Result
-€96,838 -€96,838
From profit to loss in 2025, after a profit of €1,114 in 2024.
CHARMAT
Lifetime
20 annual accounts with figures on one time axispeak of €326,259 in 2020
€271,206▲ 53.0%
lowest -€96,838 in 2025
-€96,838▼ €97,952
peak of €1.0m in 2021
€897,210▼ 9.7%
€2.9m▲ 1.4%
Board6 names since 2017
2 directors and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €177,244 to €271,206Loss of €96,838Cash from €179,746 to €311,564
Key points
from the 2025 annual accountsDebts
€2.9m 76% of the balance sheet
Financial debts 47%Suppliers 6%Taxes and wages 1%Other 47%
Of this, €1.5m falls due within a year.
Position in the sector
-€96,838
Lower net result than 95% of companies in head offices and management consultancy. Sector median €26,440 · 41,264 companies.
2025 accounts filed 31 days after the deadline
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 2,506 companies had the same profile as CHARMAT has now. Each dot stands for 7 companies, two years later.
96.4%
were still trading
1.8%
stopped another way
1.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,506 companies, not a prediction for CHARMAT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Managing director
Director, since 29-04-2022
- 106 sharesdeed of 10-06-2022
Recent changes
Environmental permit granted
Functiewijziging · Haaltert
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0877201979
Environmental permit refused
Verbouwen en/of uitbreiden van bijgebouwen en niet overdekte lage constructies · Haaltert
Environmental permit granted
Slopen van niet vrijstaande gebouwen of constructies · Haaltert
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CHARMAT Haaltert | €3.8m | €271,206 | 23.5% | - |
| IncaF Maarkedal | €3.7m | €281,214 | 89.8% | - |
| M. MELIS Ghent | €4.2m | €291,908 | 41.3% | - |
| DE MEIMEERSEN Zulte | €4.3m | €235,204 | 58.2% | - |
| JPI Aalst | €3.7m | €320,953 | 48.6% | - |
| Excellent Locations Sint-Martens-Latem | €3.6m | €222,666 | 6.1% | - |
| V.B.R.-MANAGEMENT Ninove | €3.6m | €313,091 | 52.1% | - |
These companies have the same main activity as CHARMAT: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €3.6m and €4.3m, founded between 2004 and 2008.
Official details
Source: KBO- Status
- Active since 10-11-2005Normal situation
- Activity
- Business and other management consultancyNACE 70200and 5 others
- Establishment unit
- 2.150.261.4559450 Haaltert, since 05-12-2005
- Financial year end
- 31 December
- Peppol
- Reachable since 03-12-2025
Insights on CHARMAT
CHARMAT files the micro format. That format states no turnover. The gross margin rose from €56,346 in 2006 to €271,206 in 2025.
The balance sheet grew most from 2021 to 2023 through fixed assets.
In June 2022, the Official Gazette published the appointment of as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CHARMAT
- What is the company number of CHARMAT?
- The company number of CHARMAT is 0877.201.979. The VAT number is the same number with BE in front: BE 0877.201.979.
- Where is CHARMAT based?
- The registered office is at Ninovestraat 160, 9450 Haaltert.Company details
- What does CHARMAT do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of CHARMAT?
- CHARMAT is a private limited company (BV).
- When was CHARMAT founded?
- CHARMAT was founded on 10-11-2005.
- Is CHARMAT still active?
- Yes, CHARMAT is an active enterprise in the KBO register.
- What is the turnover of CHARMAT?
- The turnover in financial year 2025 is ≈ €390,000. This figure is estimated from the gross margin of €271,206 and 95 comparable companies (NACE 70200). It probably lies between €320,000 and €690,000.Financials
- Is CHARMAT profitable?
- In financial year 2025, CHARMAT made a loss of €96,838.
- Where can I find the annual accounts of CHARMAT?
- CHARMAT filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CHARMAT due?
- CHARMAT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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