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Charlise

Active
Private limited companyfounded 20205 yrs activePieter Gorusstraat 18, 9240 Zele, BelgiumKBO/BCE: BE 0757.522.290
Summary

Charlise has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €378,527 and a net result of €97,777. Equity is growing by ~32.5% per year across the filed fiscal years. Its solvency ranks better than 61% of 12860 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability81▼-19
Solvency92▼-8
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 5.43 against 61.15 in 2024; short-term debt: 17.9% and cash: 32.9% of total assets), and 33.1% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
66.9%
Return on assets
17.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-03-2026, 34 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
34 d early
2024
40 d early
2023
33 d early
2022
30 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 34 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 28 March (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Charlise was incorporated on 27 October 2020 as a Private limited company.1 Total assets rose from EUR 146,312 in 2022 to EUR 565,567 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€378,527▼ 8.0%
2024 · €411,471
Total assets
€565,567▲ 12.6%
2024 · €502,414
Net result
€97,777▼ 25.2%
2024 · €130,720
Working capital
€448,367▼ 4.7%
2024 · €470,537
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€178,761-€216,361▲ 21.0%€168,640▼ 22.1%€125,135▼ 25.8%
Net result€126,093above the sector's middle half-€152,657above the sector's middle half▲ 21.1%€130,720above the sector's middle half▼ 14.4%€97,777above the sector's middle half▼ 25.2%
Equity€128,093within the sector's middle half-€280,751above the sector's middle half▲ 119%€411,471above the sector's middle half▲ 46.6%€378,527above the sector's middle half▼ 8.0%
Total assets€146,312within the sector's middle half-€297,296within the sector's middle half▲ 103%€502,414above the sector's middle half▲ 69.0%€565,567above the sector's middle half▲ 12.6%
Debt€18,219-€16,545▼ 9.2%€90,944▲ 450%€187,040▲ 106%
Working capital€128,093within the sector's middle half-€219,575above the sector's middle half▲ 71.4%€470,537above the sector's middle half▲ 114%€448,367above the sector's middle half▼ 4.7%
Solvency87.5%above the sector's middle half-94.4%above the sector's middle half▲ 6.9pp81.9%above the sector's middle half▼ 12.5pp66.9%within the sector's middle half▼ 15.0pp
Current ratio8.03above the sector's middle half-14.27above the sector's middle half▲ 6.2461.15above the sector's middle half▲ 46.885.43above the sector's middle half▼ 55.72
Return on assets (ROA)86.2%above the sector's middle half-51.3%above the sector's middle half▼ 34.8pp26.0%within the sector's middle half▼ 25.3pp17.3%within the sector's middle half▼ 8.7pp
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000Operating result 2022: €178,761€178,761Net result 2022: €126,093€126,093Operating result 2023: €216,361€216,361Net result 2023: €152,657€152,657Operating result 2024: €168,640€168,640Net result 2024: €130,720€130,720Operating result 2025: €125,135€125,135Net result 2025: €97,777€97,7772022202320242025€0€100,000€200,000Operating result 2023: €216,361€216,000Net result 2023: €152,657€153,000Operating result 2024: €168,640€169,000Net result 2024: €130,720€131,000Operating result 2025: €125,135€125,000Net result 2025: €97,777€97,800202320242025
The operating result has fallen two years in a row; 2025 is 26% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €565,567
Fixed assets €16,000 ▼ 33.5%
Current assets €549,567 ▲ 14.9%
Equity and liabilities €565,567
Equity €378,527 ▼ 8.0%
Debt €187,040 ▲ 106%
Debt's share of the balance-sheet total rises from 18.1% to 33.1%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.49▲
2024 · 0.22
ROE
25.8%▼
2024 · 31.8%
Debt ≤ 1 year
€101,200▲
2024 · €7,822
Debt > 1 year
€83,000=
2024 · €83,000
Income taxes
€28,229▼
2024 · €39,304
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,781 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 97% are still going.

  • Small
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.6% went bankrupt
2.7% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,781 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€502,414€565,567▲
Formation expenses20€0€0=
Fixed assets21/28€24,054€16,000▼
Tangible fixed assets22/27€13,053-
Furniture and vehicles24€13,053-
Financial fixed assets28€11,001€16,000▲
Current assets29/58€478,360€549,567▲
Amounts receivable after more than one year29€373,500€344,000▼
Other amounts receivable291€373,500€344,000▼
Amounts receivable within one year40/41€45,635€19,380▼
Trade receivables40€40,000€15,902▼
Other amounts receivable41€5,635€3,478▼
Cash at bank and in hand54/58€57,997€186,187▲
Deferred charges and accrued income490/1€1,227-
Equity and liabilities
Total equity and liabilities10/49€502,414€565,567▲
Equity10/15€411,471€378,527▼
Contributions10/11€2,000€2,000=
Reserves13€409,471€376,527▼
Distributable reserves133€409,471€376,527▼
Amounts payable17/49€90,944€187,040▲
Amounts payable after more than one year17€83,000€83,000=
Financial debts170/4€83,000€83,000=
Amounts payable within one year42/48€7,822€101,200▲
Trade debts44€694€633▼
Suppliers440/4€694€633▼
Taxes, remuneration and social security45€7,128€2,026▼
Taxes450/3€7,128€2,026▼
Other amounts payable47/48-€98,542
Accrued charges and deferred income492/3€121€2,840▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,122-
Other operating charges640/8€657€531▼
Non-recurring operating charges66A-€5,813
Gross operating margin9900€176,419€131,480▼
Operating profit (loss)9901€168,640€125,135▼
Financial income75/76B€1,606€4,227▲
Recurring financial income75€1,606€4,227▲
Financial charges65/66B€223€3,357▲
Recurring financial charges65€223€3,357▲
Profit (loss) for the period before taxes9903€170,024€126,005▼
Income taxes67/77€39,304€28,229▼
Profit (loss) for the period9904€130,720€97,777▼
Profit (loss) for the period to be appropriated9905€130,720€97,777▼
Appropriation of the result
Profit (loss) to be appropriated9906€130,720€97,777▼
Transfer from equity791/2-€130,720
Transfer to equity691/2€130,720€97,777▼
To other reserves6921€130,720€97,777▼
Profit to be distributed694/7-€130,720
Return on contributions (dividend)694-€130,720

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,270€1,190€7,122--
Other operating charges640/8€817€348€657€531▼ 19.1%
Non-recurring operating charges66A---€5,813-
Gross operating margin9900€180,848€217,899€176,419€131,480▼ 25.5%
Operating profit (loss)9901€178,761€216,361€168,640€125,135▼ 25.8%
Financial income75/76B€244€1,709€1,606€4,227▲ 163%
Recurring financial income75€244€1,709€1,606€4,227▲ 163%
Financial charges65/66B€104€135€223€3,357▲ 1,405%
Recurring financial charges65€104€135€223€3,357▲ 1,405%
Profit (loss) for the period before taxes9903€178,901€217,935€170,024€126,005▼ 25.9%
Income taxes67/77€52,808€65,278€39,304€28,229▼ 28.2%
Profit (loss) for the period9904€126,093€152,657€130,720€97,777▼ 25.2%
Profit (loss) for the period to be appropriated9905€126,093€152,657€130,720€97,777▼ 25.2%
Line2022202320242025Change
Assets
Total assets20/58€146,312€297,296€502,414€565,567▲ 12.6%
Formation expenses20--€0€0-
Fixed assets21/28-€61,176€24,054€16,000▼ 33.5%
Tangible fixed assets22/27-€20,175€13,053--
Furniture and vehicles24-€20,175€13,053--
Financial fixed assets28-€41,001€11,001€16,000▲ 45.4%
Current assets29/58€146,312€236,120€478,360€549,567▲ 14.9%
Amounts receivable after more than one year29-€30,000€373,500€344,000▼ 7.9%
Other amounts receivable291-€30,000€373,500€344,000▼ 7.9%
Amounts receivable within one year40/41€54,966€70,420€45,635€19,380▼ 57.5%
Trade receivables40€24,200€55,000€40,000€15,902▼ 60.2%
Other amounts receivable41€30,766€15,420€5,635€3,478▼ 38.3%
Cash at bank and in hand54/58€91,322€133,422€57,997€186,187▲ 221%
Deferred charges and accrued income490/1€24€2,278€1,227--
Equity and liabilities
Total equity and liabilities10/49€146,312€297,296€502,414€565,567▲ 12.6%
Equity10/15€128,093€280,751€411,471€378,527▼ 8.0%
Contributions10/11€2,000€2,000€2,000€2,000=
Reserves13€126,093€278,751€409,471€376,527▼ 8.0%
Distributable reserves133€126,093€278,751€409,471€376,527▼ 8.0%
Amounts payable17/49€18,219€16,545€90,944€187,040▲ 106%
Amounts payable after more than one year17--€83,000€83,000=
Financial debts170/4--€83,000€83,000=
Amounts payable within one year42/48€18,219€16,545€7,822€101,200▲ 1,194%
Trade debts44-€1,267€694€633▼ 8.8%
Suppliers440/4-€1,267€694€633▼ 8.8%
Taxes, remuneration and social security45€18,219€15,278€7,128€2,026▼ 71.6%
Taxes450/3€18,219€15,278€7,128€2,026▼ 71.6%
Other amounts payable47/48---€98,542-
Accrued charges and deferred income492/3--€121€2,840▲ 2,246%
Line2022202320242025Change
Profit (loss) for the period9904€126,093€152,657€130,720€97,777▼ 25.2%
+ Depreciation and write-downs630€1,270€1,190€7,122--
Operating cash flow (approximation)€127,363€153,848€137,842€97,777▼ 29.1%
Investment in fixed assets (approximation)--€30,000€8,054▼ 73.2%
Change in cash-€42,100-€75,425€128,190▲ 270%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
27-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Weakest financial yearnet €97,777 ▼25.2%
Net result drops to €97,777, the lowest in the series.
21-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial Liquidity quadruplescurrent ratio 61.15
Current ratio from 14.27 to 61.15; short-term debt falls from €16,545 to €7,822.
28-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial Highest result since 2022net €152,657 ▲21.1%
Operating result €216,361, net result €152,657, both a record.
30-09
Financial Equity above €200,000Eq €280,751 ▲119%
2 profitable years in a row build equity to €280,751.
31-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zele · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
866 m²
Building footprint
129 m²
Volume, LiDAR
755 m³
Parcel 42402C1889/00A000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
Charlise
Pieter Gorusstraat 18, 9240 ZeleOther legal services
since 20202.309.025.612
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42402C1889/00A000 Flanders 866 m² 1 · 129 m² 7.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 holdings

Owners 0

The accounts to 30-09-2025 list no shareholders, and no other source names one.

Holdings 2

According to the annual accounts to 30-09-2025 of Charlise and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 2,765 companies in sector 69109 we hold annual accounts for 1,209. 804 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded27-10-2020
Fiscal year end30-09
Activities, NACEBEL 2025
69109Other legal services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0757522290
Also 9925:BE0757522290
Registered 10-12-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.