Of the 14 Belgian State Gazette acts we know for this company, 2 have been read. The other 12 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
Charles-Antoine de Duve
CurrentDirector · since 27-05-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
12 of this company's 14 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2000
Ground area
241 m²
Building footprint
93 m²
Volume, LiDAR
990 m³
Parcel 21445C0230/00P004, Brussels · tallest building 17.5 m, ±4 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
Generaal Jacqueslaan 231, 1050 Elsene
since 20002.093.950.480
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21445C0230/00P004 | Brussels | 241 m² | 1 · 93 m² | 17.5 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
2 people since 2026, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Charles-Antoine de Duve |
|
| Karin Truffino |
|
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Capital and shareholders
Shareholders according to the acts
Stated in the act
act of 20-08-2026 ↗
- Fondation privée Quercus Robur all shares
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
Recognitions · licences · registrations
Legal Entity Identifier
984500L3T7E2BDE46130
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Of 9,144 companies in sector 68201 we hold annual accounts for 6,775. 4,919 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded15-06-2000
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Reachable via Peppol
Peppol ID
0208:0472120279
Also
9925:BE0472120279
Registered
10-06-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.