CHARLYS
ActiveSummary
CHARLYS has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67,501 and a net result of -€56,277. Equity is growing by ~25.9% per year across the filed fiscal years. Its solvency ranks better than 39% of 13484 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability3▼-70
Solvency43▼-8
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days only on tighter terms
Liquidity short (current ratio 0.44 against 0.68 in 2024; short-term debt: 55.2% and cash: 5% of total assets), and 82.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.5%
Return on assets
-14.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
1 d early
2022
31 d late
2021
38 d early
2020
30 d late
2019
24 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Is the workforce growing, and do people stay?Employer check
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Financials · fiscal year 2025, micro schema
Equity
€67,501▼ 45.5%
2024 · €123,778
Total assets
€384,714▼ 20.0%
2024 · €481,141
Net result
-€56,277
2024 · €15,262
Working capital
-€117,967▼ 61.4%
2024 · -€73,080
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€62,969▲ 153%€43,624▼ 30.7%€43,860▲ 0.5%€32,758▼ 25.3%-€36,590
Net result€52,626▲ 209%€28,343▼ 46.1%€20,533▼ 27.6%€15,262▼ 25.7%-€56,277
Equity€59,641▲ 750%€87,983▲ 47.5%€108,516▲ 23.3%€123,778▲ 14.1%€67,501▼ 45.5%
Total assets€607,232▲ 5.6%€610,764▲ 0.6%€556,019▼ 9.0%€481,141▼ 13.5%€384,714▼ 20.0%
Debt€547,591▼ 3.6%€522,781▼ 4.5%€447,502▼ 14.4%€357,363▼ 20.1%€317,213▼ 11.2%
Working capital-€50,212▲ 51.9%-€91,786▼ 82.8%-€90,364▲ 1.5%-€73,080▲ 19.1%-€117,967▼ 61.4%
Staff (FTE)3.6▲ 12.5%3.8▲ 5.6%3.7▼ 2.6%3.9▲ 5.4%1.8▼ 53.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €36,590 after €32,758 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €384,714
Fixed assets
€290,238 ▼ 10.8%
Current assets
€94,476 ▼ 39.4%
Equity and liabilities €384,714
Equity
€67,501 ▼ 45.5%
Debt
€317,213 ▼ 11.2%
Debt's share of the balance-sheet total rises from 74.3% to 82.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€4,839▼
2024 · €75,620
Cash flow
-€14,849▼
2024 · €58,123
Current ratio
0.44▼
2024 · 0.68
Quick ratio
0.11▼
2024 · 0.42
Debt to equity
4.70▲
2024 · 2.89
ROE
-83.4%▼
2024 · 12.3%
ROA
-14.6%▼
2024 · 3.2%
Interest coverage
0.25▼
2024 · 7.81
Debt ≤ 1 year
€212,443▼
2024 · €228,958
Debt > 1 year
€104,770▼
2024 · €128,405
Income taxes
€147▼
2024 · €7,818
Staff costs
€97,341▼
2024 · €175,921
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €98,769 | €149,401 | €158,144 | €175,921 | €97,341 | ▼ 44.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €36,412 | €39,443 | €43,471 | €42,861 | €41,428 | ▼ 3.3% |
| Other operating charges640/8 | €1,967 | €2,470 | €4,883 | €1,125 | €3,826 | ▲ 240% |
| Gross operating margin9900 | €200,117 | €234,939 | €250,359 | €252,666 | €106,006 | ▼ 58.0% |
| Operating profit (loss)9901 | €62,969 | €43,624 | €43,860 | €32,758 | -€36,590 | ▼ 212% |
| Financial income75/76B | €220 | €229 | €0 | - | €26 | - |
| Recurring financial income75 | €220 | €229 | €0 | - | €26 | - |
| Financial charges65/66B | €7,863 | €12,530 | €18,410 | €9,679 | €19,566 | ▲ 102% |
| Recurring financial charges65 | €7,863 | €12,530 | €18,410 | €9,679 | €19,566 | ▲ 102% |
| Profit (loss) for the period before taxes9903 | €55,326 | €31,323 | €25,450 | €23,080 | -€56,130 | ▼ 343% |
| Income taxes67/77 | €2,700 | €2,981 | €4,917 | €7,818 | €147 | ▼ 98.1% |
| Profit (loss) for the period9904 | €52,626 | €28,343 | €20,533 | €15,262 | -€56,277 | ▼ 469% |
| Transfer from tax-exempt reserves789 | €15,607 | €0 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €68,233 | €28,343 | €20,533 | €15,262 | -€56,277 | ▼ 469% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €607,232 | €610,764 | €556,019 | €481,141 | €384,714 | ▼ 20.0% |
| Fixed assets21/28 | €382,385 | €404,843 | €375,914 | €325,263 | €290,238 | ▼ 10.8% |
| Intangible fixed assets21 | €1,522 | €819 | €116 | €0 | - | - |
| Tangible fixed assets22/27 | €380,465 | €403,246 | €375,021 | €324,485 | €289,460 | ▼ 10.8% |
| Plant, machinery and equipment23 | €130,890 | €118,447 | €114,932 | €88,456 | €74,648 | ▼ 15.6% |
| Furniture and vehicles24 | €25,890 | €23,531 | €18,919 | €14,636 | €12,492 | ▼ 14.6% |
| Other tangible fixed assets26 | €223,686 | €261,268 | €241,170 | €221,394 | €202,320 | ▼ 8.6% |
| Financial fixed assets28 | €398 | €778 | €778 | €778 | €778 | = |
| Current assets29/58 | €224,847 | €205,921 | €180,104 | €155,878 | €94,476 | ▼ 39.4% |
| Stocks and contracts in progress3 | €48,473 | €58,523 | €72,510 | €58,624 | €70,253 | ▲ 19.8% |
| Stocks30/36 | €48,473 | €58,523 | €72,510 | €58,624 | €70,253 | ▲ 19.8% |
| Amounts receivable within one year40/41 | €59,252 | €21,525 | €6,461 | €19,182 | €4,234 | ▼ 77.9% |
| Trade receivables40 | €15,316 | €21,525 | €6,461 | €19,182 | €2,625 | ▼ 86.3% |
| Other amounts receivable41 | €43,936 | €0 | - | - | €1,609 | - |
| Cash at bank and in hand54/58 | €116,962 | €125,611 | €99,426 | €74,562 | €19,131 | ▼ 74.3% |
| Deferred charges and accrued income490/1 | €159 | €262 | €1,707 | €3,510 | €858 | ▼ 75.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €607,232 | €610,764 | €556,019 | €481,141 | €384,714 | ▼ 20.0% |
| Equity10/15 | €59,641 | €87,983 | €108,516 | €123,778 | €67,501 | ▼ 45.5% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €29,860 | €89,916 | €105,178 | €64,860 | ▼ 38.3% |
| Non-distributable reserves130/1 | €1,860 | €29,860 | €49,860 | €64,860 | €64,860 | = |
| Reserves not available under the articles1311 | €1,860 | €29,860 | €49,860 | €64,860 | €64,860 | = |
| Tax-exempt reserves132 | €0 | - | - | - | - | - |
| Distributable reserves133 | - | - | €40,056 | €40,318 | €0 | ▼ 100% |
| Profit (loss) carried forward14 | €39,181 | €39,523 | €0 | - | -€15,959 | - |
| Amounts payable17/49 | €547,591 | €522,781 | €447,502 | €357,363 | €317,213 | ▼ 11.2% |
| Amounts payable after more than one year17 | €272,532 | €225,074 | €177,034 | €128,405 | €104,770 | ▼ 18.4% |
| Financial debts170/4 | €272,532 | €225,074 | €177,034 | €128,405 | €104,770 | ▼ 18.4% |
| Amounts payable within one year42/48 | €275,059 | €297,706 | €270,468 | €228,958 | €212,443 | ▼ 7.2% |
| Current portion of amounts payable after more than one year42 | €46,883 | €47,458 | €48,040 | €48,629 | €98,102 | ▲ 102% |
| Financial debts43 | €125,000 | €125,000 | €101,908 | €77,899 | €0 | ▼ 100% |
| Credit institutions430/8 | €125,000 | €125,000 | €101,908 | €77,899 | €0 | ▼ 100% |
| Trade debts44 | €47,815 | €58,512 | €55,869 | €49,983 | €45,251 | ▼ 9.5% |
| Suppliers440/4 | €47,815 | €58,512 | €55,869 | €49,983 | €45,251 | ▼ 9.5% |
| Advances received on contracts in progress46 | €0 | - | - | - | - | - |
| Taxes, remuneration and social security45 | €24,121 | €35,496 | €44,798 | €32,402 | €36,705 | ▲ 13.3% |
| Taxes450/3 | €5,199 | €20,279 | €21,882 | €14,992 | €15,369 | ▲ 2.5% |
| Remuneration and social security454/9 | €18,922 | €15,217 | €22,915 | €17,410 | €21,336 | ▲ 22.5% |
| Other amounts payable47/48 | €31,240 | €31,241 | €19,853 | €20,044 | €32,385 | ▲ 61.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €52,626 | €28,343 | €20,533 | €15,262 | -€56,277 | ▼ 469% |
| + Depreciation and write-downs630 | €36,412 | €39,443 | €43,471 | €42,861 | €41,428 | ▼ 3.3% |
| Operating cash flow (approximation) | €89,038 | €67,786 | €64,005 | €58,123 | -€14,849 | ▼ 126% |
| Investment in fixed assets (approximation) | - | -€61,901 | -€14,543 | €7,790 | -€6,403 | ▼ 182% |
| Change in cash | - | €8,649 | -€26,185 | -€24,864 | -€55,431 | ▼ 123% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet -€56,277
Net result drops to -€56,277, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100,000Eq €108,516 ▲23.3%
4 profitable years in a row build equity to €108,516.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €52,626 ▲209%
Net result €52,626, the highest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €17,004
Net result €17,004 after 2 loss-making years.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 24 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2001
Ground area
370 m²
Building footprint
218 m²
Volume, LiDAR
1,913 m³
Parcel 44805E0866/00R000, Flanders · tallest building 18.0 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Charles de Kerchovelaan 81, 9000 Gent
since 20012.100.284.382
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44805E0866/00R000 | Flanders | 370 m² | 1 · 218 m² | 18.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGent2.100.284.382
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Of 20,506 companies in sector 56111 we hold annual accounts for 11,451. 9,849 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-02-2001
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56210Event catering
Contact
Website
lysdor.be
E-mail
info@lysdor.be
Scores and ratios are computed by Checked and are not a credit decision.