The computed 12-month bankruptcy probability of CHARLU is 3.1% (moderate). The 2025 annual accounts show negative equity (-€29,601). Equity remains stable across the filed financial years (±1% per year). Its solvency ranks better than 5% of 924 sector peers (NACE 56, financial year 2025). The company has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals.
Signalsraises risk1 change of registered office in 24 monthsSector: Food and beverage service activities (NACE 56)Negative equity -€29,601Weak solvency vs sectorlowers riskLiquidity: current ratio 0.00, cash €10neutralFiled after the deadlineShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
3.1%Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Sector median 1.8% (23,715 companies, NACE 56, micro)
Last 24 months11-2024: 1.2%12-2024: 1.4%▲ +0.2 percentage points vs 11-202401-2025: 1.1%▼ -0.3 percentage points vs 12-2024lowest value02-2025: 1.1%● unchanged vs 01-2025lowest value03-2025: 2.3%▲ +1.2 percentage points vs 02-202504-2025: 2.3%● unchanged vs 03-202505-2025: 2.3%● unchanged vs 04-202506-2025: 2.2%▼ -0.1 percentage points vs 05-202507-2025: 2.3%▲ +0.1 percentage points vs 06-202508-2025: 2.7%▲ +0.4 percentage points vs 07-202509-2025: 2.7%● unchanged vs 08-202510-2025: 2.7%● unchanged vs 09-202511-2025: 3.3%▲ +0.6 percentage points vs 10-2025highest value12-2025: 2.2%▼ -1.1 percentage points vs 11-202501-2026: 2.2%● unchanged vs 12-202502-2026: 2.2%● unchanged vs 01-202603-2026: 2.2%● unchanged vs 02-202604-2026: 2.2%● unchanged vs 03-202605-2026: 2.2%● unchanged vs 04-202606-2026: 2.2%● unchanged vs 05-202607-2026: 2.2%● unchanged vs 06-202608-2026: 2.6%▲ +0.4 percentage points vs 07-202609-2026: 2.6%● unchanged vs 08-202610-2026: 3.1%▲ +0.5 percentage points vs 09-2026
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 16-11-2025, 16 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days after the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 27 November (4 of the last 5 filed years within 30 days of that day).