CHARLIN
ActiveSummary
CHARLIN has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 50% of 1901 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+86
Solvency81▼-6
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.25 against 0.74 in 2024; short-term debt: 43.6% and cash: 44.4% of total assets), and 43.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
31 d early
2023
43 d early
2022
67 d early
2021
75 d early
2020
26 d early
2019
50 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k▲ 31.6%
2024 · €5k
2018: €1k
2019: €4k
2020: €4k
2021: €17k
2022: €11k
2023: €11k
2024: €5k
2018 → 2025
Total assets
€11k▲ 44.6%
2024 · €8k
2018: €15k
2019: €25k
2020: €26k
2021: €34k
2022: €26k
2023: €18k
2024: €8k
2018 → 2025
Net result
€2k
2024 · €-6k
2018: €96
2019: €3k
2020: €194
2021: €12k
2022: €30
2023: €-8
2024: €-6k
2018 → 2025
Working capital
€1k
2024 · €-780
2018: €-2k
2019: €2k
2020: €3k
2021: €15k
2022: €8k
2023: €10k
2024: €-780
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€11k▼ 37.2%€11k▼ 0.1%€5k▼ 54.4%€6k▲ 31.6%
Operating result€13k-€229▼ 98.3%€323▲ 40.8%€-6k€2k
Net result€12k-€30▼ 99.8%€-8€-6k▼ 74,596%€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2k after a loss of €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11k
Fixed assets
€5k ▼ 8.9%
Current assets
€6k ▲ 182%
Equity and liabilities €11k
Equity
€6k ▲ 31.6%
Debt
€5k ▲ 65.7%
Debt's share of the balance-sheet total rises from 38.0% to 43.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€3k▲
2024 · €-4k
Cash flow
€3k▲
2024 · €-4k
Current ratio
1.25▲
2024 · 0.74
Debt to equity
0.77▲
2024 · 0.61
ROE
24.0%▲
2024 · -119.3%
ROA
13.6%▲
2024 · -74.0%
Interest coverage
32.62▲
2024 · -47.66
Debt ≤ 1 year
€5k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€8k€11k▲
Fixed assets21/28€6k€5k▼
Tangible fixed assets22/27€6k€5k▼
Furniture and vehicles24€6k€5k▼
Current assets29/58€2k€6k▲
Amounts receivable within one year40/41€1k€1k▲
Trade receivables40€879€1k▲
Other amounts receivable41€218-
Cash at bank and in hand54/58€1k€5k▲
Equity and liabilities
Total equity and liabilities10/49€8k€11k▲
Equity10/15€5k€6k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-3k€-2k▲
Amounts payable17/49€3k€5k▲
Amounts payable within one year42/48€3k€5k▲
Trade debts44€526€468▼
Suppliers440/4€526€468▼
Taxes, remuneration and social security45-€202
Taxes450/3-€202
Other amounts payable47/48€2k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€387€800▲
Gross operating margin9900€-4k€4k▲
Operating profit (loss)9901€-6k€2k▲
Financial income75/76B€17-
Recurring financial income75€17-
Financial charges65/66B€93€93▼
Recurring financial charges65€93€93▼
Profit (loss) for the period before taxes9903€-6k€2k▲
Profit (loss) for the period9904€-6k€2k▲
Profit (loss) for the period to be appropriated9905€-6k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-2k▲
Profit (loss) brought forward from the previous period14P€3k€-3k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €12k ▲6304%
Operating result €13k, net result €12k, both a record.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de la Masure 1807000 MonsGround area
1,800 m²
Building footprint
140 m²
Volume, LiDAR
1,037 m³
Parcel 53404B0066/00P002, Wallonia · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CHARLIN S.N.C.
since 20102.193.338.561
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53404B0066/00P002 | Wallonia | 1,800 m² | 1 · 140 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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HIDDEN WAY LTD
BE 0812.172.387
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ALL2NEWMEDIA
BE 0898.671.247
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TEMPUS FUGIT
BE 0820.110.551
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Of 2,789 companies in sector 63910 we hold annual accounts for 700. 340 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-11-2010
Fiscal year end31-12
Activities, NACEBEL 2025
63910Web portal activities
62200Computer consultancy and computer facilities management
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.