Financials
- Financial year
- 2025
- Total assets
- €94,813
- Profit
- €70,720
- Solvency
- 78.8%
CHARLOTTE GARIN
ActiveSummary
CHARLOTTE GARIN has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74,720 and a net result of €70,720. The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
“Assurer la gestion d'un ou plusieurs centres médicaux ou d'un ou de plusieurs cabinets…” (deed in French)
From the articles, 7 activitiesNo NACE code in the KBO yet1 site
Size
≈ €280,000turnover 2025, estimated
- Staff
- ≈ 0.2 FTE, estimated
- Equity
- €74,720
- Profit
- €70,720
Turnover estimated from the gross margin
Why 93raises riskFounded in 2024lowers riskLiquidity: current ratio 4.61, cash €81,816Size: total assets €94,813Equity €74,720 (78.8% of total assets)Show the evidence
Checked score
Score 2025
93
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 85% of its sector peers (no NACE code, micro)
Financial strength
Strong
Solvency
100
equity 78.8% of total assets
Liquidity
93
short-term debt 21.2% · cash 86.3%
Profitability
100
return on assets 74.6%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2025: 2.4%
01-2026: 2.4%● unchanged vs 12-2025
02-2026: 2.9%▲ +0.5 percentage points vs 01-2026
03-2026: 3.0%▲ +0.1 percentage points vs 02-2026
04-2026: 3.1%▲ +0.1 percentage points vs 03-2026
05-2026: 3.3%▲ +0.2 percentage points vs 04-2026
06-2026: 3.6%▲ +0.3 percentage points vs 05-2026highest value
07-2026: 3.5%▼ -0.1 percentage points vs 06-2026
08-2026: 0.2%▼ -3.3 percentage points vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026lowest value
Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 4.61, above the usual 1.5; short-term debt: 21.2% and cash: 86.3% of total assets), and 21.2% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 84% on liquidity and 90% on profitability.
The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
28 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: GARIN Charlotte Michèle Ghislaine…
Key points
By topic
Board & ownership
- Board
- 1 member
- GARIN Charlotte Michèle GhislaineDirector
Timeline
- Events
- 2
- Since
- 2024
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 05-11-2024
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
Articles of association
- Provisions read
- 26
- Purpose
- “Assurer la gestion d'un ou plusieurs centres médicaux ou d'un ou de plusieurs cabinets…” (deed in French)
Key facts about CHARLOTTE GARIN
- What is the company number of CHARLOTTE GARIN?
- 1015.895.252. In Belgium the VAT number is the company number with BE in front: BE 1015.895.252.
- Where is CHARLOTTE GARIN based?
- The registered office is at Rue de Vellereille(GIV) 34, 7041 Quévy.Company details
- What is the legal form of CHARLOTTE GARIN?
- Private limited company (BV).
- When was CHARLOTTE GARIN founded?
- On 05-11-2024.
- Is CHARLOTTE GARIN still active?
- Yes, CHARLOTTE GARIN is an active enterprise in the KBO register.
- What is the turnover of CHARLOTTE GARIN?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is CHARLOTTE GARIN profitable?
- In financial year 2025, CHARLOTTE GARIN made a profit of €70,720.
- Where can I find the annual accounts of CHARLOTTE GARIN?
- CHARLOTTE GARIN filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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