CHARLIMO
ActiveSummary
CHARLIMO has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €79,220 and a net result of -€22,191. Equity remains stable across the filed fiscal years (±2.3% per year). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency100=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days only on tighter terms
short-term debt: 0.2% and cash: 33.7% of total assets, and 0.2% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
99.8%
Return on assets
-28%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€22,191
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-02-2026, 193 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
193 d late
2023
13 d late
2022
33 d early
2021
26 d early
2020
4 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 6 accounts on average 30 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€79,220▼ 21.9%
2023 · €101,411
Total assets
€79,387▼ 22.1%
2023 · €101,888
Net result
-€22,191▲ 15.8%
2023 · -€26,356
Working capital
€27,498▼ 40.4%
2023 · €46,141
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€34,967▼ 107%€114,841-€42,819-€26,264▲ 38.7%-€21,678▲ 17.5%
Net result-€35,020▼ 292%€114,712-€42,867-€26,356▲ 38.5%-€22,191▲ 15.8%
Equity€55,921▼ 38.5%€170,633▲ 205%€127,767▼ 25.1%€101,411▼ 20.6%€79,220▼ 21.9%
Total assets€570,834▼ 5.8%€485,925▼ 14.9%€127,934▼ 73.7%€101,888▼ 20.4%€79,387▼ 22.1%
Debt€514,913=€315,291▼ 38.8%€167▼ 99.9%€477▲ 185%€167▼ 65.0%
Working capital-€123,213▼ 17.8%€97,360€63,795▼ 34.5%€46,141▼ 27.7%€27,498▼ 40.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €21,678 in 2024 against €26,264 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €79,387
Fixed assets
€51,722 ▼ 6.4%
Current assets
€27,665 ▼ 40.7%
Equity and liabilities €79,387
Equity
€79,220 ▼ 21.9%
Debt
€167 ▼ 65.0%
Debt's share of the balance-sheet total falls from 0.5% to 0.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€18,130▼
2023 · -€17,563
Cash flow
-€18,643▼
2023 · -€17,655
Debt to equity
0.00▼
2023 · 0.00
ROE
-28.0%▼
2023 · -26.0%
ROA
-28.0%▼
2023 · -25.9%
Interest coverage
-35.36▲
2023 · -191.40
Debt ≤ 1 year
€167▼
2023 · €477
A ratio outside any meaningful range has been withheld (balance sheet total €79,387, equity €79,220).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,836 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.5%
went bankrupt
13%
stopped otherwise
84%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,836 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €144,898 | - | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16,371 | €10,759 | €9,303 | €8,701 | €3,548 | ▼ 59.2% |
| Other operating charges640/8 | - | €7,415 | €7,727 | €11,651 | €14,239 | ▲ 22.2% |
| Gross operating margin9900 | -€11,233 | €133,016 | -€25,789 | -€5,913 | -€3,891 | ▲ 34.2% |
| Operating profit (loss)9901 | -€34,967 | €114,841 | -€42,819 | -€26,264 | -€21,678 | ▲ 17.5% |
| Financial charges65/66B | - | €129 | €48 | €92 | €513 | ▲ 459% |
| Recurring financial charges65 | €54 | €129 | €48 | €92 | €513 | ▲ 459% |
| Profit (loss) for the period before taxes9903 | -€35,020 | €114,712 | -€42,867 | -€26,356 | -€22,191 | ▲ 15.8% |
| Profit (loss) for the period9904 | -€35,020 | €114,712 | -€42,867 | -€26,356 | -€22,191 | ▲ 15.8% |
| Profit (loss) for the period to be appropriated9905 | -€35,020 | €114,712 | -€42,867 | -€26,356 | -€22,191 | ▲ 15.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €570,834 | €485,925 | €127,934 | €101,888 | €79,387 | ▼ 22.1% |
| Fixed assets21/28 | €179,135 | €73,274 | €63,971 | €55,270 | €51,722 | ▼ 6.4% |
| Tangible fixed assets22/27 | €179,135 | €73,274 | €63,971 | €55,270 | €51,722 | ▼ 6.4% |
| Land and buildings22 | - | €73,274 | €63,971 | €55,270 | €51,722 | ▼ 6.4% |
| Current assets29/58 | €391,700 | €412,651 | €63,963 | €46,617 | €27,665 | ▼ 40.7% |
| Cash at bank and in hand54/58 | €390,312 | €412,651 | €63,963 | €45,720 | €26,733 | ▼ 41.5% |
| Deferred charges and accrued income490/1 | - | - | - | €897 | €932 | ▲ 3.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €570,834 | €485,925 | €127,934 | €101,888 | €79,387 | ▼ 22.1% |
| Equity10/15 | €55,921 | €170,633 | €127,767 | €101,411 | €79,220 | ▼ 21.9% |
| Contributions10/11 | €200,000 | €200,000 | €200,000 | €200,000 | €200,000 | = |
| Capital10 | - | €200,000 | €200,000 | €200,000 | €200,000 | = |
| Issued capital100 | - | €200,000 | €200,000 | €200,000 | €200,000 | = |
| Reserves13 | €3,927 | €3,927 | €3,927 | €3,927 | €3,927 | = |
| Non-distributable reserves130/1 | - | €3,927 | €3,927 | €3,927 | €3,927 | = |
| Legal reserve130 | - | €3,927 | €3,927 | €3,927 | €3,927 | = |
| Profit (loss) carried forward14 | -€148,005 | -€33,293 | -€76,160 | -€102,516 | -€124,707 | ▼ 21.6% |
| Amounts payable17/49 | €514,913 | €315,291 | €167 | €477 | €167 | ▼ 65.0% |
| Amounts payable within one year42/48 | €514,913 | €315,291 | €167 | €477 | €167 | ▼ 65.0% |
| Trade debts44 | €50 | €428 | - | €310 | - | - |
| Suppliers440/4 | - | €428 | - | €310 | - | - |
| Other amounts payable47/48 | - | €314,863 | €167 | €167 | €167 | = |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€35,020 | €114,712 | -€42,867 | -€26,356 | -€22,191 | ▲ 15.8% |
| + Depreciation and write-downs630 | €16,371 | €10,759 | €9,303 | €8,701 | €3,548 | ▼ 59.2% |
| Operating cash flow (approximation) | -€18,649 | €125,471 | -€33,564 | -€17,655 | -€18,643 | ▼ 5.6% |
| Investment in fixed assets (approximation) | - | €95,102 | €0 | €0 | €0 | - |
| Change in cash | - | €22,339 | -€348,689 | -€18,242 | -€18,987 | ▼ 4.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
07-07
State Gazette act
General meeting · Other statement
Capital increase · Director in office
09-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 193 days late
2024
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€42,867
Net result drops to -€42,867, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 293current ratio 382.92
Current ratio from 1.31 to 382.92; short-term debt falls from €315,291 to €167.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €114,712
Net result €114,712 after 3 loss-making years.
31-12
Financial
Equity above €150,000Eq €170,633 ▲205%
Equity rises from €55,921 to €170,633.
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Show earlier events
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
23-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 23 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Profondeville · 1 establishment unit since 1990
Ground area
4,327 m²
Building footprint
471 m²
Volume, LiDAR
3,734 m³
2 parcels, Wallonia · tallest building 13.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Route de Philippeville 86, 6010 Charleroi
since 19902.050.854.172
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52014B0011/00R002 | Wallonia | 3,055 m² | 1 · 252 m² | 13.5 m · 3 fl. |
| 92101C0136/00R002 | Wallonia | 1,272 m² | 1 · 219 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPublic limited company
Founded27-11-1990
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0442646434
Registered
20-08-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.