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CHaRMeDD

Active
Private limited companyfounded 2018active for 8 yearsKlemendorp 16A, 1840 Londerzeel, BelgiumKBO/BCE: BE 0688.969.026
Summary

CHaRMeDD has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €493,235 and a net result of €92,982. Equity has been growing by about 15% per year since 2018. Its solvency ranks better than 71% of 17,145 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 29-01-2018 Normal situation
Activity
Development of residential building projects NACE 68121and 2 others
Establishment unit
2.272.280.428 1840 Londerzeel, since 29-01-2018
Financial year end
31 December
Peppol
Reachable since 22-02-2025

Board and ownership

Board
  • RAES JODirector

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€142,281
▲ 118%
Turnover
≈ €260,000
estimated
Profit
€92,982
Equity
€493,235
▲ 23.2%
Total assets
€847,971
▼ 60.7%
Score breakdownraises risk1 change of registered office in 24 monthslowers riskLiquidity: current ratio 2.39, cash €415,339Size: total assets €847,971Sector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 71% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 83+39
equity 58.2% of total assets
Liquidity 80+53
short-term debt 41.8% · cash 49.0%
Profitability 65+28
return on assets 11.0%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,630 companies, NACE 68, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: 0.1%▲ +0.1 percentage points vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: 0.5%▲ +0.2 percentage points vs 08-2025highest value 10-2025: 0.4%▼ -0.1 percentage points vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.1%▼ -0.3 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.39 (1.28 in 2024), above the usual 1.5. Short-term debt is 41.8% and cash 49% of total assets. 41.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 70% of them on solvency, 86% on liquidity, 51% on profitability and 77% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 2.39, cash €415,339
NBB · annual accounts
lowers risk · Size: total assets €847,971
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
8 days early
2024
56 days late
2023
34 days early
2022
25 days early
2021
38 days early
2020
31 days late
2019
43 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 9 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €727 in 2024 €92,982 View
  • Positive: Higher net result than 90% of companies in real estatesector median €6,034 · 17,135 companies €92,982 View

Recent changes

  1. · Gazette deed Resignation: Roel De Meyer (director)
  2. · Gazette deed Registered office moved within Londerzeel
  3. · Gazette deed Amendment of the articles · Legal-form change · Resignations & appointments · Miscellaneous
All 18 events

Comparable companies

These companies have the same main activity as CHaRMeDD: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €734,000 and €916,000, founded between 2017 and 2018.

CompanyTotal assetsGross margin
CHaRMeDD Londerzeel€847,971€142,281
SONIAN CONSTRUCTIONS Kraainem€905,585€213,554
MISS MIYAGI Leuven€733,967€229,772
iNpulse Huy€811,118€148,330
Léjuré Aalter€872,549€150,092
STIBO Nazareth-De Pinte€916,135€136,517
IMAS VASTGOED Hasselt€772,403€134,199
Full comparison

Key facts about CHaRMeDD

What is the company number of CHaRMeDD?
The company number of CHaRMeDD is 0688.969.026. The VAT number is the same number with BE in front: BE 0688.969.026.
Where is CHaRMeDD based?
The registered office is at Klemendorp 16A, 1840 Londerzeel.Company details
What does CHaRMeDD do?
According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of CHaRMeDD?
The legal form of CHaRMeDD is Private limited company (BV).
When was CHaRMeDD founded?
CHaRMeDD was founded on 29-01-2018.
Is CHaRMeDD still active?
Yes, CHaRMeDD is an active enterprise in the KBO register.
What is the turnover of CHaRMeDD?
The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €142,281 and 49 comparable companies (NACE 681). It probably lies between €190,000 and €470,000.Financials
Is CHaRMeDD profitable?
In financial year 2025, CHaRMeDD made a profit of €92,982.
Where can I find the annual accounts of CHaRMeDD?
CHaRMeDD filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CHaRMeDD due?
CHaRMeDD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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