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CHARLOTTE BORREMANS

Active
Private limited company (pre-2019)founded 2012active for 14 yearsNieuwstraat 4, 9820 Merelbeke-Melle, BelgiumKBO/BCE: BE 0847.209.777
Summary

CHARLOTTE BORREMANS has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,404 and a net result of €1,297. Equity has been growing by about 4.7% per year since 2019. The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 06-07-2012 Normal situation
Activity
No activity registered in the KBO
Establishment unit
2.212.279.889 9820 Merelbeke-Melle, since 06-07-2012
Financial year end
30 September
Peppol
Not found in the Peppol Directory

Board and ownership

Shareholders
  • Charlotte Borremansannual accounts 30-09-2016

Financial position

90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts to 30-09-2025
Gross margin
€4,465
▲ 44.0%
Turnover
≈ €34,000
estimated
Profit
€1,297
Equity
€18,404
▲ 7.6%
Total assets
€39,175
▲ 3.9%
  • 2025 accounts filed 4 days after the deadline
Filed on 04-05-2026
Score breakdownraises riskNo main activity registeredlowers riskLiquidity: current ratio 2.08, cash €34,041Founded in 2012Size: total assets €39,175Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 58% of micro companies without a NACE code
Financial strength · tick: 2024
Strong
Solvency 72+2
equity 47.0% of total assets
Liquidity 79+1
short-term debt 43.3% · cash 86.9%
Profitability 73+9
return on assets 3.3%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.6%▲ +0.3 percentage points vs 04-2025 06-2025: 0.8%▲ +0.2 percentage points vs 05-2025highest value 07-2025: 0.3%▼ -0.5 percentage points vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.4%▲ +0.1 percentage points vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.3%▼ -0.1 percentage points vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.4%▲ +0.1 percentage points vs 03-2026 05-2026: 0.7%▲ +0.3 percentage points vs 04-2026 06-2026: 0.2%▼ -0.5 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.08 (1.9 in 2024), above the usual 1.5. Short-term debt is 43.3% and cash 86.9% of total assets. However, 53% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 42% of them on solvency, 72% on liquidity, 54% on profitability and 64% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · No main activity registered
KBO
lowers risk · Liquidity: current ratio 2.08, cash €34,041
NBB · annual accounts
lowers risk · Founded in 2012
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €39,175
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 4 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 04-05-2026, 4 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
4 days late
2024
30 days late
2023
on the day
2022
on the day
2021
31 days late
2020
29 days late
2019
1 day late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 14 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 4 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end02-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Incorporation
All 14 events

Key facts about CHARLOTTE BORREMANS

What is the company number of CHARLOTTE BORREMANS?
The company number of CHARLOTTE BORREMANS is 0847.209.777. The VAT number is the same number with BE in front: BE 0847.209.777.
Where is CHARLOTTE BORREMANS based?
The registered office is at Nieuwstraat 4, 9820 Merelbeke-Melle.Company details
What is the legal form of CHARLOTTE BORREMANS?
The legal form of CHARLOTTE BORREMANS is Private limited company (pre-2019) (BVBA).
When was CHARLOTTE BORREMANS founded?
CHARLOTTE BORREMANS was founded on 06-07-2012.
Is CHARLOTTE BORREMANS still active?
Yes, CHARLOTTE BORREMANS is an active enterprise in the KBO register.
What is the turnover of CHARLOTTE BORREMANS?
The turnover in financial year 2025 is ≈ €34,000. This figure is estimated from the gross margin of €4,465 and 6,321 comparable companies of the same size. It probably lies between €16,000 and €82,000. It is a rough estimate.Financials
Is CHARLOTTE BORREMANS profitable?
In financial year 2025, CHARLOTTE BORREMANS made a profit of €1,297.
Where can I find the annual accounts of CHARLOTTE BORREMANS?
CHARLOTTE BORREMANS filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CHARLOTTE BORREMANS due?
CHARLOTTE BORREMANS must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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